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Based on a new memo sent out to Chase bankers: beginning 1/25/26, Chase will be clarifying the disclosures on their Sapphire Reserve and Sapphire Preferred to make it clear that customers can earn a bonus on each card version, one bonus per card, even if they currently have an active card. See full text and image below. Here’s my interpretation…

If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey.  January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money habits now, you can take control of your finances and feel…

The Offer Direct link to offer Amtrak is offering the USA Rail Pass for $250, save $249 The Fine Print Buy by January 20, 2026 Pass is valid for 120 days after purchase (30 days after first segment is traveled). Coach travel only. Our Verdict This is the lowest I’ve ever seen this. Previously deals have been for $299 or…

When people hear the phrase debt management program, there’s often confusion, hesitation, or even fear attached to it. As a credit counselor, I see this every day. Many individuals know they’re overwhelmed by debt, but they don’t fully understand what their options are or what credit counseling actually does. I recently had the opportunity to speak publicly about debt management…

Update 1/13/26: People are now seeing the ‘courtesy adjustment’ to bump up their redemptions to 2 cents for bookings made through 12/22/26 (see update below).  Update 12/18/25: Chase announced that they’ll be honoring a 2¢ value for all The Edit properties booked through 12/22/25. This includes prior bookings done at the lower value, as well as future bookings through the…

Did the holiday season leave your finances in the red? A temporary setback doesn’t have to become a permanent burden. This is where a financial reset can help. A 2026 financial reset is a strategic plan designed to help you recover from holiday overspending and realign your budget for the new year. Beyond basic budgeting, this checklist outlines a framework…