Netspend $100 Checking Bonus – Doctor Of Credit

Update 9/12/25: Deal is back, this time only for $100.

Offer at a glance

Maximum bonus amount: $100

Availability: Nationwide

Direct deposit required: Yes, $400+

Additional requirements:

Hard/soft pull: Soft pull

ChexSystems: Unknown

Credit card funding: No

Monthly fees: Avoidable

Early account termination fee: None

Household limit: None

Expiration date: 04/01/26

The Offer

Direct link to offer

Netspend is offering a $200 bonus when you open a Netspend Prepaid Card or Netspend Debit Account and complete the following requirements:

Activate card

Enroll in Direct Deposit and receive Direct Deposits totaling $400 or more within 60 days of acquiring the account

The Fine Print

To qualify for this offer, (1) you must acquire a new Netspend Prepaid Card or Netspend Debit Account, activate the Card or register the Account, and pass required identity verification between 04/01/25 and 04/01/26 and (2) enroll in Direct Deposit and receive Direct Deposits totaling $400 or more within 60 days of acquiring the account.

The qualifying incentive credit will be applied to your account within 5 business days after the qualifying direct deposit activity.

Limit one (1) offer per account.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

You can learn more about fees by clicking here.

Our Verdict

Seems like a great deal and worth doing.Not sure this will last long.Will add this to our list of the best bank account bonuses.

Hat tip to reader ntn

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Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.