Barclays Wyndham Earner Premier Credit Card Review (New Card, 120 Offer)
[2026.6 Update] A new card has been launched.It is a premium card with a $395 annual fee and a coupon-book-style benefits structure.The welcome offer is 120k: earn 90,000 Wyndham Points after spending $6,000 within the first 120 days, plus another 30,000 Wyndham Points after spending $750 at Wyndham within the first 180 days.Given the structure of this offer, it is only suitable for people who already plan to make Wyndham purchases.
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Benefits
- 120k offer: earn 90,000 Wyndham points after spending $6,000 in the first 120 days, and also earn 30,000 Wyndham points after spending $750 at Hotels by Wyndham in the first 180 days.
- Wyndham points are valued around 0.7 cents/point (Hotel Points Value), and the redemption structure is very simple with only three tiers of redemption: 7.5k/15k/30k points.
So the 120k highest welcome offer is worth about $840.
- Earn 8 points per $1 spent on eligible purchases made at Hotels By Wyndham; Earn 4 points per $1 spent on eligible Vacation Club, travel, dining and grocery store purchases (excluding Target and Walmart); Earn 1 point per $1 spent on all other purchases (excluding Vacation Club down payments).
- Anniversary Bonus: Receive 30,000 bonus points each anniversary year after payment of your annual fee.
- Coupon book, see below.
- Redeem 25% fewer Wyndham Rewards points for award nights.That means you only need 5.625k/11.25k/22.5k points for redemption.
- Automatically receive a Wyndham Rewards DIAMOND Member level.
- Enjoy a free night worth up to 30,000 Wyndham Rewards points after you stay 5 or more nights in a calendar year.
- TSA Precheck or Global Entry credit.
- Cardmember discount for Wyndham paid stays.
- No foreign transaction fee.
Coupon Book
- $100 Wyndham Hotel Credit: You are eligible to receive a single statement credit of $100 back after spending $100 or more in the aggregate at Wyndham® hotels, Wyndham Grand® hotels, Dolce Hotels and Resorts® by Wyndham, Trademark Collection® by Wyndham and/or Registry Collection Hotels® each calendar year.
- Up to $120 Meal Delivery Credit: Enjoy up to $10 in statement credits back each month–up to $120 each calendar year–after making qualifying meal delivery purchases with your card.
- Up to $100 Streaming Credit: Receive statement credits on qualifying streaming subscriptions—stream more of what you love
- $65 Wholesale Membership Club Credit.
Disadvantages
- $395 annual fee, NOT waived for the first year.
- The free night is typically not worth a lot since most Wyndham hotels are not very expensive.
- Note that Wyndham points expires after 18 months for inactivity, and expire after 4 years no matter what.Therefore it is not a good idea to accumulate a lot of Wyndham points if you don’t plan to stay in Wyndham in the near future.
Summary
The welcome offer is quite valuable.Even for Wyndham enthusiasts, instead of holding a high-annual-fee card with a coupon-book-style benefits structure and adding more mental overhead, it may be better to consider the Barclays Wyndham Earner Plus, which has a lower annual fee.
If you do not want to keep this card long term, you can consider downgrading to the no-annual-fee card Barclays Wyndham Earner.
Related Credit Cards
Barclays Wyndham EarnerBarclays Wyndham Earner PlusBarclays Wyndham Earner BusinessBarclays Wyndham Earner Premier Annual Fee$0$95$149$395 Annual Points7,500 (if spending $15,000 or more)15,00015,00030,000 Discount on Award Nights10%10%20%25% Wyndham Elite MembershipGoldDiamond 1st year, then PlatinumDiamondDiamond Coupon book-$50 Meal Delivery Credit ($25 semi-annually)$65 Wholesale Club Credit$100 Wyndham Credit; $120 Meal Delivery Credit ($10/month); $65 Wholesale Club Credit; $100 Streaming Credit.Recommended Downgrade Options
After Applying
Therefore, think carefully before calling.
Historical Offers Chart
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Frequently Asked Questions
Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.
However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.
Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.
Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.
