[WV, PA, OH, IN, KY, MD, In Branch] Wesbanco $300 Checking Bonus

Update 9/12/26: Seems to be in branch only now.Valid until 10/31/26.Hat tip to reader Jenny

Possibly in branch only now?

Update 8/5/26: Deal is back but for $300 (was $400).Requires $1,000 direct deposit (was $500) and 20 debit card purchases (was 0)

Update 9/21/23: Deal is back and now $400 instead of $250.

Offer at a glance

Maximum bonus amount: $250

Availability: WV, PA, OH, IN, KY, MD

Direct deposit required: Two direct deposits totaling $2,000+

Additional requirements: See below

Hard/soft pull: Soft

ChexSystems: Unknown, sensitive

Credit card funding: Up to $500

Monthly fees: $6, avoidable

Early account termination fee: $25, 90 days

Household limit: None listed

Expiration date: None listed

The Offer

Direct link to offer

Wesbanco is offering a $400 bonus when you open a new WesBanco One account and complete the following requirements:

Direct deposit of $1,000+ within 60 days

Complete 20 debit card point of sale transactions with your WesBanco VISA debit card in the same time period.

The Fine Print

Customers with a current checking account are not eligible for the bonus.

Make payroll or government benefit direct deposits totaling at least $500.

All qualifying activity must occur and post to the account within 60 days of account opening.

Bonus will be credited to your account within 7 business days of meeting the qualifying activity.

Bonus may not be used in combination with other offers, offer is subject to change without notice and limited to one per account.

No bonus will be paid if the account is closed or is in overdraft at the time the bonus is to be credited.

Businesses and WesBanco employees are not eligible for bonus.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

$6 monthly maintenance fee is WAIVED when customer chooses to receive an electronic statement OR maintains a $500 minimum daily balance.

Early Account Termination Fee

There is a $25 fee if the account is closed within 90 days.

Our Verdict

Previously this was a $350 bonus, but targeted.Looks to be publicly available this time.Worth doing if you live in an eligible area.We will add this to our best bank bonus page.

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.