TD Bank Launches ‘Double Up’ 2% Credit Card with $200 Signup Bonus & No Annual Fee

Update 8/5/26: Bonus now $200.Hat tip to reader Harold

TD Bank Double Up Card

TD Bank Double Up Card link

TD Bank has launched a new card called the Double Up card which earns 1% cashback on all purchases and an additional 1% cashback when you redeem rewards into an eligible TD Bank Deposit Account.TD cards and accounts are only available to those in states where TD Bank operates.

Signup Bonus Offer

Earn $75 Cash Back in the form of a statement credit when you spend $500 within the first 90 days after account opening.

They also offer 0% introductory APR balance transfers for first 15 billing cycles after account opening.(After that, 14.99%, 19.99% or 24.99% variable APR based on your credit worthiness.)

Card Details

No annual fee

Foreign transaction fee is 3% of each transaction in U.S.

dollars

Earn unlimited Cash Back – no rotating categories, no caps or limits as long as your credit card account is open and in good standing

$25 minimum to redeem cash back

Contactless payments

Credit card is available only to those who have a U.S.address in one of the following 16 states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA

Our Verdict

It’s basically a 2% card for those who have a TD deposit account.‘Double Up’ bears an uncanny resemblance to Citi’s ‘Double Cash’, but again, in the case of TD you need to have a deposit account with the bank to be eligible.

Should be easy enough for those in TD’s footprint to open a checking or savings account with the bank if you want another 2% card option.You can also get a bank bonus for opening a checking or savings account with TD Bank as well.

A reader reached out to share the news of the new card, and added: TD Bank is more conservative on lending requirements, and normally uses Experian for their credit pulls.

Related: Best Credit Cards For Every Day Purchases

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.