Rakuten: 5% Back on Giftcards.com

The Offer

Direct Link to offer

Rakuten is offering 5%/5x back on gift card purchases from Giftcards.com.

The Fine Print

Exclusions: Cash Back is not available on Giftcards.com eGift card, Giant Eagle gift cards, the portion paid for with rewards, or purchases over $2,000.Cash Back is only available on orders placed through the Giftcards.com site.

Special Terms: Use of coupon/promotional codes not listed on Rakuten may void Cash Back.

Our Verdict

This is a nice deal for a wide variety of gift card purchases.You can also potentially earn 1% back in Giftcards.com Rewards on the purchase.You can try stacking with some of the other promo code deals from Giftcards.com, just keep in mind the portal rewards are not guaranteed to track unless the code shows on the portal.

Capital One Shopping is supposed to be running a special on Giftcards.com purchases on October 8th, we don’t have the details on that yet.

Regardless, many people will find the 5x/5% offer from Rakuten appealing.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.