Loans
Are 20-Year Student Loans Forgiven?
Loans
Loans
Guide to Parent PLUS Loan Consolidation
Loans
Dos and Don’ts of Using Alternative Documentation for IDR Recertification
If you're on an income-driven repayment (IDR) plan for your student loans, you might benefit from using alternative documentation of your income when it’s time to recertify. IDR plans require…
Loans
Which Is Better for Six-Figure Student Debt?
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
Loans
What’s Going on with Your Student Loan Repayment?
Federal student loan servicers sometimes place borrowers into administrative forbearance when they need additional time to process paperwork, correct account errors or implement changes to repayment plans. For example, during…
Loans
Federal Loan Repayment Plans That Qualify for PSLF
If you’ve committed your life to public service and have federal student loans, you might be eligible for the Public Service Loan Forgiveness program (PSLF). This loan forgiveness program lets…
Loans
What to Do if Your PSLF Qualifying Payments are Incorrectly Counted
Editor's note: The U.S. Department of Education took over direct management of the PSLF program in May 2024. In addition, the PSLF Waiver and the one-time IDR Account Adjustment corrected…
Loans
Subsidized vs. Unsubsidized Student Loans: Repayment for Each Type
With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan…
Jul 23, 2026
Taking Out New Student Loans Now Could Be a Huge Mistake
Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful…
Truist Physician Mortgage Loan Review – Student Loan Planner
Key Takeaways: Truist offers a physician mortgage loan of up to $2.5 million. It's available to most doctors and dentists, but not nurses or physician assistants. It's only offered in…
Jul 22, 2026
Jul 21, 2026
Should You Refinance Navient Student Loans? (NaviRefi Compared)
If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi,…
Court Blocks New Student Loan Restrictions for Professional Students
A federal court in June 2026 blocked a new Education Department rule that would have restricted new student loan borrowing for certain professional degree programs. The rule, had it been…
Jul 16, 2026
Jul 10, 2026
How Does the SAVE Plan Ending Affect PSLF Borrowers?
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
When Student Loan Borrowers Must Switch Out of the SAVE Plan
Millions of student loan borrowers will soon need to switch out of the SAVE plan. But the exact timing of that transition is murky, and will depend on a variety…
Jul 9, 2026
