Bank of America: More Rewards Day – Extra 2%/2x On November 6, 2025

The Offer

Direct link to offer

Bank of America is offering a one-day rewards holiday on November 6, 2025 whereby all personal and business cards from Bank of America will earn an extra 2% cash back or 2x rewards points.Limit of $2,500 in spend per card.

The Fine Print

No enrollment necessary – all eligible cards are automatically enrolled

Valid 12:00am to 11:59pm Eastern Time (ET) on November 6, 2025.

Only purchases with a date of November 6, 2025 will qualify.

Transactions with delayed processing of 90 days or more will not be eligible to be included in the promotional offer.

Valid on the following cards:

Customized Cash Rewards

Unlimited Cash Rewards

Travel Rewards

Premium Rewards

Premium Rewards Elite

BankAmericard Power Rewards

BankAmericard Rewards

MERRILL+

MERRILL+ Elite

Atmos Rewards Ascent

Atmos Rewards Summit

Royal Caribbean

Celebrity Cruises

Norwegian Cruise Line

Beaches

Sandals

Free Spirit

Allegiant

Air France KLM

BankAmericard

Our Verdict

We saw the same offer last year for 2024.Some recommend making the purchase earlier in the day to avoid any small chance of the charge coming through the next day (in which case you’d have to contact BofA for manual credit).

This deal can be an interesting from many angles:

The Travel Rewards, Premium Rewards, and Unlimited Cash Rewards cards earn 1.5% on all purchases.On November 6th you’ll get an extra 2% for 3.5% total everywhere.
This is especially interesting for top-tier Preferred Rewards relationship clients who always get 2.62% on all purchases with these cards and will get 4.62% everywhere on November 6th.
Bank of America Customized Cash Rewards card always gets 3% on one category of your choice (or 5.25% for Preferred Rewards clients) and 2% on grocery/wholesale (3.5% for Preferred Rewards clients) on up to $2,500 in purchases.On November 6th it’ll be 2% on top of that.That’s a potential total of 7.25% on your chosen category for top-tier Preferred Rewards clients.
Earn 3x miles per dollar everywhere on the Alaska Airlines card.
Apply for a new Bank of America card now and you’ll have the card by November 6th when you can meet the minimum spend at increased earn rates.
Apply for the UCR or CCR card now and get up to 8.25% cashback for the first year – see details in this post.On November 6th, you’ll be able to get an extra 2% back for a possible rate of up to 5.12% on the UCR card and on the CCR card up to 10.25%.
Stack with Bank Amerideal offers
Stack with this targeted BofA spend offer which is valid through 12/31/25

Spend ideas:

Maxing out this promo gets you $50 or 5,000 bonus points per cards.

Here are some spend ideas:

Tax payments (federal, state, property, business)

Pay out insurance or utilities for the next few months

Load up your Costco balance and the like

Charity contributions (if you use Paypal Giving Fund, we have one data point indicating that would earn 3%/5.25% on CCR card which can be 7.25% on November 6th)

Medical bills

Prepay your local grocery by buying up their store gift card

Buy gift cards to other places you shop like Amazon, Walmart, etc.

Hat tip to reader JD

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.