Rakuten: $100 Bonus on Citi Strata Premier

Update 9/28/26: This has been increased to $150.

The Offer

Direct Link to offer

Note: bonus will only show if you are earning Rakuten cashback or Bilt points, not if your account is set up to earn Membership Rewards points.

Our Verdict

Nice spruce-up to the regular signup bonus if you want this card.It’s interesting to see Rakuten partner with more and more card issuers to add a bonus as this isn’t something that’s typically done with affiliate networks:

Hat tip to tossedintheglaze

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.