Loans
Student Loan Borrowers Pursuing PSLF Face New Setbacks
Borrowers hoping to have their student loans forgiven under the Public Service Loan Forgiveness (PSLF) program are facing a growing pile of barriers that may make it harder to get…
Loans
4 Law Enforcement Student Loan Forgiveness Programs to Know About
Law enforcement officers at the local, state, tribal and federal level commit to serving in capacities that most of the public will never fully comprehend. Considering the risk and trauma that…
Loans
The Hidden Gaps in Employer-Provided Disability Insurance
Employer-provided long-term disability (LTD) insurance can be a valuable benefit, but it’s easy to overestimate what it actually protects. Most people don’t spend much time reviewing disability insurance through work.…
Loans
Updated Parent PLUS Guidance Puts These Student Loan Borrowers in a Bind
The U.S. Department of Education has updated its online guidance to reflect sweeping new changes that went into effect for federal student loan programs on July 1, 2026. While these…
Loans
The Top 3 Complaints About Nelnet
If Nelnet is your federal student loan servicer, believe it or not, you might have lucked out. The company, which is based in Lincoln, Nebraska, services over $684.4 billion of…
Loans
7 Nonprofit Student Loan Counseling Options for Managing Debt
At Student Loan Planner, we’re committed to helping student loan borrowers find the right path toward repayment. We know that each borrower has a unique situation and we need to look…
Aug 28, 2026
How to Apply for RAP: A Step-by-Step Guide
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 10.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
Bill Would Block Social Security Garnishment for Student Loan Borrowers
A new bill spearheaded by Senator Bernie Sanders (I-VT) would permanently stop the federal government from garnishing borrowers’ Social Security checks to satisfy defaulted student loans. “As a result of…
Aug 20, 2026
Aug 19, 2026
Going Back to School After July 1, 2026? One New Loan Could Move All Your Debt to RAP
Taking out a new loan after July 2026 is now quite dangerous if you have loans from before July 2026. Why? If you take out a new student loan after…
Student Loan Defaults Surge – What Borrowers Should Know
Federal student loan default rates are skyrocketing, according to recent reports. And the consequences could be dire for borrowers. Approximately 9.5 million Americans (the equivalent of 1 in every 5…
Aug 13, 2026
Aug 12, 2026
Historic $23 Billion Student Loan Settlement Upheld After Court Challenge
Student loan borrowers celebrated a historic milestone in July 2026 after a federal appeals court rejected the Education Department’s latest efforts to delay settlement relief under the Sweet v. McMahon…
Are 20-Year Student Loans Forgiven?
Federal student loan borrowers have a silver lining amidst the burden of their debt: student loan forgiveness. You might wonder, “Are student loans forgiven after 20 years?” The answer? It…
Aug 7, 2026