Loans
Loans
Loans
Are 20-Year Student Loans Forgiven?
Federal student loan borrowers have a silver lining amidst the burden of their debt: student loan forgiveness. You might wonder, “Are student loans forgiven after 20 years?” The answer? It…
Loans
Parent PLUS Loan Deferment: What It Is and How to Pause Payments
Parent PLUS Loans are education loans that help you pay for your child’s school costs. When you get a Parent PLUS Loan, you’re assigned a loan servicer and must start…
Loans
Guide to Parent PLUS Loan Consolidation
You helped your child pay for their college education by taking out Parent PLUS Loans with the U.S. Department of Education. As a Parent PLUS borrower, these student loans are…
Loans
Dos and Don’ts of Using Alternative Documentation for IDR Recertification
If you're on an income-driven repayment (IDR) plan for your student loans, you might benefit from using alternative documentation of your income when it’s time to recertify. IDR plans require…
Loans
Which Is Better for Six-Figure Student Debt?
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.74% APR…
Loans
What’s Going on with Your Student Loan Repayment?
Federal student loan servicers sometimes place borrowers into administrative forbearance when they need additional time to process paperwork, correct account errors or implement changes to repayment plans. For example, during…
Aug 1, 2026
Federal Loan Repayment Plans That Qualify for PSLF
If you’ve committed your life to public service and have federal student loans, you might be eligible for the Public Service Loan Forgiveness program (PSLF). This loan forgiveness program lets…
What to Do if Your PSLF Qualifying Payments are Incorrectly Counted
Editor's note: The U.S. Department of Education took over direct management of the PSLF program in May 2024. In addition, the PSLF Waiver and the one-time IDR Account Adjustment corrected…
Jul 31, 2026
Jul 28, 2026
Subsidized vs. Unsubsidized Student Loans: Repayment for Each Type
With current college costs, many students turn to federal student aid to earn their degree. The majority of those students receive help through student loans under the federal Direct Loan…
Taking Out New Student Loans Now Could Be a Huge Mistake
Millions of federal student loan borrowers are contending with major changes to repayment programs, as the Education Department moves forward to implement sweeping reforms mandated by the One Big Beautiful…
Jul 23, 2026
Jul 22, 2026
Truist Physician Mortgage Loan Review – Student Loan Planner
Key Takeaways: Truist offers a physician mortgage loan of up to $2.5 million. It's available to most doctors and dentists, but not nurses or physician assistants. It's only offered in…
Should You Refinance Navient Student Loans? (NaviRefi Compared)
If you have student loans with Navient and are thinking about refinancing, you may have searched for a NaviRefi loan only to end up on Earnest's website. That's because NaviRefi,…
Jul 21, 2026
