Loans
Parent PLUS Loan Deferment: What It Is and How to Pause Payments
Parent PLUS Loans are education loans that help you pay for your child’s school costs. When you get a Parent PLUS Loan, you’re assigned a loan servicer and must start…
Loans
Guide to Parent PLUS Loan Consolidation
You helped your child pay for their college education by taking out Parent PLUS Loans with the U.S. Department of Education. As a Parent PLUS borrower, these student loans are…
Loans
Dos and Don’ts of Using Alternative Documentation for IDR Recertification
If you're on an income-driven repayment (IDR) plan for your student loans, you might benefit from using alternative documentation of your income when it’s time to recertify. IDR plans require…
Loans
Which Is Better for Six-Figure Student Debt?
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
Loans
What’s Going on with Your Student Loan Repayment?
Federal student loan servicers sometimes place borrowers into administrative forbearance when they need additional time to process paperwork, correct account errors or implement changes to repayment plans. For example, during…
Loans
Federal Loan Repayment Plans That Qualify for PSLF
If you’ve committed your life to public service and have federal student loans, you might be eligible for the Public Service Loan Forgiveness program (PSLF). This loan forgiveness program lets…
Jul 31, 2026
What to Do if Your PSLF Qualifying Payments are Incorrectly Counted
Editor's note: The U.S. Department of Education took over direct management of the PSLF program in May 2024. In addition, the PSLF Waiver and the one-time IDR Account Adjustment corrected…
Subsidized vs. Unsubsidized Student Loans: Repayment for Each Type
With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan…
Jul 28, 2026
Jul 23, 2026
Taking Out New Student Loans Now Could Be a Huge Mistake
Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful…
Truist Physician Mortgage Loan Review – Student Loan Planner
Key Takeaways: Truist offers a physician mortgage loan of up to $2.5 million. It's available to most doctors and dentists, but not nurses or physician assistants. It's only offered in…
Jul 22, 2026
Jul 21, 2026
Should You Refinance Navient Student Loans? (NaviRefi Compared)
If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi,…
Court Blocks New Student Loan Restrictions for Professional Students
A federal court in June 2026 blocked a new Education Department rule that would have restricted new student loan borrowing for certain professional degree programs. The rule, had it been…
Jul 16, 2026
