Loans

30, 90 or 180 Days? Choosing a Disability Insurance Waiting Period
30, 90 or 180 Days? Choosing a Disability Insurance Waiting Period

A disability insurance waiting period is the amount of time you must be continuously disabled before your long-term disability policy can begin paying benefits. Depending on the policy, you may…

Sep 17, 2026

Loans

4 Next Steps If You’re Denied a Parent PLUS Loan
4 Next Steps If You’re Denied a Parent PLUS Loan

Although financing the burden of higher education generally falls on students through federal student loans. Parents often assume that burden, too, through Parent PLUS Loans. Unlike federal loans for student…

Sep 10, 2026

Loans

How to Get MOHELA Student Loan Forgiveness
How to Get MOHELA Student Loan Forgiveness

Missouri Higher Education Loan Authority (MOHELA) is one of a handful of federal student loan servicers that manages the $1.7 trillion federal student loan debt portfolio. It's possible that you've…

Sep 9, 2026

Loans

How to Handle Your Student Loan Forgiveness 1099-C Tax Form
How to Handle Your Student Loan Forgiveness 1099-C Tax Form

Student loan forgiveness can eliminate a substantial balance, but it might also create an unexpected tax bill. The temporary federal tax exemption created by the American Rescue Plan Act expired…

Sep 8, 2026

Loans

Using Student Loans for Off-Campus Housing Expenses
Using Student Loans for Off-Campus Housing Expenses

When weighing your options for college living arrangements, you might be wondering, “Can I use student loans for off-campus housing?” You can use federal and private student loans for housing,…

Sep 7, 2026

Loans

Student Loan Borrowers Pursuing PSLF Face New Setbacks
Student Loan Borrowers Pursuing PSLF Face New Setbacks

Borrowers hoping to have their student loans forgiven under the Public Service Loan Forgiveness (PSLF) program are facing a growing pile of barriers that may make it harder to get…

Sep 5, 2026

Sep 4, 2026

4 Law Enforcement Student Loan Forgiveness Programs to Know About
4 Law Enforcement Student Loan Forgiveness Programs to Know About

Law enforcement officers at the local, state, tribal and federal level commit to serving in capacities that most of the public will never fully comprehend. Considering the risk and trauma that…

The Hidden Gaps in Employer-Provided Disability Insurance

Employer-provided long-term disability (LTD) insurance can be a valuable benefit, but it’s easy to overestimate what it actually protects. Most people don’t spend much time reviewing disability insurance through work.…

Sep 2, 2026

The Hidden Gaps in Employer-Provided Disability Insurance

Sep 1, 2026

Updated Parent PLUS Guidance Puts These Student Loan Borrowers in a Bind
Updated Parent PLUS Guidance Puts These Student Loan Borrowers in a Bind

The U.S. Department of Education has updated its online guidance to reflect sweeping new changes that went into effect for federal student loan programs on July 1, 2026. While these…

The Top 3 Complaints About Nelnet

If Nelnet is your federal student loan servicer, believe it or not, you might have lucked out. The company, which is based in Lincoln, Nebraska, services over $684.4 billion of…

Aug 30, 2026

The Top 3 Complaints About Nelnet

Aug 29, 2026

7 Nonprofit Student Loan Counseling Options for Managing Debt
7 Nonprofit Student Loan Counseling Options for Managing Debt

At Student Loan Planner, we’re committed to helping student loan borrowers find the right path toward repayment. We know that each borrower has a unique situation and we need to look…

How to Apply for RAP: A Step-by-Step Guide

Lender and Bonus disclosure SoFi®: ​​ Fixed rates range from 3.99% APR to 10.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…

Aug 28, 2026

How to Apply for RAP: A Step-by-Step Guide