Below is a list of banks, along with what they’ll count as a direct deposit.This is useful information because a lot of bank sign up bonuses require you to make direct deposits to receive the sign up bonus.Changing where your paycheck is deposited can be frustrating and time consuming.We’ve included the source(s) in brackets next to each method.
Note: If Bluebird or Serve show as working/not working then this will be the case for Redcard/Redbird as well.They all run on the same platform (the same is true in reverse as well).
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Contents
1 Big Banks/Banks With Regular Sign Up Bonuses2 Credit Unions/Small Banks2.1 121 Financial Credit Union2.2 316 Financial2.3 7 17 Credit Union2.4 1st Advantage Federal Credit Union2.5 1st Colonial Community Bank2.6 1st Community Credit Union2.7 1st Constitution Bank2.8 1st Financial Federal Credit Union2.9 1st Mariner Bank2.10 1st Security Bank2.11 1st Source Bank2.12 1st United Credit Union2.13 2UFI2.14 3Rivers Federal Credit Union2.15 5Point Credit Union2.16 AAC Credit Union2.17 Abington Bank2.18 Academy Bank2.19 Achieva Credit Union2.20 ACNB Bank2.21 Acorns2.22 Addition Financial2.23 Adirondack Bank2.24 Advance Financial Federal Credit Union (AFFCU)2.25 Advantage Bank2.26 Advantage Credit Union2.27 Advantis Credit Union2.28 Adventure Credit Union2.29 Advia Credit Union2.30 Aero Federal Credit Union2.31 AFFCU2.32 Affiliated Bank2.33 Affinity Federal Credit Union2.34 Affinity Plus Credit Union2.35 Air Academy Federal Credit Union2.36 Albert Neobank2.37 Alcoa Tenn Federal Credit Union2.38 Allegiance Credit Union2.39 Allegius Credit Union2.40 Allied First Bank2.41 AllTru Credit Union2.42 Alpena Alcona Area Credit Union2.43 Aloha Pacific Federal Credit Union2.44 AltaOne Federal Credit Union2.45 Amalgamated Bank2.46 Amboy Direct2.47 Amerant Bank2.48 American Bank2.49 American Bank Center2.50 American Bank & Trust2.51 American Bank & Trust SD & MN2.52 American Commerce Bank2.53 American Eagle Financial Credit Union2.54 America First Credit Union2.55 American Eagle Credit Union2.56 American Enterprise Bank2.57 American Investors Bank & Mortgage (AIBM)2.58 American Heritage Credit Union2.59 American Pride Bank2.60 American Trust & Savings Bank2.61 American United Federal Credit Union2.62 America’s Credit Union [TX]2.63 America’s Christian Credit Union2.64 AmeriCU Credit Union2.65 Ameriprise Financial2.66 Ameris Bank2.67 ANB Bank2.68 Anchor Bank2.69 Andigo Credit Union2.70 Andrews Federal Credit Union2.71 ANECA Credit Union2.72 Anoka Hennepin Credit Union2.73 APGFCU2.74 Apple Bank2.75 Apple Federal Credit Union2.76 Arapahoe Credit Union2.77 Ardent Credit Union2.78 Argent Credit Union2.79 Arizona Central Credit Union2.80 Arizona Federal Credit Union2.81 Arizona Financial Credit Union2.82 Arkansas Federal Credit Union2.83 Armed Forces Bank2.84 Arrha Credit Union2.85 Arrow Bank2.86 Arsenal Credit Union2.87 Arundel Federal Savings Bank2.88 Arvest Bank2.89 Ascend Bank2.90 Ascend Federal Credit Union2.91 Ascent Credit Union2.92 Ascentra Credit Union2.93 Ashland Credit Union2.94 Aspiration2.95 Associated Bank2.96 Associated Credit Union2.97 Associated Credit Union of Texas (ACUTX)2.98 Austin Bank2.99 Avadian Credit Union2.100 Avidia Bank2.101 Axos Bank2.102 Ballston Spa National Bank (BSNB)2.103 BancorpSouth2.104 Bank72.105 Bank & Trust2.106 Bank Direct2.107 Bankers Trust2.108 BankFinancial2.109 BankHometown2.110 Bank of Canton2.111 Bank of Colorado2.112 Bank of Maine2.113 Bank Midwest2.114 Bank Mutual2.115 Bank of Blue Valley2.116 Bank of Elk River2.117 Bank Five Nine2.118 Bank Independent2.119 BankNewport2.120 Bank Novo2.121 Bank of Greene County2.122 Bank of Hawaii2.123 Bank of Hope2.124 Bank of Luxemberg2.125 Bank of Montgomery (BOM)2.126 Bank of New York2.127 Bank Of Sun Prairie2.128 Bank of Tennessee2.129 Bank of The Blue Grass2.130 Bank Of The West2.131 BankPlus2.132 Bank OZK2.133 Bank Midwest (KS & MO)2.134 BankWell2.135 Banner Bank2.136 Banterra2.137 Barclays2.138 Bar Harbor Bank & Trust2.139 Baselane2.140 Bask Bank2.141 Baton Rouge Telco Federal Credit Union2.142 BayCoast Bank2.143 BB&T2.144 BBVA2.145 BCU Credit Union2.146 Beacon Credit Union2.147 Beartooth Bank2.148 BECU2.149 Belco Community Bank2.150 Bell Bank2.151 Bellco Credit Union2.152 Bellwether Community Credit Union2.153 Beneficial Bank2.154 Berkshire Bank2.155 BethPage Credit Union2.156 Better Banks2.157 Beverly Hill Bank2.158 BHCU2.159 BiddefordSavings2.160 Blackhawk Bank & Trust2.161 Blaze Credit Union2.162 Blue Federal Credit Union2.163 Blue Foundry Bank2.164 Blue Hills Bank2.165 Bluestone Bank2.166 BluPeak Credit Union2.167 BMO Harris2.168 BMI Federal Credit Union2.169 BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)2.170 Bravera Bank2.171 Brentwood Bank2.172 Bridge Credit Union2.173 Bridgeview Bank Group2.174 Broadway Bank2.175 Broadview Federal Credit Union2.176 Bryn Mawr Trust (BMT)2.177 Bryon Bank2.178 Byline Bank2.179 Buckeye State Bank2.180 Buckeye State Credit Union2.181 Bull’s Eye Credit Union2.182 Busey Bank2.183 Cadence Bank2.184 California Bank & Trust2.185 California Coast Credit Union2.186 California Credit Union2.187 Callaway Bank2.188 Cambridge Savings Bank2.189 Cambridge Trust Company2.190 Camden National Bank2.191 Campus Federal Credit Union2.192 Cape & Coast Bank2.193 Campus USA Credit Union2.194 Canadaigua National Bank2.195 Canyon View Credit Union2.196 Cape Cod 52.197 Cap Ed Credit Union2.198 Capital Bank2.199 Capital City Bank2.200 Capital Credit Union2.201 Capitol Bank2.202 Carolina Trust Federal Credit Union2.203 Carter Bank2.204 Carver Federal Savings Bank2.205 Cash App2.206 CCFBank2.207 CBT Bank2.208 Cedar Rapids Bank & Trust2.209 CEFCU2.210 CenterBank2.211 Center Parc2.212 Centier2.213 Centra Credit Union2.214 Central Illinois Bank2.215 Central Pacific Bank2.216 Central Willamette Credit Union2.217 Century Bank2.218 Central Bank2.219 Central Minnesota Credit Union2.220 Charles Schwab2.221 Charter One2.222 Chartway Federal Credit Union2.223 Cheese2.224 Chesapeake Bank2.225 Chickasaw Community Bank2.226 Chief Financial Credit Union2.227 Chime2.228 Cincinnatus Savings & Loan2.229 Civista Bank2.230 Christian Community Credit Union2.231 CIBC US2.232 Cincinnati Federal2.233 CinFed Credit Union2.234 Citadel Bank2.235 The Citizens Bank2.236 Citizens Bank2.237 Citizens First Bank2.238 City Mark Federal Credit Union2.239 City National Bank (Bankatcity)2.240 City & County Credit Union2.241 Clearview Federal Credit Union2.242 Clifton Savings Bank (CSBK)2.243 Clinton Savings Bank2.244 C&N Bank2.245 CNB Bank & Trust2.246 Coastal Credit Union2.247 Cobalt Credit Union2.248 CODE Credit Union2.249 Collins Community Credit Union2.250 Columbia Bank (NJ)2.251 Columbia Bank (WA, OR, ID)2.252 Columbia Bank Online2.253 Comerica Bank2.254 Commonwealth Central Credit Union2.255 Community Resource Credit Union2.256 Compass Bank2.257 Compass Community Credit Union2.258 Compass Credit Union2.259 Commerce Bank (MA)2.260 Commerce Bank (MO, KS, IL, OK & CO)2.261 Commodore Perry Federal Credit Union2.262 CommonWealth One Credit Union2.263 Communication Federal Credit Union2.264 CommunityAmerica Credit Union2.265 Community Bank (NY)2.266 Community Bank & Trust2.267 Community Choice Credit Union2.268 Community Credit Union Florida2.269 Community Financial Credit Union2.270 Community First Credit Union – CA2.271 Community First Credit Union of Florida2.272 Community State Bank2.273 Community State Bank (WI)2.274 Community West Credit Union2.275 Compass Federal Credit Union2.276 ConnectOne Bank2.277 Connections Credit Union2.278 Connex Credit Union2.279 ConnexUs Credit Union2.280 Consolidated Community Credit Union2.281 Consumers Credit Union2.282 Consumers Credit Union (MI)2.283 Copper State Credit Union2.284 Cooperative Bank of Cape Cod2.285 Coors Credit Union2.286 Corda Credit Union2.287 Cornerstone Bank2.288 Cornerstone Community Financial Credit Union2.289 Cornerstone Financial Credit Union2.290 Country Bank2.291 Crane Credit Union2.292 Credit Human2.293 Credit Union 12.294 Credit Union of America2.295 Credit Union of New Jersey2.296 Credit Union of Ohio2.297 Credit Union of Southern California2.298 Credit Union One2.299 Credit Union of the Rockies2.300 Credit Union of Texas2.301 Credit Union West2.302 CrossPoint Federal Credit Union2.303 Cyprus Credit Union2.304 Crystal Lake Bank2.305 CSE Federal Credit Union2.306 Current2.307 Dearborn Savings Bank (DSB)2.308 Dedham Savings Bank2.309 Del Norte Credit Union2.310 Delta Community Credit Union2.311 Denmark State Bank2.312 Desert Financial Credit Union2.313 Desert Schools Federal Credit Union2.314 Devon Bank2.315 DFCU Financial2.316 Diamond Valley Federal Credit Union2.317 Digital Credit Union (DCU)2.318 Dollar Bank2.319 Dort Federal Credit Union2.320 DuGood Federal Credit Union2.321 DuPage Credit Union2.322 Dundee Bank2.323 Dupaco Credit Union2.324 EagleBank2.325 East Boston Savings Bank2.326 Eastern Bank2.327 Eastern Savings Bank2.328 Eastman Credit Union2.329 East Idaho Credit Union2.330 East Wisconsin Savings Bank2.331 EBSB Direct2.332 ECCU2.333 Education Credit Union2.334 Educational Systems Federal Credit Union2.335 Educators Credit Union (ECU)2.336 Edwards Federal Credit Union2.337 EECU2.338 Element Federal Credit Union2.339 Elements Financial2.340 Elevations Credit Union2.341 Elite Community Credit Union2.342 Elko Federal Credit Union2.343 Embassy Bank2.344 Embold Credit Union2.345 Empire State Bank2.346 Emprise Bank2.347 Energy Federal Credit Union2.348 Energy One Credit Union2.349 ENT Credit Union2.350 Equity Bank2.351 ESSA Bank & Trust2.352 Essex Bank2.353 Eureka Savings Bank2.354 E*Trade2.355 Evansville Teachers Federal Credit Union2.356 EverTrust Bank2.357 Exchange Bank2.358 Excite Credit Union2.359 Expedition Credit Union2.360 Experian2.361 Extraco Banks2.362 Fairwinds Credit Union2.363 Family Trust Federal Credit Union2.364 Farm Bureau Bank2.365 Farmers Insurance Federal Credit Union2.366 Farmers & Merchants Bank2.367 Farmers & Merchants State Bank2.368 Farmington Bank2.369 FAST Credit Union2.370 FCB Banks2.371 FCNB Bank2.372 FCB South County Bank2.373 FEDCOM Credit Union2.374 Fibre Federal Credit Union2.375 Fidelity Bank (PA)2.376 Fidelity Bank (Online, MA)2.377 Fidelity Bank (Bank With Fidelity)2.378 Fidelity Bank [KS, OK, MO]2.379 Fierce Finance2.380 Fifth Third Bank2.381 Figure Pay2.382 Financial Builders2.383 Financial Partners Credit Union2.384 Financial Plus Credit Union2.385 Financial Resources Credit Union2.386 Finex Credit Union2.387 Firefighters First Credit Union2.388 Firefly Credit Union2.389 First Advantage Bank2.390 First American Bank2.391 First Bank (VA)2.392 First Bank (CA, IL & MO)2.393 First Bank and Trust2.394 First Bank of Manhattan2.395 First Bank & Trust Company Illinois2.396 First Bank Financial Centre (FBFC)2.397 FirstBank2.398 FirstBank [TN, GA, AL]2.399 First Bank (Myfirstbank)2.400 First Basin Credit Union Checking2.401 First Citrus Bank2.402 First Commerce Credit Union2.403 First Commonwealth Bank2.404 First Community Bank (AR/MO)2.405 First Community Credit Union [MN, ND]2.406 First Community Credit Union2.407 First Entertainment Credit Union2.408 First Farmers Bank & Trust2.409 First Federal Bank (FL)2.410 First Federal Bank of Kansas City2.411 First Federal Bank of Wisconsin2.412 First Federal Credit Union2.413 First Fidelity Bank2.414 First Financial Bank (AR/MS)2.415 First Financial Bank (TX)2.416 First Financial Bank (IL, IN, KY, OH)2.417 First Financial Federal Credit Union2.418 First Financial Federal Credit Union (MD only)2.419 First Financial Northwest Bank2.420 First Flight Credit Union2.421 First Florida Credit Union2.422 First General Credit Union2.423 First Hawaiian Bank2.424 First Heritage Federal Credit Union2.425 First Internet Bank2.426 First Interstate Bank2.427 First Merchants Bank2.428 First Jersey Credit Union2.429 FirstLight Federal Credit Union2.430 First-Lockhart National Bank2.431 First Mark Credit Union2.432 First MidWest Bank2.433 First National 18702.434 First National Bank (IA)2.435 First National Bank of Long Island2.436 First National Bank in Staunton2.437 First National Bank of Fort Smith2.438 First National Bank of Texas2.439 First National Bank and Trust Company2.440 First National Bank of Waterloo2.441 First Nebraska Credit Union2.442 First Northern Credit Union2.443 First Tennessee Bank2.444 First Citizen’s Bank2.445 First Federal Bank2.446 First Green Bank2.447 First Home Bank2.448 First Horizon Bank2.449 First Merit Bank2.450 First National Bank (FNB)2.451 First National Bank [UT]2.452 First National Bank [NE]2.453 Firstrust Bank2.454 First Savings Bank of Hegewisch2.455 First Service Bank2.456 First Service Credit Union2.457 First Southern Bank2.458 First South Financial2.459 First State Bank Of Illinois2.460 First Tech Credit Union2.461 First Trade Union Bank (FTUB)2.462 First Niagara Bank2.463 First Republic Bank2.464 First United Bank2.465 First United Credit Union2.466 First US Community Credit Union2.467 Fitness Bank2.468 Fitzsimmons Credit Union2.469 Five Star Bank2.470 Flagship Bank2.471 Flagstar2.472 Florence Bank2.473 Florida Community Bank2.474 Florida Credit Union2.475 Florida West Coast Credit Union2.476 Flushing Bank2.477 F&M Bank2.478 F&M Bank (VA Only)2.479 F&M Bank (IN, OH)2.480 F&M Trust2.481 FNBO2.482 FNCB2.483 Focus Bank2.484 Focus Federal Credit Union2.485 Forcht Bank2.486 Fort Bragg Federal Credit Union2.487 Fort Financial Credit Union2.488 Fortifi Bank2.489 Fort Worth Community Credit Union2.490 Found2.491 Four Points Federal Credit Union2.492 Freedom Credit Union2.493 Freedom Federal Credit Union2.494 Freedom First Credit Union2.495 Fremont Bank2.496 Frontier Bank2.497 Frontwave Credit Union2.498 FSB Bank2.499 Fulton Bank2.500 Gain Federal Credit Union2.501 Garden Savings FCU2.502 Gate City Bank2.503 Gateway First Bank2.504 Gateway Metro Federal Credit Union2.505 GBC Bank2.506 GECU Federal Credit Union2.507 Genisys Credit Union2.508 Georgia Banking Company (GBC)2.509 Georgia’s Own Credit Union2.510 Gesa Credit Union2.511 Global Credit Union2.512 GNO Federal Credit Union2.513 GoBank2.514 GO Federal Credit Union2.515 GOLD Credit Union2.516 Golden 1 Credit Union2.517 Goldenwest Credit Union2.518 Go2Bank2.519 Granite Credit Union2.520 Grasshopper2.521 GR Consumers Credit Union2.522 Greater Iowa Credit Union2.523 Great Lakes Credit Union2.524 Great Plains Bank2.525 Greater Texas Credit Union2.526 Great River Federal Credit Union2.527 Great Southern Bank2.528 Greater Nevada Credit Union2.529 Green State Credit Union2.530 Grove City Area Federal Credit Union2.531 Grow Financial Federal Credit Union2.532 GTE Financial2.533 Guaranty Bank2.534 Guardian Credit Union2.535 Gulf Coast Bank & Trust Company2.536 Gulf Coast Federal Credit Union2.537 Hancock Whitney2.538 Hanmi Bank2.539 Hanscom Federal Credit Union2.540 HarborOne Bank2.541 Harborstone Credit Union2.542 Harford Bank2.543 Harvard Federal Credit Union2.544 HawaiiUSA Federal Credit Union2.545 Hawthorn Bank2.546 Heartland Bank2.547 Heartland Credit Union2.548 Hercules First Federal Credit Union2.549 Heritage Credit Union2.550 Heritage Bank NW2.551 Heritage Bank of St.Tammany2.552 Heritage Financial Credit Union2.553 HeritageWest Credit Union2.554 Hibernia Bank2.555 Highmark Federal Credit Union2.556 Hiway Federal Credit Union2.557 Holyoke Credit Union2.558 Home National Bank2.559 Home Federal Savings Bank2.560 Home Savings Bank2.561 Home State Bank2.562 HomeStreet Bank2.563 HomeTrust Bank2.564 Honor Credit Union2.565 Horizon Bank2.566 Horizon Credit Union (WA, ID, MT)2.567 Horizon Federal Credit Union2.568 Houston Metropolitan Federal Credit Union2.569 Hudson River Community Credit Union (HRCCU)2.570 Hudson Valley Federal2.571 IBERIABANK2.572 ICBC USA2.573 IC Federal Credit Union2.574 Idaho Central Credit Union (ICCU)2.575 Ideal Credit Union2.576 Illinois State Credit Union2.577 Incredible Bank2.578 Independent Bank2.579 Independent Financial2.580 Indiana Members Credit Union2.581 Indiana State University Federal Credit Union2.582 InRoads Credit Union2.583 Inspire Federal Credit Union2.584 Integrity Bank2.585 Interior Federal Credit Union2.586 Interra Credit Union2.587 InTouch Credit Union2.588 Investors Bank2.589 iQ Credit Union2.590 Island Federal Credit Union2.591 iTHINK Financial2.592 Jovia Financial Credit Union2.593 JSC Federal Credit Union2.594 Juno2.595 Kalsee Credit Union2.596 Katahdin Trust Company2.597 Kearny Bank2.598 Keen Bank2.599 Keesler Federal Credit Union2.600 Kemba Financial Credit Union2.601 Kentucky Bank2.602 KeyPoint Credit Union2.603 Kinderhook Bank2.604 Kinecta2.605 Kinetic Credit Union2.606 Kirkpatrick Bank2.607 Kitsap Credit Union2.608 Kohler Credit Union2.609 Labor Credit Union2.610 La Capitol Federal Credit Union2.611 Lafayette Federal Credit Union2.612 LA Financial Credit Union2.613 Lakeland Bank2.614 Lake Michigan Credit Union2.615 Lake Ridge Bank2.616 Lake Shore Savings2.617 La Loma Federal Credit Union2.618 Langley Credit Union2.619 Landmark Credit Union2.620 Land of Lincoln Credit Union2.621 Las Colinas Federal Credit Union2.622 Laurel Road2.623 LBS Financial Credit Union2.624 Ledyard Bank2.625 Legacy Bank2.626 Legacy Bank (KS)2.627 LegacyTexas2.628 Lending Club2.629 Level One Bank2.630 Liberty Bank (CT, MA, RI)2.631 Liberty Bank For Savings2.632 Liberty First Credit Union2.633 Liberty Savings Bank2.634 Lili Bank2.635 Linn Area Credit Union2.636 Live Oak Bank2.637 LM Federal Credit Union2.638 Local Bank2.639 Lone Star National Bank2.640 Long Game2.641 LorMet Community Federal Credit Union2.642 Los Angeles Federal Credit Union2.643 Loyalty Credit Union2.644 Luso American Credit Union2.645 Lyons National Bank2.646 Mars Bank2.647 Magnifi Financial2.648 Magnolia Federal Credit Union2.649 Mango2.650 Main Street Bank [of Virginia]2.651 Mainstreet Credit Union2.652 MainSource Bank2.653 Malvern Bank2.654 Marathon Bank2.655 Marcus Bank2.656 MariSol Federal Credit Union2.657 Marine Bank2.658 MarketUSA Federal Credit Union2.659 Maspeth Federal Savings2.660 Mazuma Credit Union2.661 MAX Credit Union2.662 Mcfarland State Bank2.663 MECU Credit Union2.664 Melrose Bank2.665 Member One Federal Credit Union2.666 Members Choice Credit Union (KY)2.667 Members Choice Credit Union (TX)2.668 Members Cooperative Credit Union2.669 MemberSource Credit Union2.670 Members Source Credit Union2.671 Meridian Bank2.672 Meridian Trust Federal Credit Union2.673 Meritrust Credit Union2.674 Meriwest Credit Union2.675 Metro Credit Union2.676 Metro Credit Union (MA)2.677 Metro Credit Union (NE)2.678 Metropolitan Bank2.679 Metrum Community Credit Union2.680 Michigan First Credit Union2.681 Michigan Schools and Government Credit Union2.682 Middlesex Federal2.683 MidFirst Bank2.684 MIDFLORIDA CU2.685 Midland States Bank2.686 Mid-Hudson Valley Federal Credit Union2.687 Mid Minnesota Federal Credit Union2.688 Mid Penn Bank2.689 MidWestOne Bank2.690 Midwest Regional Bank2.691 MB Financial Bank2.692 Macatawa Bank2.693 Memphis City ECU (MCECU)2.694 Meadows Credit Union2.695 Memory Bank2.696 Mercer Savings Bank2.697 Mercury2.698 Meriwest Credit Union2.699 MidUSA Credit Union2.700 Midwest Bank2.701 Minnequa Works Credit Union2.702 Minnwest Bank2.703 Mint Valley Federal Credit Union2.704 Mirastar Federal Credit Union2.705 Mission Federal Credit Union2.706 MoneyLion2.707 Monifi2.708 Monona Bank2.709 Monroe Bank & Trust (MBT)2.710 Monson Savings2.711 Monterey Credit Union2.712 Montgomery County EFCU2.713 MountainOne Bank2.714 Mountain America Credit Union2.715 mph.bank2.716 MPS Credit Union2.717 MSUFCU2.718 My Banking Direct2.719 My eBanc2.720 Muncipal Credit Union2.721 Mutual Bank2.722 Mutual Security Credit Union2.723 MVB Bank2.724 MyUSA Credit Union2.725 M&F Bank2.726 M&T Bank2.727 M1 Finance2.728 NASA Federal Credit Union2.729 Nassau Financial Federal Credit Union2.730 Nationwide Bank2.731 Navigant Credit Union2.732 Navy Federal Credit Union (NFCU)2.733 NBC Oklahoma2.734 Nearside2.735 Neighborhood Credit Union2.736 Neighbors Credit Union2.737 Netspend2.738 Nevada State Bank2.739 New Buffalo Savings Bank2.740 Newton Federal Bank2.741 Newtown Savings Bank (NSB)2.742 Nexus2.743 Nizari Progressive Federal Credit Union2.744 North American Savings Bank (NASB)2.745 North Brookfield Savings Bank2.746 North Community Bank2.747 Northern Paper Milles (NPM)2.748 NorthOne Bank2.749 Northern Skies FCU2.750 Northfield Bank2.751 North Shore Bank2.752 North Shore Bank (MA)2.753 North Shore Bank of Commerce2.754 North Shore Community Bank2.755 North Star Credit Union2.756 North State Bank2.757 Northwest Bank2.758 Northwest Bank (PA)2.759 Northwest Bank of Rockford2.760 Northwest Federal Credit Union2.761 Northwest Plus Credit Union2.762 NorthWest Savings Bank2.763 Notre Dame Federal Credit Union2.764 NWSB Bank2.765 Numerica Credit Union2.766 NuVision Federal2.767 NVE Bank2.768 NYCB Family Of Banks2.769 Oakland University Credit Union2.770 OakStar Bank2.771 Ocean First Bank2.772 Old Hickory Credit Union2.773 Old Missouri Bank2.774 Old National Bank2.775 Old Second Bank2.776 Oklahoma’s Credit Union2.777 OMNI Community Credit Union2.778 OneAZ Credit Union2.779 One Finance (OnePay)2.780 One Nevada Credit Union2.781 OneWest Bank2.782 Oostburg State Bank2.783 OnPath Credit Union2.784 OnPoint Community Credit Union2.785 On Tap Credit Union2.786 Orange County’s Credit Union2.787 Oregon State Credit Union2.788 Origin Bank2.789 Orion Federal Credit Union2.790 Orlando Credit Union2.791 OUR Credit Union2.792 Outdoor Bank2.793 Oxygen2.794 P1FCU2.795 Palisades Credit Union2.796 Panacea Financial Credit Union2.797 Paradise Valley Federal Credit Union2.798 Parke Bank2.799 Park National Bank2.800 Partner Colorado Credit Union2.801 Pathfinder Bank2.802 Pelican State Credit Union2.803 Penn East Federal Credit Union2.804 Pentucket Bank2.805 People Driven Credit Union2.806 Penn Community Bank2.807 People First Federal Credit Union2.808 PeoplesBank (Bankatpeoples)2.809 PeoplesBank (MD & PA)2.810 Peoples Bank2.811 Peoples Bank (LA)2.812 Peoples Bank (WA)2.813 Peoples Bank (ibankpeoples IL, IN)2.814 People’s United Bank2.815 Percapita2.816 Philadelphia Federal Credit Union2.817 Picatinny Credit Union2.818 Pike National Bank2.819 Pikes Peak Credit Union2.820 Pilgrim Bank2.821 Pima Federal Credit Union2.822 Pinnacle Financial Partners2.823 Pinnacle Titans Bank2.824 Pioneer Valley Credit Union2.825 Pittsfield Coop Bank2.826 Point Breeze Credit Union2.827 Polam Federal Credit Union2.828 Polish American Credit Union2.829 Polish National Credit Union2.830 Ponce Bank2.831 Popular Community Bank2.832 Porte Bank2.833 Portland Federal Credit Union (PFCU)2.834 Power Financial Credit Union2.835 Premier America Credit Union2.836 Premier Bank – OH2.837 Premier Members Credit Union2.838 Presidential Bank2.839 Prestige Community Credit Union2.840 Primeway Federal Credit Union2.841 Principal Bank2.842 PriorityONE Credit Union of Florida2.843 ProFed Credit Union2.844 Progressive Bank2.845 Progessions Credit Union2.846 Propell Credit Union2.847 Proponent Federal Credit Union2.848 Provident Bank2.849 Provident Credit Union2.850 Proviso Community Bank2.851 PSE Credit Union2.852 PSECU2.853 Public Employees Credit Union (PECU)2.854 Public Service Credit Union2.855 Public Service Credit Union (IN)2.856 Purdue Federal Credit Union2.857 Putnam Bank2.858 PyraMax Bank2.859 Quad City Bank & Trust2.860 Quontic Bank2.861 Randolf Savings Bank2.862 Reading Cooperative Bank2.863 Red Canoe Credit Union2.864 Red Rocks Credit Union2.865 Redstone Federal Credit Union2.866 Redwood Credit Union2.867 Regions Bank2.868 Reliabank2.869 Reliance Bank2.870 Reliant Bank2.871 Reliant Community Credit Union2.872 Republic Bank (IL only)2.873 Republic Bank (IN/KY)2.874 Republic Bank (NY)2.875 REV Financial Credit Union2.876 Resource One Credit Union2.877 Ridgewood Credit Union2.878 Rivermark Community Credit2.879 River Valley Credit Union2.880 Riverview Bank2.881 RPT Federal Credit Union2.882 Robins Financial Credit Union2.883 Rockland Trust Bank2.884 Rock Valley Credit Union2.885 Rollstone Bank & Trust2.886 Rosedale Federal Savings & Loan Association2.887 Route 31 Credit Union2.888 Royal Credit Union2.889 Sacramento Credit Union2.890 SAFE Credit Union2.891 Safe 1 Credit Union2.892 Salal Credit Union2.893 Salem Bank2.894 Salem Five Direct2.895 Sandy Spring Bank2.896 San Francisco Federal Credit Union2.897 Saratoga National Bank2.898 Sauk Valley Bank2.899 Savings Bank of Danbury2.900 Sawyer Savings Bank2.901 SB1 Federal Credit Union2.902 Schertz Bank & Trust2.903 SchoolsFirstCU2.904 Scient Federal Credit Union2.905 Scott Credit Union2.906 Seacoast Bank2.907 Seattle Credit Union2.908 SECNY Federal Credit Union2.909 SECU2.910 Security Bank of Crawford2.911 Security Service FCU2.912 Selco Community Credit Union2.913 Select Bank & Trust2.914 SENB Bank2.915 Service 1st Federal Credit Union2.916 Service Credit Union2.917 SF Fire Credit Union2.918 Sharepoint Credit Union2.919 Shell FCU2.920 Signature Bank of Georgia2.921 Simmons Bank2.922 Simple Finance2.923 Simsbury Bank2.924 SIS Bank2.925 Skyla Credit Union2.926 SkyOne Federal Credit Union2.927 SkyPoint Federal Credit Union2.928 SLFCU2.929 SoFi Invest2.930 Solarity Credit Union2.931 Solvay Bank2.932 Sound Community Bank2.933 Sound Credit Union2.934 South Central Bank2.935 SouthEast Bank2.936 Southeastern Credit Union2.937 South East National Bank2.938 Southern Bank2.939 SouthPoint Financial Credit Union2.940 South Shore Bank2.941 Southland Credit Union2.942 Southside Bank2.943 SouthStar Bank2.944 South State Bank2.945 Southwest 66 Credit Union2.946 Space Age Federal Credit Union2.947 Space Coast Credit Union2.948 Spartan Federal Credit Union2.949 SPCO Credit Union2.950 Spiral2.951 Spire Credit Union2.952 Spokane City Credit Union2.953 Spruce Money2.954 StagePoint Federal Credit Union2.955 Stanford Federal Credit Union2.956 St.Anne’s Credit Union2.957 Star Financial Bank2.958 Star Bank2.959 Starion Bank2.960 Stark Federal Credit Union2.961 Star One Credit Union2.962 Star of Texas Credit Union2.963 State Bank of Bement2.964 State Bank Of Cross Plains2.965 State Bank Of India (California)2.966 State Bank (yourstatebank)2.967 STCU (Spokane Teachers Credit Union)2.968 Step App2.969 Sterling National Bank2.970 Stock Yards Bank & Trust2.971 Streator Onized Credit Union (SOCU)2.972 Sturdy Savings Bank2.973 St.Mary’s Bank
2.974 St Mary’s Credit Union2.975 Stoneham Bank2.976 St Paul Federal Credit Union2.977 S&T Bank2.978 State Security Bank2.979 Suffolk Credit Union2.980 Suffolk Federal Credit Union2.981 Summit Credit Union2.982 Summit Federal Credit Union2.983 Sun Canyon Bank2.984 Suncoast Credit Union2.985 Sun Commnity Federal Credit Union2.986 Sun East Federal Credit Union2.987 Sunflower Bank2.988 Sunmark Credit Union2.989 Sun National Bank2.990 SunTrust2.991 SunWest Credit Union2.992 Superior Credit Union2.993 Synovus Bank2.994 Sweet Home Federal Credit Union2.995 TAB Bank2.996 Talmer Bank & Trust2.997 Taunton Federal Credit Union2.998 TBK Bank2.999 TCF Bank2.1000 TD Bank2.1001 TDECU2.1002 Teachers Credit Union2.1003 Tech CU2.1004 TEG Federal Credit Union2.1005 Telco Community Credit Union2.1006 Telcoe Federal Credit Union2.1007 Texans Credit Union2.1008 Texas Capital Bank2.1009 Texas Trust Credit Union2.1010 Texell Credit Union2.1011 The Bank Of Denver2.1012 The Bank of Princeton2.1013 The Columbia Bank2.1014 The Cooperative Bank2.1015 The County Federal Credit Union2.1016 The First National Bank In Sioux Falls2.1017 The First State Bank2.1018 The Police Credit Union2.1019 The State Bank Group2.1020 The Union Bank Co2.1021 ThinkBank2.1022 Thomaston Savings Bank2.1023 Thrivent Federal Credit Union2.1024 TIAA Direct2.1025 TLC Community Credit Union2.1026 Tobyhana2.1027 Together Credit Union2.1028 Tompkins VIST Bank2.1029 Topline Financial Credit Union2.1030 Toro Credit Union2.1031 Torrington Savings Bank2.1032 Tower Federal Credit Union2.1033 Town Bank2.1034 Town and Country Bank2.1035 Town & Country Credit Union2.1036 Trademark Federal Credit Union2.1037 Traditional Bank2.1038 Traditions Bank2.1039 Transcend Credit Union2.1040 Treadwell Credit Union2.1041 TruChoice Federal Credit Union2.1042 Travis Credit Union2.1043 TrueCore Federal Credit Union2.1044 Truity Credit Union2.1045 Truliant Federal Credit Union2.1046 TruNorth Bank2.1047 TruPartner Credit Union2.1048 TrustCo Bank2.1049 TruMark Financial2.1050 TruStone Financial2.1051 TruWest Credit Union2.1052 TTCU (Formerly Tulsa Teachers Credit Union)2.1053 Tucoemas FCU2.1054 Tulsa Federal Credit Union2.1055 Tyndall Federal Credit Union2.1056 UCCU2.1057 UFB Direct2.1058 UFirst Credit Union2.1059 Ulster Savings Bank2.1060 UMB Bank2.1061 Umpqua Bank2.1062 UniBank2.1063 Unify Financial Credit Union2.1064 Union Bank2.1065 Union Bank & Trust (NE & KS)2.1066 Union Bank & Trust (VA, MD, NC)2.1067 Union Community Bank2.1068 Union Savings Bank2.1069 Union Square Credit Union2.1070 United Community Bank (UCB)2.1071 United Community Bank (NC, TN, SC, GA)2.1072 United Federal Credit Union2.1073 United Financial Credit Union2.1074 United Heritage Credit Union2.1075 United Roosevelt Savings Bank2.1076 United States Senate Federal Credit Union2.1077 Unitus Community Credit Union2.1078 Unity Bank2.1079 Unity One Credit Union2.1080 University Credit Union2.1081 University Federal Credit Union2.1082 University of Kentucky Federal Credit Union2.1083 Univest2.1084 U of I Community Credit Union2.1085 Upgrade2.1086 USAA2.1087 US Alliance Financial2.1088 USC Credit Union2.1089 US Community Credit Union2.1090 USE Credit Union2.1091 USF Federal Credit Union2.1092 US #1364 Federal Credit Union2.1093 U$X Federal Credit Union2.1094 Utah First Credit Union2.1095 Wakefield Co-operative Bank2.1096 Walden Savings Bank2.1097 Wallet by Boss Money2.1098 Washington Savings Bank2.1099 Washington Trust2.1100 Water And Power Community Credit Union (WPCU)2.1101 WaterStone Bank2.1102 Watertown Savings Bank2.1103 Waukesha State Bank2.1104 Wealthfront2.1105 Webster Bank2.1106 WECU2.1107 We Florida Financial2.1108 Wellesley Bank2.1109 Weokie Federal Credit Union2.1110 Wesbanco2.1111 Wescom Credit Union2.1112 Westbury Bank2.1113 Western State Bank2.1114 Western Vista Credit Union2.1115 Westerra Credit Union2.1116 WestField Bank (MA)2.1117 Westfield Bank (OH)2.1118 Westmark Credit Union2.1119 WestTown Bank & Trust2.1120 Widget Financial2.1121 Wilson Bank & Trust2.1122 Winden2.1123 Windsor Federal Bank2.1124 Wings Financial Credit Union2.1125 WinTrust2.1126 Woori America Bank2.1127 WSFS Bank2.1128 WyHy FCU2.1129 UVA Commnity Credit Union2.1130 Valley Bank2.1131 Valley First Credit Union2.1132 Valley National Bank2.1133 ValleyStar Credit Union2.1134 Valley Strong Credit Union2.1135 Vantage Credit Union2.1136 VantageWest2.1137 Varo Money2.1138 Veridian Credit Union2.1139 Vectra Bank2.1140 Velocity Community Credit Union2.1141 Venmo2.1142 Verity Credit Union2.1143 Vibrant Credit Union2.1144 Virginia Credit Union2.1145 Visions Federal Credit Union2.1146 Vista Bank2.1147 VyStar Credit Union2.1148 Xceed Financial Credit Union2.1149 Yolo Federal Credit Union2.1150 Zeal Credit Union2.1151 ZYNLO Bank
Big Banks/Banks With Regular Sign Up Bonuses
Alliant Credit Union
Bluevine: 1,
Wise: 1,
Ally
Charles Schwab: 1, 2,
Chase: 1,
Current: 1,
Wise: 1, 2, 3, 4, 5 (didn’t work), 6, 7,
The following didn’t work:
Fidelity: 1,
Treasury direct: 1,
American Express
American Express has three different products, Bluebird & Serve & Checking.We’ve split the information below but if it works for one it should work for the other.
Checking
Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
Charles Schwab: 1, 2,
Chase business: 1, 2, 3 (didn’t work), 4, 5,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9,
Merill Edge: 1,
Robinhood: 1,
TreasuryDirect: 1, 2,
Wise: 1, 2, 3, 4,
Bluebird:
The following count as a direct deposit
Serve:
Ally: 1, 2
Paypal: 1
CapitalOne360: 1
Santander ACH push: 1
Bank of America
The following count as a direct deposit:
ACH Transfer (1, 2)
Airbnb payout: 1,
Alliant: 1, 2 (didn’t work),3,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
American Express:
Bluebird: 1, 2, 3, 4,
Savings: 1,
Serve: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (did work), 9 (did work) 10 (did work), 11 (did work), 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23 (didn’t apply promo code correctly), 24, 25, 26, 27, 28, 29, 30, 31, 32,
Astra: 1,
Baxter Credit Union: 1, 2,
Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9 (savings), 10,
Charles Schwab: 1, 2, 3, 4, 5,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 27, 28, 29, 30, 31, 32, 33, 34 (business), 35 (business), 36 (business)
Coinbase: 1, 2, 3, 4, 5 (DIDN’T WORK), 6 (didn’t work), 7 (didn’t work)
Connexus: 1
Discover: 1, 2, 3, 4, 5,
Emigrant (1)
E*Trade (1, 2, 3, 4 (didn’t work)
Fidelity Money Line (1, 2)
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71,
Fifth Third: 1,
Guilford Bank: 1,
HSBC (1)
ING Direct/Capital One 360 (1, 2), this may not work anymore from December 2013 onwards (1, 2) Update: November 2014 it’s working again (not working again?)
Midland states bank: 1,
NFCU: 1,
One Finance: 1,
PenFed: 1, 2, 3, 4, 5, 6,
Pentagon: 1,
PNC: 1, 2,
PurePoint Financial: 1
Relay: 1,
Robinhood: 1, 2, 3, 4 (didn’t work)
Serve: 1, 2, 3,
SoFi: 1, 2 (didn’t work),3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30,
Transferwise: 1, 2, 3, 4, 5, 6,
Treasury Direct: 1,
USAA: 1, 2, 3,
U.S.Bank: 1,
Wealthfront: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
Wise: 1, 2, 3, 4,
The following no longer count as direct deposit:
ACH Transfer: 1
Ally ACH: 1, 2 (via e-mail in March, 2015), 3,
Amazon Marketplace: 1 (via e-mail on February 11th, 2018)
American Express:
Capital One: 1
Chase: 1 (does work to waive fee, not for bonus), 2,
Charles Schwab: 1, 2, 3 (did work)
Discover: 1 (does work to waive fee, not for bonus), 2,
Fidelity: 1, 2,
HSBC: 1
Paypal (1, 2), there is evidence of it working previously (1, 2, 3) but this has now been shut down.
PurePoint financial: 1,
BofA user to user transfers (1)
Robinhood: 1, 2, 3,
USAA: 1,
Vanguard: 1
Capital One 360
The following count as a direct deposit:
Affinity: 1,
Alliant (1), 2 , 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10,
ACH (1)
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25,26, 27, 28, 29, 30, 31, 32,
Ameritrade: 1,
Apple cash: 1,
Bank of America: 1,
BECU: 1,
BMO Harris: 1,
Cash app: 1, 2, 3,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 , 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41,
CIT: 1
Clearview: 1
Discover: 1
Cash back redemption: 1 (didn’t work)
Savings: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
e trade: 1, 2,
Fidelity: 1 (CMA), 2, 3, 4, 5, 6, 7 (CMA), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65,
Fifth Third: 1, 2, 3,
First Tennessee: 1
Goldman Sachs: 1, 2, 3, 4, 5, 6,
Gusto: 1,
ING Direct/Capital One 360 (1)
Marcus: 1, 2, 3, 4,
NFCU: 1, 2, 3,
Novo: 1,
ONE: 1,
PayPal: 1, 2, 3 (business)
PNC: 1, 2, (maybe didn’t work?)
PenFed: 1,
Relay: 1,
Robinhood: 1,
Santander: 1, 2,
SoFi: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, s, 17, 18,
Synchrony: 1,
TD Ameritrade: 1, 2, 3,
T-Mobile Money: 1,
Unify: 1,
U.S.Bank: 1, 2, 3,
USAA: 1,
Wealthfront: 1,
Wells Fargo: 1, 2
Wise: 1, 2, 3, 4,
Vanguard: 1, 2, 3, 4, 5, 6, 7, 8, 9,
Venmo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
Zelle: 1,
Venmo: 1, 2,
The following didn’t work:
Ally: 1
Chase: 1
Discover: 1, 2, 3,
Elements: 1
Santander: 1
Stripe: 1
TIAA Direct: 1
Wells Fargo: 1
USAA: 1, 2, 3
Chase
It seems as if any transfer that codes as P2P will no longer work for Chase.
New data points as of September, 2016.
The following work to trigger the requirement:
ABC Giftcards payout: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work?), 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work)
Acorns: 1, 2 (didn’t work)
Affinity: 1,
AirBnB: 1, 2 (didn’t work), 3 (did work)
Alliant: 1, 2, 3 (did work), 4 (didn’t work)
Ally: 1,
Amazon Payments: 1, 2, 3, 4, 5, 6 (didn’t work), 7,
America First Credit Union: 1 (in branch)
American Express:
Redcard: 1
Serve: 1, 2, 3, 4, 5 Didn’t work: 1 (worked again), 2 (didn’t work), 3 (didn’t work)
Business: 1, 2,
Ameritrade: 1,
Apple Cash: 1,
Aspiration: 1, 2 (didn’t work)
BeFrugal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work)
Barclays Online Saving: 1, 2, 3, 4, 5, 6, 7, 8
Barclays cash back: 1, 2,
Capital One: 1 ,2 (worked), 3 (didn’t work),
CardCash: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work), 9,
Cash app: 1, 2 (didn’t work), 3,
CBC Federal Credit Union: 1,
CCUIL ACH: 1,
Central Credit Union: 1,
Chase business checking: 1, 2, 3, 4, 5, 6,
Charles Schwab: 1 (brokerage)
Chime: 1, 2 (didn’t work)
Chrome river: 1,
Circle Pay: 1, 2, 3,
CIT Bank (not Citi): 1,
Connexus FCU: 1, 2,
Consumers Credit Union: 1, 2, 3, 4, 5, 6 (didn’t work)
Discover Savings: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work), 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work) 17 (didn’t work), 18 (did work)
DoorDash: 1, 2,
Dosh: 1, 2, 3, 4 (didn’t work)
Dwolla: 1,
eBay: 1, 2 (didn’t work) 3, 4, 5, 6,
Elements Financial: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 (didn’t work)
E*Trade: 1, 2, 3 (didn’t work), 4 (did work), 5 (did work), 6, 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work), 11 (didn’t work)
Etsy: 1,
Fidelity EFT: 1 (via e-mail on October 5th, 2016), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, (didn’t work), 38, 39, 40 (didn’t work), 41, 42 (didn’t work), 43, 44 (didn’t work), 45 (didn’t work) 46 (didn’t work), 47 (didn’t work), 48, 49, 50 (didn’t work), 51, 52, 53, 54,
Fidelity CMA: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
First Green Bank: 1 (via e-mail on 04/18/2018)
First Technology Credit Union: 1, 2, 3, 4, 5, 6 (didn’t work)
Firstrade: 1,
Freshbooks WePay: 1, 2,
Goldman Sachs: 1
Goat: 1,
Google Adsense: 1
Gulf Winds Federal Credit Union: 1,
Gusto: 1
Invstr: 1,
Keesler Federal: 1,
Langley Federal Credit Union: 1,
MarketForce Payroll: 1,
Mercari: 1, 2,
Merrill Edge: 1, 2 (didn’t work), 3 (didn’t work)
M1Finance: 1, 2,
Motif Investing: 1, 2,
Mountain America Credit Union: 1
mph.bank: 1, 2,
M&T Bank: 1, 2, 3, 4, 5, 6, 7,8 (didn’t work)
M1 Finance: 1,
Nearside: 1,
Northern Bank: 1,
NorthOne: 1, 2 (didn’t work)
Orion: 1,
Payooner: 1
PenFed: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
Poshmark: 1, 2, 3 (didn’t work)
Provident Credit Union: 1, 2, 3, 4,
Raise: 1, 2,
Relay: 1,
Robinhood: 1, 2, 3, 4, 5 (e-mail on 06/21/17)s, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
Schools First: 1
Robinhood: 1, 2, 3, 4, 5 (no longer working) 6 (worked) 7, 8 (didn’t work), 9 (didn’t work), 10 (didn’t work)
Santander: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work)
SchoolFirst: 1, 2, 3, 4 (didn’t work)
SoFi Invest: 1,
SoFi Money: 1, 2, 3, 4 (didn’t work), 5,
Square: 1, 2, 3, 4, 5, 6, 7, 8,
Stanford FCU: 1,
Stockx: 1,
Suncoast: 1,
TD Ameritrade: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14, 15 (didn’t work)
Tech Credit Union: 1, 2, 3 (didn’t work)
The Knot (wedding registry): 1,
T-Mobile Money: 1, 2, 3, 4, 5, 6 (didn’t trigger it)
Topcashback Payout: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (didn’t work), 16 (didn’t work), 17 (didn’t work), 18 (didn’t work), 19 (didn’t work)
Transferwise: 1, 2, 3 (didn’t work), 4 (did work), 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22 (didn’t work)
TreausryDirect: 1, 2, 3, 4, 5, 6,
Uber: 1, 2, 3 (eats), 4, 5 (pro)
University Federal Credit Union: 1, 2,
Upwork: 1, 2 (via e-mail on 2/12/19),
U.S.Bank
USAA: 1 2, (didn’t work)
Vanguard Brokerage: 1, 2, 3, 4, 5 (didn’t work), 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work), 15 (didn’t work)
WealthFront: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work)
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, not working for some?, 15 (not working), 16 (not working), 17 (not working), 18 (not working), 19 (not working), 20 (not working), 21 (not working), 22 (not working), 23 (not working), 24, 25 (not working), 26 (not working)
Wisebanyan: 1, 2,
The following do not work:
Alliant: 1, 2, 3, 4, 5, 6, 7,
Ally: 1, 2, 3, 4, 5,
America First Credit Union: 1 (online)
American Express Savings: 1,
American Express Business: 1,
Apple Pay Cash: 1,
Barclaycard Savings: 1, 2, 3
Bank of America: 1, 2
Betterment: 1,
BMO Harris: 1,
Boeing Employees Credit Union: 1,
Capital One: 1, 2,
Capital One 360: 1, 2 (savings), 3, 4,
Cardcash: 1, 2,
Charles Schwab: 1 (checking), 2, 3 (brokerage), 4, 5 (brokerage), 6, 7, 8,
Chase Business: 1
Chase credit card cash back: 1,
Citi ACH: 1
Citizens Bank: 1,
Coinbase: 1, 2,
Comerica Bank: 1,
DoorDash: 1,
Discover: 1, 2, 3, 4,
Excite Credit Union: 1,
Fidelity: 1,
FNBO: 1
Hancock Whitney: 1,
Huntington: 1
Ibotta: 1,
Inspirus: 1,
Investor Bank: 1,
IRS: 1, 2, 3, 4,
Kabbage: 1,
Keybank: 1,
Marcus Bank: 1,
Mercari: 1,
Moomoo: 1,
NFCU: 1,
Optum Bank: 1,
Orange County’s: 1,
Paypal: 1, 2, 3, 4, 5,
PNC: 1, 2
Quorum FCU: 1
Raise: 1, 2,
Santander: 1
Square Cash.me: 1
Signature FCU: 1,
Tax refund: 1,
TD Ameritrade: 1, 2,
TD Bank: 1,
Thrivent: 1,
Topcashback: 1,
Upgrade: 1, 2,
U.S.Bank: 1
USAA: 1 (1 does work), 2, 3,
VantageWest: 1
Venmo: 1, 2, 3, 4,
Wise: 1, 2, 3,
Wells Fargo: 1, 2, 3, 4, 5, 6,
Wells Fargo Business: 1
Western Vista Federal Credit Union: 1,
[View current Chase sign up bonuses]
The following count as a direct deposit:
Ally ACH: 1, 2, 3, 4, 5, 6 (may no longer work: 1), 7 looks like it is working (via e-mail February 10th, 2015), 8, 9, 10 (via e-mail July 15th, 2015)
American Express Serve: 1, 2, 3, 4, 5, 6, 7 (via email January 23rd, 2015), 8 (via email March 3rd, 2015), 9, 10, 11, 12, 13, 14, 15, 16, 17
American Express Bluebird: 1, 2, 3
American Express Redcard: 1, 2
American Express OneVIP: 1
Ameritrade: 1
ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15
Barclays Online Saving: 1, 2, 3, 4
Capital One Savings: 1, 2
CCU ACH: 1
Discover Checking: 1, 2, 3, 4, 5https://www.doctorofcredit.com/chase-checking-300-savings-200-bonus/#comment-226214
E*Trade: 1 (may no longer work)
Fifth Third: 1
Fidelity Online Transfer: 1, 2
Fidelity Cash Management: 1
Google Wallet: 1
Huntington Bank ACH: 1, 2 (no longer works: 1
NFCU ACH: 1
PenFed ACH: 1, 2
Santander: 1, 2
Tech CU: 1 (No longer works: 1)
Topcashback: 1 (via e-mail on July 27th, 2016)
Venmo: 1 (No longer works: 1)
Wells Fargo: 1, 2, 3
Barclays Online Savings: 1, 2
The following no longer count as direct deposits:
Alliant: 1, 2, 3 (used to work 1)
Ally: 1
Amazon Payments (1)
American Express Savings: 1, 2
Capital One 360/ING Direct, this used to work (1 , 2 , 3, 4 and 1, 2, 3, 4) but it’s now no longer working unfortunately (1, 2, 3, 4, 5).Reports of this working again (1 via e-mail on April 22nd, 2015), 2, 3, 4
Charles Schwab Brokerage: used to work 1, 2, 3 but now no longer works: 1, 2, 3
Citi Bank ACH: 1, 2
Discover: 1, 2
First Tennessee: 1
Google Wallet: 1
HSBC (1, 2, 3)
Mango (1)
Paypal used to work (1, 2, 3) and now no longer works (1 2, 4, 5, 6, 7, 8, 9, 10)
PNC ACH: 1, 2
SDFCU: 1
TD Bank: 1
USAA: 1
Citibank
The following count as a direct deposit:
ACH: 1, 2
Alliant: 1, 2, 3,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26,
Amazon payments: 1
American Express: 1,
Bank of America: 1, 2,
Bluevine: 1,
Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Charles Schwab: 1, 2, 3, 4, 5,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 (business), 36,
Citizens: 1,
Coinbase: 1,
Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17,
Emigrant direct: 1
E*Trade: 1,
Fidelity ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,
INGdirect: 1, 2, 3
Marcus: 1,
M&T: 1,
Paypal: 1, 2, 3, 4, 5, 6,
PNC: 1,
Redneck: 1,
Robinhood: 1, 2,
SoFi: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21,
Truist: 1, 2,
USAA: 1, 2, 3,
U.S.Bank: 1,
Wealthfront: 1,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
Venmo: 1, 2, 3, 4, 5, 6, 7,
Zelle: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30,
The following don’t count as direct deposit:
Barclaycard:
Google Pay: 1 (via e-mail on 5/27/19)
Paypal: 1 (somebody let me know via e-mail it no longer works) (used to work: 1, 2, 3), 4 (didn’t work via e-mail on 5/27/19)
Schwab Brokerage money link transfers (1)
TD Ameritrade: 1
USAA: 1 (via e-mail on 5/27/19)
Discover
The following did work:
Ally: 1 (may no longer work: 1)
Amazon Seller Disbursements: 1
Bank of America Business ACH: 1
Capital One 360: 1, 2, 3
Fidelity: 1
Paypal: 1, 2, 3, 4
Serve: 1
TD Ameritrade: 1
HSBC
The following code as a direct deposit:
Ally: 1, 2, 3, 4 (Checking), 5, 6, 7, 8, 9, 10, 11, 12, 13,
American Express Bluebird: 1
Capital One 360: 1, 2 (Money Market), 3, 4 (didn’t work), 5, 6, 7,
Charles Schwab: 1, 2, 3 (didn’t work), 4,
Chase: 1, 2, 3, 4 (Instant Transfer), 5, 6, 7, 8,
Citi: 1,
Discover: 1 (Checking), 2 (Savings), 3 (Savings), 4, 5 (savings), 6, 7, 8,
PNC Checking: 1, 2, 3,
Robinhood: 1,
Santander: 1, 2,
Schwab Brokerage: 1
SoFi Money: 1, 2, 3,
Wells Fargo: 1, 2, 3, 4, 5
The following don’t code as a direct deposit:
Huntington Bank
The following count as a direct deposit:
Alliant: 1,
Ally: 1, 2, 3, 4, 5, 6,
Amazon Payments (1)
ACH Transfers: 1, 2, 3
Bluebird: 1
Capital One: 1, 2,
Charles Schwab: 1,
Chase: 1, 2, 3, 4, 5, 6,
Fidelity: 1, 2, 3, 4, 5, 6,
PNC: 1, 2, 3,
SoFi: 1,
Key Bank
The following count as a direct deposit:
ACH (1)
Ally ACH: 1, 2 (did work), 3, 4, 5, 6, 7 (didn’t work), 8,
Alliant: 1, 2 (didn’t work), 3,
American Express:
Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work), 20, 21, 22,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (instant transfer did not work), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26 (didn’t work), 27, 28, 29, 30, 31, 32 (business)
Citi: 1,
Discover: 1, 2 (savings, didn’t work), 3, 4, 5, 6, 7,
ECCU: 1,
E*Trade: 1, 2, 3, 4,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
Huntington: 1, 2,
LMCU: 1,
Mountain America Credit Union: 1,
NFCU: 1, 2,
Orgeon Community Credit Union: 1
Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
Robinhood: 1,
Santander: 1, 2 (didn’t work), 3,
SoFi: 1, 2, 3, 4,
Stripe Transfer: 1
TD Ameritrade: 1
T-Mobile: 1,
Transferwise: 1,
USAA: 1, 2, 3, 4, 5,
Wells Fargo ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
Vanguard: 1,
Venmo: 1, 2, 3, 4, 5, 6, 7, 8,
The following didn’t count as a direct deposit:
Ally: 1, 2 (did work)
Charles Schwab: 1
SoFi Money: 1,
PayPal
PenFed
Charles Schwab: 1,
Fidelity: 1,
TreasuryDirect: 1,
PNC
The following count as a direct deposit:
Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 (didn’t work), 20 (didn’t work), 21,
Ally: 1, 2, 3, 4 (didn’t work), 5, 6, 7, 8, 9 (didn’t work), 10, 11, 12, 13, 14,
AmEx serve: 1, 2, 3, 4, 5, 6,
AmEx Redbird: 1
AmEx Bluebird: 1,
American Express HYSA: 1,
Astra: 1,
Bank of America: 1, 2 (didn’t work)
Barclays: 1, 2 (didn’t work)
BB&T: 1,
Bluevine: 1,
Cash app: 1,
Capital One 360: 1, 2, 3 (1 may no longer work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56 (didn’t work), 57, 58, 59, 60, 61,
Charles Schwab: 1 (brokerage), 2, 3, 4 (didn’t work), 5, 6, 7 (brokerage), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56 (didn’t work), 57, 58, 59, 60,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54.55, 56, 57, 58 (didn’t work), 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110 (didn’t work), 111, 112, 113, 114, 115, 116, 117 (didn’t work), 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140, 141, 142, 143, 144, 145, 146, 147, 148, 149, 150, 151, 152, 153, 154, 155, 156, 157, 158, 159, 160, 161, 162, 163 (didn’t work), 164, 165, 166 (business), 167 (business), 168, 169 (business), 170, 171, 172, 173,
Chase Business: 1, 2, 3, 4, 5,
Citibank: 1,
Discover ACH: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work), 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
FCB South County Bank: 1
Fidelity: 1, 1, 2, 4,5,6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61,
Cash management: 1, 2, 3, 4, 5,
Fifth Third: 1, 2 (didn’t work)
Huntington: 1,
Merrill Lynch: 1,
Morgan Stanley: 1,
M&T: 1, 2, 3,
Navy Federal: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 1o, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, (didn’t work), 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, (didn’t work), 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46 (didn’t work), 47,
Pentagon Federal Credit Union: 1
Fidelity: 1, 2, 3, 4,
Schwab: 1, 2
Tax refund: 1,
Transferwise: 1,
TreasuryDirect: 1,
USAA: 1, 2, 3 (doesn’t work)
Vanguard: 1, 2, 3, 4, 5, 6,
Venmo: 1, 2, 3, 4, 5, 6, 7, 8,
Wells Fargo: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
Wise: 1,
The following do not count as a direct deposit:
Ally ACH: 1, 2 (used to work: 1
American Express Savings: 1
Charles Schwab: 1 (checking)
Citi: 1,
eTrade: 1,
Keybank: 1,
Laurel Road: 1,
Liberty Bank: 1,
Tech CU: 1,
Santander Bank
Works (from August 2016 onwards)
Alliant: 1, 2, 3, 4, 5 (didn’t work), 6,
American Express
Bluebird: 1, 2,
Serve: 1, 2, 3, 4, 5,
BMO Harris: 1,
Capital One 360: 1, 2, 3, 4, 5, 6 (didn’t work), 7 (didn’t work), 8 (worked), 9 (worked) 10 (didn’t work), 11 (worked)
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
Charles Schwab: 1 (brokerage only), 2, 3, 4, 5, 6, 7, 8, 9, 10,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
TreasuryDirect: 1,
SoFi: 1,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
Venmo: 1,
Doesn’t work:
Charles Schwab Checking: 1 (via Twitter on 06/01/2017)
Discover: 1, 2,
PNC: 1,
TD Ameritrade: 1
USAA: 1
Truist
The following code as a direct deposit:
Affinity: 1,
Ally: 1, 2,
Axos: 1,
Bank of America: 1,
Capital One: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (business), 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33 (business), 34, 35, 36, 37, 38, 39,
Discover: 1, 2,
E*Trade: 1,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31 (didnt work), 32,
Fulton: 1 (business)
PayPal: 1,
Public.com: 1,
Relay: 1,
SoFi: 1, 2, 3,
TD Ameritrade: 1,
TreasuryDirect: 1,
Vanguard: 1, 2,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (didn’t work)
Wise: 1,
The following don’t code as a direct deposit:
Alliant: 1,
Ally: 1,
Discover: 1,
ETFCU: 1,
USAA: 1,
U.S.Bank
The following count as a direct deposit:
ACH (1)
All America Bank: 1, 2,
Alliant (1), 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77 (didn’t work), 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109, 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123, 124, 125, 126, 127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140, 141, 142, 143, 144, 145, 146 (didn’t work), 147, 148, 149, 150 (didn’t work), 151, 152, 153, 154, 155, F, 156, 157, 158, 159,
American Express:
Serve: 1, 2, 3,
High yield savings: 1,
Apple Cash: 1, 2, 3,
Axos: 1,
Bank of America: 1,
Bluevine: 1,
Capital One; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53,
Cash app: 1, 2, 3,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (checking), 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 32, 33, 34, 35, 36, 37, 38, 39 (didn’t work) 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58,a, 59, gr, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105, 106, 107, 108, 109 (business), 110, 111, 112, 113, 114, 115, 116, 117, 118, 119, 120, 121, 122, 123, 124, 125 (business), 126 (business), 127, 128, 129, 130, 131 (business), 132, 133, 134,
Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71,
DFCU: 1, 2,
Elements: 1, 2 (didn’t work), 3, 4,
E*Trade: 1, 2,
Fidelity: 1, 2, 3 (didn’t work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87,
Goldman Sachs: 1,
Huntington: Bill Pay (1)
Incredible Bank: 1, 2,
LendingClub: 1,
Live Oak: 1,
Marcus: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
NFCU: 1, 2, 3, 4, 5, 6, 7,
Novo: 1, 2,
Paypal: 1, 2, 3,
Pentagon FCU: 1,
PNC: 1, 2,
Relay: 1,
Robinhood: 1, 2,
School’s First Credit Union: 1, 2, 3,
Simple: 1,
SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
Square cash: 1,
Tech CU: 1, 2, 3,
T-Mobile Money: 1, 2,
Treasury: 1,
Unify FCU: 1,
USAA: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
Vanguard: 1, 2, 3, 4, 5,
Venmo: 1, 2 (didn’t work), 3,
Wealthfront: 1, 2,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
Western Vista Federal Credit Union: 1,
Wells Fargo
The following triggers the direct deposit requirement:
Affinity: 1,
Alliant: 1, 2 3 (didn’t work), 4 (did work), 5 (did work), 6 (did work), 7, 8, 9, 10,
Ally: 1, 2, 3, 4, 5, 6 7 (didn’t work), 8 (did work), 9, 10, 11, 12, 13, 14, , 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63,
American Express:
Bluebird: 1,
Serve: 1, 2, 3 (didn’t work), 4 (did work)
Savings: 1,
Apple: 1,
Bank of America: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
BECU ACH: 1, 2, 3, 4,
Bill.com: 1,
Bluvine: 1,
Brex: 1,
Cash app: 1,
Capital One 360: 1, 2, Didn’t work: 1, 2, 3, (did work), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
Charles Schwab Didn’t work: 1, 2, 3 (brokerage did work),4(didwork),5(didn’twork),6, 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18 (didn’t work), 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29,
Chase: 1 (didn’t work), 2 (did work), 3 (did work), 4, 5 (did work), 6 (did work business), 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40 (business), 41, 42, 43, 44, 45,
CFG: 1,
Chime: 1,
Citibank: 1, 2, 3, 4, 5, 6,
CIT Bank: 1,
Coinbase: 1,
Current: 1,
Discover: 1, 2 Didn’t work: 1,did:1,2 (did work)3 (did work),4,5,6,7,8, 9, 10,
Savings: 1, 2, 3, 4 (did work), 5 (did work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12 (didn’t work), 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25,
DraftKing: 1,
Dwolla: 1
eBay: 1,
Elements: 1,
E-Trade: 1, 2, 3, 4,
Fidelity: 1, 2, 3, 4 (did not work), 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72,
First National Bank (FNB): 1,
HSBC: 1, 2, 3, 4, 5,
Huntington: 1,
Keybank: 1
LendingClub: 1,
Marcus: 1, 2,
Meritrust: 1,
Monifi: 1,
M&T Bank: 1,
NFCU: 1,
Novo: 1,
Paypal: 1, 2, 3, 4, 5 (didn’t work), 6 (did work), 7 (did work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23, 24, 25,
PenFed Trial Deposits: 1, 2, 3,
PNC: 1, 2, 3, 4, 5, 6,
Relay: 1,
Redstone Financial: 1,
Robinhood: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
Santander: 1, 2, 3, 4, 5, 6, 7, 8,
Schwab: 1
Schools First: 1, 2,
Sky One: 1,
Simple: 1,
SoFi Money: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
SunTrust: 1,
Tax refund: 1,
Wealthfront: 1,
USAA: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12, 13, 14,
Vanguard: 1, 2,
Varo: 1,
Venmo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
The following didn’t work:
INSPIREUS: 1,
Wealthfront Cash account: 1,
Credit Unions/Small Banks
121 Financial Credit Union
316 Financial
7 17 Credit Union
1st Advantage Federal Credit Union
1st Constitution Bank
The following did not work as direct deposit:
Ally: 1
Capital One 360: 1
Chase: 1
Discover: 1
Paypal: 1
Santander: 1
Vanguard: 1
1st Financial Federal Credit Union
1st Mariner Bank
1st Security Bank
1st Source Bank
The following worked as a direct deposit:
Charles Schwab: 1 (money link), 2 (brokerage)
Chase: 1,
1st United Credit Union
The following code as a direct deposit:
2UFI
3Rivers Federal Credit Union
The following count as a direct deposit:
5Point Credit Union
AAC Credit Union
Abington Bank
Academy Bank
Achieva Credit Union
ACNB Bank
Acorns
Addition Financial
The following code as a direct deposit:
Charles Schwab: 1, 2 (didn’t work)
Adirondack Bank
Advance Financial Federal Credit Union (AFFCU)
We don’t have any data points on what will trigger the bonus, but be warned that the fine print states you must deposit your full pay check.In some cases credit unions will manually check this (e.g you’ll be required to show your pay stub).
The following worked:
Advantage Bank
Advantage Credit Union
Advantis Credit Union
Adventure Credit Union
The following code as a direct deposit:
Advia Credit Union
Aero Federal Credit Union
AFFCU
Affiliated Bank
Affinity Federal Credit Union
The following code as a direct deposit:
Ally: 1, 2 (didn’t work)
Brex: 1,
Charles Schwab: 1, 2, 3, 4 (didn’t work)
Chase: 1,
Coinbase: 1, 2 (didn’t work)
Discover: 1, 2 (didn’t work)
Fidelity cash: 1,
IRS: 1,
Kabbage: 1,
Treasury direct: 1,
Wise: 1,
The following didn’t work:
Marcus: 1,
Orange FCU: 1,
Wells Fargo: 1,
Affinity Plus Credit Union
Air Academy Federal Credit Union
Albert Neobank
The following worked as a direct deposit:
Bluevine: 1,
Brex: 1,
Chase business: 1,
DoorDash: 1,
Square: 1,
Wise: 1, 2,
The following didn’t work as a direct deposit:
Ally: 1,
American Express Business: 1,
Astra: 1,
Cash app: 1,
Chime: 1,
Charles Schwab: 1, 2,
Discover: 1,
M1: 1,
SoFi: 1,
Wells Fargo: 1,
Alcoa Tenn Federal Credit Union
Allegiance Credit Union
Allegius Credit Union
Allied First Bank
AllTru Credit Union
Alpena Alcona Area Credit Union
Aloha Pacific Federal Credit Union
AltaOne Federal Credit Union
Amalgamated Bank
Amboy Direct
Amerant Bank
The following code as a direct deposit:
American Bank
American Bank Center
American Bank & Trust
American Bank & Trust SD & MN
American Commerce Bank
American Eagle Financial Credit Union
The following code as a direct deposit:
America First Credit Union
American Eagle Credit Union
The following did work:
The following didn’t work:
Paypal: 1
Santander Bank: 1
Serve: 1
American Enterprise Bank
American Investors Bank & Mortgage (AIBM)
American Heritage Credit Union
American Pride Bank
American Trust & Savings Bank
American United Federal Credit Union
America’s Credit Union [TX]
America’s Christian Credit Union
AmeriCU Credit Union
Ameriprise Financial
Ameris Bank
The following coded as a direct deposit:
Charles Schwab: 1, 2,
Chase: 1, 2 (didn’t work)
TD Bank: 1,
TreasuryDirect: 1,
Wise: 1,
ANB Bank
Anchor Bank
The following trigger the bonus:
Andigo Credit Union
The following triggered the bonus
Ally: 1,
American Express:
Charles Schwab: 1 (brokerage), 2 (didn’t work)
Fidelity: 1, 2,
PayPal: 1,
Venmo: 1,
The following didn’t count:
Alliant: 1, 2,
Capital One: 1,
PenFed: 1,
Andrews Federal Credit Union
Fidelity: 1, 2,
Treasury direct: 1,
The following didn’t work:
ANECA Credit Union
Anoka Hennepin Credit Union
APGFCU
Apple Bank
The following do count as a direct deposit:
The following didn’t count as a direct deposit:
Apple Federal Credit Union
Arapahoe Credit Union
Ardent Credit Union
The following worked as a direct deposit:
Argent Credit Union
Arizona Central Credit Union
No data points
Arizona Federal Credit Union
Arizona Financial Credit Union
Arkansas Federal Credit Union
Armed Forces Bank
Arrha Credit Union
Arrow Bank
Arsenal Credit Union
Arundel Federal Savings Bank
Arvest Bank
Ascend Bank
Ascend Federal Credit Union
Ascent Credit Union
Ascentra Credit Union
Ashland Credit Union
Aspiration
The following code as a direct deposit:
American Express:
Penfed: 1,
Venmo: 1,
The following didn’t code as a direct deposit:
Ally: 1,
American Express:
Paypal: 1,
Venmo: 1, 2 (did work)
USAA: 1,
Associated Bank
Ally: 1, 2, 3, 4, 5, 6, 7, 8,
Astra: 1,
Chase business: 1, 2,
Discover: 1,
Fidelity: 1,
PayPal: 1,
PNC ACH: 1, 2,
Tax refund: 1,
The following did not work as a direct deposit:
Associated Credit Union
Associated Credit Union of Texas (ACUTX)
Austin Bank
Avadian Credit Union
Avidia Bank
The following count:
Axos Bank
The following worked as a direct deposit:
Affinity: 1,
Alliant: 1,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work but asked if it worked), 10 (didn’t work), 11 (didn’t work)
Brex payroll: 1,
Capital One: 1, 2 3, 4, 5, 6, 7, 8, 9, 10,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (didn’t work)
Chase: 1, 2,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
SoFi: 1, 2, 3, 4, 5,
USAA: 1,
T-Mobile: 1, 2,
Treasury Direct: 1,
Vanguard: 1,
Wells Fargo: 1, 2, 3, 4, 5 (didn’t work)
Ballston Spa National Bank (BSNB)
BancorpSouth
Bank7
Bank & Trust
Alliant: 1, 2, 3,
Ally: 1, 2, 3,
American Express:
Capital One: 1, 2, 3,
Charles Schwab: 1 (checking), 2 (pull)
Chase:
Personal: 1, 2,
Business: 1,
Fidelity: 1,
The following did not work:
Bank Direct
These guys are extremely strict and it seems they do a manual review on all direct deposits to ensure that they are from an employer.You also need to be depositing your full paycheck rather than a partial deposit, they check this by verifying it against your stated yearly income.Source(s): 1
Bankers Trust
BankFinancial
BankHometown
Bank of Canton
Bank of Colorado
Bank of Maine
We don’t currently know of anything other than a regular employer payment that will trigger the direct deposit requirement that Bank of Maine requires.
Bank Midwest
Bank Mutual
The following don’t count as a direct deposit
Bank of Blue Valley
Bank of Elk River
Bank Five Nine
Bank Independent
BankNewport
Bank Novo
Bank of Greene County
Bank of Hawaii
Bank of Hope
Chase:
TreasuryDirect: 1,
Wise: 1,
Bank of Luxemberg
Bank of Montgomery (BOM)
Bank of New York
The following count as a direct deposit:
Bank Of Sun Prairie
Bank of Tennessee
Bank of The Blue Grass
Bank Of The West
The following count as a direct deposit:
BMO Harris: 1, 2,
Capital One: 1,
Chase: 1, 2, 3, 4, 5, 6, 7, 8,
Discover: 1, 2, 3, 4, 5, 6 (didn’t work)
Emigrant (1)
ING Direct/Capital One 360 (1)
Discover ACH: 1, 2,
Midfirst Bank: 1, 2,
Paypal (1, 2, 3, 4, 5, 6, 7, 8, 9,
Schwab ACH: 1
USAA: 1, 2,
Venmo: 1,
The following did not work:
BankPlus
Bank OZK
Bank Midwest (KS & MO)
BankWell
Banner Bank
Banterra
Barclays
Bar Harbor Bank & Trust
Baselane
Bask Bank
Baton Rouge Telco Federal Credit Union
BayCoast Bank
BB&T
The following does count as a direct deposit:
Alliant: 1, 2, 3 (didn’t work)
Ally: 1, 2 (didn’t work), 3 (didn’t work), 4 (didn’t work)
Charles Schwab Brokerage: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Chase: 1, 2 (didn’t work)
E*Trade: 1,
Treasury direct: 1,
Wealthfront: 1,
The following doesn’t count as a direct deposit:
Paypal: 1
PNC: 1,
Santander: 1,
BBVA
The following codes as a direct deposit:
Alliant: 1, 2 (didn’t work)
Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 (didn’t work), 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28,
Chase: 1, 2, 3, 4,
Charles Schwab: 1 (brokerage), 2 (brokerage), 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work), 14 (didn’t work), 15 (didn’t work), 16 (didn’t work), 17,
Fidelity: 1, 2 (didn’t work), 3, 4, 5,
First Tech Federal Credit Union: 1
Merrill Edge: 1
Paypal: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8 (didn’t work), 9 (didn’t work)
Provident Credit Union: 1
TD Ameritrade: 1, 2,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9,
The following did not work:
Ally: 1,
Discover: 1.2,
Robinhood: 1
BCU Credit Union
Current: 1,
Mercury: 1,
Relay: 1,
Wise: 1,
Beacon Credit Union
Beartooth Bank
BECU
Bell Bank
Bellco Credit Union
Beneficial Bank
Berkshire Bank
BethPage Credit Union
Chase: 1, 2 (didn’t work)
Novo: 1,
Treasury Direct: 1,
Upgrade: 1,
Wise: 1, 2,
Better Banks
Beverly Hill Bank
BHCU
BiddefordSavings
No data points
Blackhawk Bank & Trust
Blaze Credit Union
Blue Federal Credit Union
The following count as a direct deposit:
Blue Foundry Bank
Blue Hills Bank
The following counted as a direct deposit:
The following did not count as a direct deposit:
Bluestone Bank
BluPeak Credit Union
Fidelity: 1, 2,
TreasuryDirect: 1,
Wise: 1, 2,
BMO Harris
The following do count as a direct deposit:
Alliant ACH: 1, 2 (1 no longer counts), 3 (worked again)
Ally: 1
American Express:
Serve: 1, 2 (didn’t work)
Bluebird: 1 (didn’t work)
Capital One 360: 1, 2, 3, 4
Chase: 1 (business checking), 2, 3 (business checking), 4, 5 (didn’t work), 6 (didn’t work), 7 (business), 8 (business), 9, 10 (business), 11 (business) 12 (business), 13 (business), 14, 15,
Discover ACH: 1, 2, 3 (didn’t count: 1), 4 (did count), 5 (did count), 6 (didn’t work), 7 (didn’t work)
Fidelity: 1 (brokerage)
Novo: 1,
Robinhood: 1
Schwab Transfer: 1, 2, 3
Treasury Direct:1, 2,
Vanguard: 1 (brokerage)
UFCU: 1
Wise: 1, 2, 3,
The following did not count as a direct deposit:
Ally: 1
Capital One 360: 1 (1 – did work), 2, 3 (did work), 4 (did work), 5 (didn’t work), 6 (didn’t work), 7 (did work), 8 (did work)
Charles Schwab: 1 (brokerage), 2 (did work), 3 (didn’t work), 4
Fidelity: 1
JP Morgan: 1,
Paypal: 1, 2, 3 (did work)
Taxes:
USAA: 1
Vanguard: 1,
Wells Fargo: 1,
BMI Federal Credit Union
The following works:
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
The following worked:
Below is what worked for specific banks within BOKF
Bank of Texas:
Capital One 360: 1
Charles Schwab: 1
Bravera Bank
Brentwood Bank
Bridge Credit Union
Bridgeview Bank Group
The following code as a direct deposit:
The following didn’t work as a direct deposit:
The following doesn’t code as a direct deposit:
Broadway Bank
Current: 1,
University Federal: 1,
Wise: 1, 2, 3,
The following doesn’t work:
Chase: 1,
Wells Fargo: 1,
Broadview Federal Credit Union
Bryn Mawr Trust (BMT)
Bryon Bank
Byline Bank
Buckeye State Bank
Buckeye State Credit Union
Bull’s Eye Credit Union
Busey Bank
Chase:
Business: 1, 2, 3 (didn’t work)
The following didn’t work:
Cadence Bank
California Bank & Trust
California Coast Credit Union
California Credit Union
The following code as a direct deposit:
Callaway Bank
Cambridge Savings Bank
The following codes as a direct depsoit
The following does not code as a direct deposit:
Cambridge Trust Company
The following code as a direct deposit:
Camden National Bank
The following worked as a direct deposit:
Campus Federal Credit Union
Cape & Coast Bank
Campus USA Credit Union
Canadaigua National Bank
Canyon View Credit Union
Cape Cod 5
Cap Ed Credit Union
Capital Bank
The following did work:
Alliant: 1,
Ally: 1, 2,
Capital One: 1, 2, 3,
Charles Schwab: 1,
Chase: 1,
Discover: 1, 2,
Fidelity; 1,
Paypal: 1, 2, 3,
Wealthfront: 1,
The following did not work:
Charles Schwab: 1,
Chase: 1,
Capital City Bank
Capital Credit Union
Capitol Bank
Carolina Trust Federal Credit Union
Carter Bank
Carver Federal Savings Bank
Cash App
The following code as a direct deposit:
Alliant: 1,
Charles Schwab: 1, 2,
Fidelity: 1,
First horizon: 1,
First Republic: 1,
NorthOne: 1,
Orion: 1,
T-Mobile: 1,
The following didn’t work:
Ally: 1,
Capital One: 1,
Discover: 1,
PNC: 1,
CCFBank
The following do work:
The following don’t work:
American Express:
Capital One: 1,
CBT Bank
Cedar Rapids Bank & Trust
Charles Schwab: 1, 2, 3,
Fidelity: 1, 2, 3,
CEFCU
CenterBank
Center Parc
Centier
Centra Credit Union
Central Illinois Bank
Central Pacific Bank
Central Willamette Credit Union
Century Bank
The following code as a direct deposit:
Central Bank
The following don’t code as a direct deposit:
Central Minnesota Credit Union
Charles Schwab
Charter One
The following count as a direct deposit:
ING Direct/Capital One 360 (1)
Chartway Federal Credit Union
We’re unsure what counts as a direct deposit, but we’d recommend using a real employer deposit or government benefit as it looks like they manually check this part of the bonus is completed in good faith.
We will update this if this is not the case.
Cheese
Chesapeake Bank
Chief Financial Credit Union
Chime
The following counts as direct deposit:
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10 (didn’t work)
American Express
Serve: 1 (personal experience)
Apple Cash: 1, 2,
Axos Bank: 1,
Bank of America: 1,
Bluevine: 1,
Cash app: 1, 2,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
Chase: 1, 2, 3, 4, 5, 6, 7, 8 (business), 9 (business)
Circle Pay: 1,
Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 (didn’t work)
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 (didn’t work), 17, 18,
Kraken: 1,
Novo: 1,
One Finance: 1,
PayPal: 1,
Santander: 1,
SoFi Money: 1, 2,
TD Bank: 1,
T-Mobile Money: 1,
Wells Fargo: 1, 2, 3,
USAA: 1,
U.S.Bank: 1,
Vanguard: 1,
Wells Fargo: 1 (business)
Wise: 1, 2, 3 (didn’t work)
The following don’t work:
Bank of America: 1,
Chase: 1,
Fidelity: 1,
Wells Fargo: 1,
Cincinnatus Savings & Loan
Civista Bank
The following counts as a direct deposit:
The following doesn’t count as a direct deposit:
Amazon Payments: 1,
TIAA Direct: 1,
CIBC US
The following coded as a direct deposit
Cincinnati Federal
CinFed Credit Union
Citadel Bank
Fidelity: 1,
Relay: 1,
SoFi Money: 1, 2,
Wells Fargo: 1, 2,
The Citizens Bank
Citizens Bank
The following count as a direct deposit:
ACH (1, 2)
Alliant: 1, 2, 3, 4,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
American Express Savings: 1,
Bank of Guam: 1,
Capital One 360: 1, 2, 3, 4, 5, 6 (didn’t work)
CardCash: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40,
Discover: 1, 2, 3, 4, 5, 6, 7,
eBay: 1,
eTrade: 1,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work), 9,10, 11,
Fifth third: 1,
HSBC: 1, 2,
Huntington Bank: 1
ING Direct/Capital One 360 (1)
IRS refund: 1
Paypal: 1,
Relay: 1,
Santander: 1, 2, 3,
SoFi: 1,
TD Bank: 1,
Topcashback: 1
Truist: 1,
Wells Fargo: 1, 2, 3,
Wise: 1,
Vanguard: 1, 2, 3, 4,
Venmo: 1, 2, 3, 4, 5, 6, 7,
Zelle: 1,
The following did not count as a direct deposit:
Citizens First Bank
City Mark Federal Credit Union
City National Bank (Bankatcity)
City & County Credit Union
Clearview Federal Credit Union
The following did count as a direct deposit:
Discover trial deposits: 1 (via e-mail on July 31st, 2016)
PNC: 1,
Clifton Savings Bank (CSBK)
Clinton Savings Bank
C&N Bank
CNB Bank & Trust
Coastal Credit Union
Cobalt Credit Union
CODE Credit Union
Columbia Bank (NJ)
The following worked:
Bank of America: 1,
Capital One 360: 1, 2, 3, 4, 5, 6,
Chase: 1, 2, 3, 4, 5,
Citizens Bank: 1, 2,
Discover: 1,
Fidelity: 1
Robinhood: 1,
Santander: 1,
TD Bank: 1, 2,
Vanguard: 1
Venmo: 1,
Columbia Bank (WA, OR, ID)
The following work as a direct deposit
Columbia Bank Online
No data points
Comerica Bank
The following worked as a direct deposit:
Alliant: 1,
Capital One: 1, 2,
Chase: 1, 2, 3,
Venmo: 1, 2, 3, 4, 5,
Wells Fargo: 1, 2,
The following didn’t work (note these might not have worked due to out of state or other issues):
Commonwealth Central Credit Union
Compass Bank
The following count as a direct deposit:
ING Direct/Capital One 360 (1)
Compass Credit Union
Commerce Bank (MA)
The following count as a direct deposit:
Commerce Bank (MO, KS, IL, OK & CO)
Commodore Perry Federal Credit Union
CommonWealth One Credit Union
Communication Federal Credit Union
Chase:
Fidelity: 1, 2,
Novo: 1,
RelayFi: 1,
The following count as a direct deposit:
ACH counts for the interest rate bonus, but no the cash bonus (1)
Compass Federal Credit Union
ConnectOne Bank
Connections Credit Union
Connex Credit Union
ConnexUs Credit Union
The following count as a direct deposit:
Ally: 1
BMO Harris: 1,
Consumers Credit Union
The following counted as direct deposit:
BMO Harris: 1,
Chase: 1,
NFCU: 1,
Consumers Credit Union (MI)
Copper State Credit Union
Cooperative Bank of Cape Cod
Coors Credit Union
Corda Credit Union
Cornerstone Bank
Cornerstone Financial Credit Union
Country Bank
Crane Credit Union
Credit Human
Fidelity: 1, 2,
Wise: 1,
Credit Union 1
Charles Schwab: 1,
TD Ameritrade: 1,
Wells Fargo: 1,
Credit Union of America
Credit Union of New Jersey
Credit Union of Ohio
Credit Union of Southern California
Bluevine: 1,
Chase: 1,
Credit Union One
The following count as a direct deposit:
Ally: 1,
Chase: 1,
Discover: 1,
Paypal: 1,
Credit Union of the Rockies
Credit Union of Texas
The following code as a direct deposit:
Credit Union West
CrossPoint Federal Credit Union
Cyprus Credit Union
Crystal Lake Bank
CSE Federal Credit Union
Current
The following worked:
Ally: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work), 7 (didn’t work)
Capital One: 1,
Charles Schwab: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
Chase: 1,
Business: 1, 2, 3,
Payroll: 1,
Discover: 1,
Fidelity: 1,
Wise: 1, 2,
The following didn’t work:
Chase: 1,
Kraken: 1,
Mercury:1,
Northwest: 1,
PayPal: 1,
SoFi: 1,
Dearborn Savings Bank (DSB)
Dedham Savings Bank
The following code as a direct deposit:
Del Norte Credit Union
Charles Schwab: 1, 2,
Fidelity: 1, 2, 3, 4,
TreasuryDirect: 1,
Denmark State Bank
Desert Financial Credit Union
Desert Schools Federal Credit Union
Devon Bank
DFCU Financial
Diamond Valley Federal Credit Union
Digital Credit Union (DCU)
Dollar Bank
The following counted as a direct deposit:
American Express:
Capital One: 1,
Chase: 1,
Fidelity: 1,
Robinhood: 1,
Thrivent FCU: 1,
Wells Fargo: 1, 2, 3,
The following didn’t work:
Dort Federal Credit Union
DuGood Federal Credit Union
DuPage Credit Union
Dundee Bank
Dupaco Credit Union
EagleBank
East Boston Savings Bank
Eastern Bank
The following code as a direct deposit:
Charles Schwab: 1, 2 (didn’t trigger bonus)
The following didn’t work:
Eastern Savings Bank
Eastman Credit Union
East Idaho Credit Union
East Wisconsin Savings Bank
EBSB Direct
ECCU
Education Credit Union
Educational Systems Federal Credit Union
Educators Credit Union (ECU)
Edwards Federal Credit Union
EECU
Charles Schwab: 1,
Fidelity: 1, 2,
One Fin: 1,
SoFi: 1, 2,
Element Federal Credit Union
Elements Financial
Alliant: 1, 2, 3, 4, 5 (did not work)
Ally: 1, 2, 3 (didn’t work), 4 (didn’t work)
American Express:
Capital One 360: 1, 2, 3, 4 (didn’t work)
Chase:
Discover: 1
Goldman Sachs savings: 1
Incredible Bank: 1,
Treasury: 1,
Wealthfront: 1,
Wells Fargo: 1,
Wise: 1,
Vanguard: 1, 2 (didn’t work)
The following didn’t work:
Charles Schwab: 1,
Chase: 1,
PNC: 1,
Wells Fargo: 1, 2,
Elevations Credit Union
The following code as a direct deposit.
Elko Federal Credit Union
Embassy Bank
Embold Credit Union
Empire State Bank
Emprise Bank
Energy Federal Credit Union
Energy One Credit Union
ENT Credit Union
Equity Bank
ESSA Bank & Trust
Essex Bank
Eureka Savings Bank
E*Trade
The following count as a direct deposit:
Chase:
Current: 1,
Fidelity: 1, 2, 3,
ING Direct/Capital One 360 (1, 2)
Relay: 1,
TreasuryDirect: 1,
Evansville Teachers Federal Credit Union
The following worked:
Alliant: 1,
Initial credit card funding worked: 1
Capital One: 1,
Chase: 1
Marcus: 1,
PayPal: 1,
Wells Fargo: 1,
EverTrust Bank
The following code as a direct deposit:
Exchange Bank
Excite Credit Union
The following code as a direct deposit:
Expedition Credit Union
Experian
Chase: 1,
Chase business: 1,
Fidelity: 1, 2,
Fairwinds Credit Union
The following code as a direct deposit:
American Express
Chase:
Google Pay: 1,
U.S.Bank
Wealthfront; 1, 2 (didn’t work), 3,
Wise: 1, 2, 3, 4,
The following did not code as a direct deposit:
Alliant: 1,
Charles Schwab: 1, 2, 3,
Discover: 1,
Fidelity: 1,
Transferwise: 1,
Treasury Direct: 1,
Family Trust Federal Credit Union
Farm Bureau Bank
Farmers Insurance Federal Credit Union
Fidelity: 1, 2, 3,
Novo: 1,
TreasuryDirect: 1,
Wise: 1,
Farmers & Merchants Bank
Farmers & Merchants State Bank
Farmington Bank
FAST Credit Union
FCB Banks
FCNB Bank
FCB South County Bank
FEDCOM Credit Union
We currently don’t have any data points, please share yours in the comments.
Fibre Federal Credit Union
Fidelity Bank (PA)
The following code as a direct deposit:
Fidelity Bank (Online, MA)
Fidelity Bank (Bank With Fidelity)
Fidelity Bank [KS, OK, MO]
Fierce Finance
Fifth Third Bank
The following count as a direct deposit:
Ally: 1, 2 (no longer working: 1), 3 (worked again), 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26,
Alliant: 1, 2, 3,
American Express:
Bank of America: 1
Capital One: 1, 2, 3, 4, 5, 6 (via e-mail 1/1/2021), 7, 8, 9, 10,
Charles Schwab: 1, 2, 3, 4, 5, 6,
Chase; 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20 (didn’t work), 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39,
Chase business: 1, 2, 3,
Citizens: 1
Citi: 1, 2,
Discover ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
eTrade: 1, 2,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20,
First Tech Credit Union: 1, 2,
Huntington: 1
USAA ACH (1), 2
ING Direct/Capital One 360 (1, 2, 3, 4, 5 via email on November 8th)
Liberty Financial: 1,
Marcus: 1, 2,
NFCU: 1, 2,
Paypal: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16,
PNC: 1, 2,
Serve: 1
Skyla: 1,
SoFi: 1,
TransferWise: 1,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Wesbanco: 1,
USAA: 1,
U.S.Bank: 1,
Venmo: 1,
The following did not work:
Alliant: 1 (sent via e-mail 3/13/19), 2 (did work)
Huntington Bank: 1
PNC: 1
Figure Pay
Cash app: 1, 2,
Novo: 1 (had to message to get it credited)
Financial Builders
Financial Partners Credit Union
Financial Plus Credit Union
Financial Resources Credit Union
Finex Credit Union
Firefighters First Credit Union
Firefly Credit Union
Can fund up to $1,000 with a credit card.
The following code as a purchase
Citi:
Double cash: 1 (via e-mail 11/22/19), 2,
First Advantage Bank
First American Bank
The following code as a direct deposit:
First Bank (VA)
The following don’t work as a direct deposit:
First Bank (CA, IL & MO)
Charles Schwab: 1,
Fidelity: 1,
First Bank and Trust
First Bank of Manhattan
First Bank & Trust Company Illinois
First Bank Financial Centre (FBFC)
FirstBank
The following worked:
American Express:
First Tech Federal Credit Union: 1
TD Ameritrade: 1, 2, 3
The following didn’t work:
FirstBank [TN, GA, AL]
First Bank (Myfirstbank)
First Basin Credit Union Checking
First Citrus Bank
First Commerce Credit Union
First Commonwealth Bank
Alliant: 1,
Fidelity: 1,
TD: 1,
First Entertainment Credit Union
First Farmers Bank & Trust
First Federal Bank (FL)
First Federal Bank of Kansas City
First Federal Bank of Wisconsin
First Federal Credit Union
First Fidelity Bank
First Financial Bank (AR/MS)
First Financial Bank (TX)
First Financial Bank (IL, IN, KY, OH)
The following have counted as a direct deposit in the past:
First Financial Federal Credit Union
First Financial Federal Credit Union (MD only)
First Financial Northwest Bank
First Flight Credit Union
First Florida Credit Union
Robinhood: 1,
TreasuryDirect: 1,
First General Credit Union
First Hawaiian Bank
First Heritage Federal Credit Union
First Internet Bank
First Interstate Bank
First Merchants Bank
The following code as a direct deposit:
Alliant: 1, 2, 3,
Ally: 1, 2,
American Express:
Astra Finance: 1,
Capital One: 1, 2,
Charles Schwab: 1, 2 (didn’t work), 3,
Chase: 1,
Goldman Sachs: 1
First Jersey Credit Union
FirstLight Federal Credit Union
First-Lockhart National Bank
First Mark Credit Union
The following count as a direct deposit:
ACH: 1
Alliant ACH: 1
Ally ACH: 1
First MidWest Bank
First National 1870
First National Bank (IA)
First National Bank of Long Island
First National Bank in Staunton
First National Bank of Fort Smith
First National Bank of Texas
First National Bank and Trust Company
First National Bank of Waterloo
First Nebraska Credit Union
We’re not sure what counts as a direct deposit, but they require you to deposit your full pay check according to the fine print so they might require paystub verification.
First Northern Credit Union
First Tennessee Bank
The following count as a direct deposit:
ACH: 1
Alliant: 1
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9
Capital One: 1, 2, 3
Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8
Capital One Savings: 1
Charles Schwab: 1, 2
Chase: 1, 2, 3, 4.5
Discover: 1, 2, 3
First Citizens Bank: 1
Paypal: 1, 2, 3, 4, 5, 6,
Santander: 1
Schwab Brokerage: 1, 2
USAA: 1, 2, 3
Wells Fargo: 1, 2, 3, 4, 5,
Venmo: 1, 2, 3,
The following didn’t work:
First Citizen’s Bank
We don’t know of any methods that do or don’t count as a direct deposit.Contact us if you know of any.
First Federal Bank
First Green Bank
First Home Bank
First Horizon Bank
First Horizon Bank used to be First Tennessee & Capital Bank.We recommend looking at previous datapoints for those banks.
Below we will only list datapoints since the name change.The following code as a direct deposit:
Ally: 1, 2,
Charles Schwab: 1, 2, 3, 4, 5, 6,
Chase:
Business: 1, 2,
Personal: 1, 2,
Discover: 1, 2, 3,
Fidelity: 1, 2, 3, 4,
Relay: 1,
SoFi: 1,
Wells Fargo: 1, 2, 3,
Wise: 1,
First Merit Bank
We have no data points, please share yours in the comments section.
First National Bank (FNB)
The following worked:
Alliant: 1,
Ally: 1,
Capital One: 1, 2, 3, 4, 5, 6,
Charles Schwab: 1, 2, 3, 4,
Chase: 1, 2, 3,
Santander: 1,
First National Bank [UT]
First National Bank [NE]
The following worked:
Firstrust Bank
The following coded as a direct deposit:
Alliant: 1,
American Express:
Charles Schwab: 1,
PNC: 1,
First Savings Bank of Hegewisch
First Service Bank
First Service Credit Union
First Southern Bank
First South Financial
First State Bank Of Illinois
First Tech Credit Union
The following code as a direct deposit:
Ally: 1,
Capital One: 1, 2 (didn’t work), 3,
Chase: 1, 2, 3 (business), 4 (didn’t work), 5 (business), 6 (business), 7 (business), 8 (didn’t work)
Chime: 1,
Treasury Direct: 1,
Wise: 1, 2, 3, 4, 5,
The following didn’t work:
First Trade Union Bank (FTUB)
FTUB is a small bank and as such it looks like they manually check to see if you’ve received an employer direct deposit or not.Apart from Capital One 360 there is no record of any regular ACH transfers triggering the bonus (and ING/CapOne 360 is from long ago).The following count as a direct deposit:
ING Direct/Capital One 360 (1)
The following don’t count as a direct deposit:
Ally Bank ACH (1, 2, 3)
Chase ACH (1)
First Niagara Bank
The following count as a direct deposit:
Alliant ACH: 1
Ally ACH: 1, 2
AmEx FSB ACH: 1
Bank of America ACH: 1,
Capital One ACH: 1
Capital One 360 ACH: 1, 2, 3, 4
Charles Schwab: 1,
Chase ACH: 1, 2
Discover: 1
HSBC ACH: 1
Paypal 1, 2, 3, 4
State Farm ACH: 1
Amazon gift cards also work for meeting the minimum debit card transactions required: 1
First Republic Bank
First United Bank
First United Credit Union
Fitness Bank
Fitzsimmons Credit Union
Five Star Bank
The following counted as a direct deposit:
Flagship Bank
Flagstar
The following do count as a direct deposit:
Alliant: 1,
Fidelity: 1, 2, 3,
The following don’t count as a direct deposit:
ACH used to work (1, 2) but in recent times it no longer does (1)
Florence Bank
Florida Credit Union
Florida West Coast Credit Union
Flushing Bank
The following worked as a direct deposit:
American Express:
Charles Schwab: 1, 2, 3, 4, 5,
Chase: 1,
TreasuryDirect: 1,
Santander: 1, 2, 3,
F&M Bank
F&M Bank (VA Only)
F&M Bank (IN, OH)
F&M Trust
FNBO
The following don’t count as a direct deposit:
FNCB
Focus Bank
No data points, please share your experiences in the comments at the end of this post.
Focus Federal Credit Union
Forcht Bank
Fort Bragg Federal Credit Union
Fort Financial Credit Union
Fortifi Bank
Found
Four Points Federal Credit Union
Freedom Credit Union
The following did work:
The following didn’t work:
Freedom Federal Credit Union
No data points.
Freedom First Credit Union
Fremont Bank
The following code as a direct deposit:
Chase: 1 (waived the monthly fee)
Frontier Bank
Frontwave Credit Union
The following coded as a direct deposit:
Fidelity: 1 (via e-mail on 11/17)
FSB Bank
Fulton Bank
The following have not worked for direct deposit:
Bank of America: 1,
Capital One 360: 1,
Chase: 1,
Citi: 1
Discover: 1
Huntington: 1
Wells Fargo: 1
Gain Federal Credit Union
Garden Savings FCU
No data points, please share your experiences in the comments at the end of this post.
Gate City Bank
Gateway First Bank
The following code as a direct deposit:
Chase business: 1,
Discover: 1,
The following didn’t work:
Gateway Metro Federal Credit Union
GBC Bank
GECU Federal Credit Union
Genisys Credit Union
Georgia Banking Company (GBC)
Georgia’s Own Credit Union
Gesa Credit Union
Global Credit Union
GNO Federal Credit Union
GoBank
Alliant ACH: 1
BMO Harris: 1,
Chase: 1
GO Federal Credit Union
GOLD Credit Union
Golden 1 Credit Union
Goldenwest Credit Union
Go2Bank
The following code as a direct deposit:
Granite Credit Union
Grasshopper
GR Consumers Credit Union
Greater Iowa Credit Union
Great Lakes Credit Union
The following are considered a direct deposit:
Great Plains Bank
Greater Texas Credit Union
Great River Federal Credit Union
Great Southern Bank
Greater Nevada Credit Union
Green State Credit Union
Grove City Area Federal Credit Union
Grow Financial Federal Credit Union
GTE Financial
The following worked:
Charles Schwab: 1,
Discover: 1,
Guaranty Bank
Guardian Credit Union
Gulf Coast Bank & Trust Company
Gulf Coast Federal Credit Union
Hancock Whitney
The following worked:
Chase: 1, 2, 3,
Charles Schwab: 1,
Wells Fargo: 1,
Hanmi Bank
Hanscom Federal Credit Union
HarborOne Bank
The following didn’t work as a direct deposit:
Harborstone Credit Union
Harford Bank
Harvard Federal Credit Union
HawaiiUSA Federal Credit Union
Hawthorn Bank
Heartland Bank
Heartland Credit Union
Hercules First Federal Credit Union
Heritage Credit Union
Heritage Bank NW
Heritage Bank of St.
Tammany
Heritage Financial Credit Union
HeritageWest Credit Union
Hibernia Bank
Highmark Federal Credit Union
Hiway Federal Credit Union
Holyoke Credit Union
Home National Bank
Home Federal Savings Bank
Home Savings Bank
Home State Bank
HomeStreet Bank
Following count as a direct deposit:
Citibank: 1
Paypal: 1
Provident Credit Union: 1
HomeTrust Bank
The following triggered the direct deposit requirement:
Honor Credit Union
Horizon Bank
Horizon Credit Union (WA, ID, MT)
Horizon Federal Credit Union
Houston Metropolitan Federal Credit Union
Hudson Valley Federal
IBERIABANK
The following code as a direct deposit:
Chase: 1, 2,
Fidelity: 1,
ICBC USA
IC Federal Credit Union
The following count as a direct deposit:
Idaho Central Credit Union (ICCU)
Ideal Credit Union
Illinois State Credit Union
Incredible Bank
The following worked as a direct deposit:
Charles Schwab: 1, 2, 3, 4,
Chase: 1,
Discover: 1,
Wells Fargo: 1, 2, 3,
Independent Bank
Independent Financial
Indiana Members Credit Union
Indiana State University Federal Credit Union
InRoads Credit Union
Inspire Federal Credit Union
Integrity Bank
Interior Federal Credit Union
Interra Credit Union
InTouch Credit Union
Investors Bank
The following worked:
Charles Schwab: 1,
Chase: 1, 2, 3, 4, 5,
Fidelity: 1,
The following didn’t work:
iQ Credit Union
Island Federal Credit Union
iTHINK Financial
Jovia Financial Credit Union
Ally: 1,
Chase: 1, 2, 3 (didn’t work), 4 (business)
Fidelity: 1,
JSC Federal Credit Union
The following code as a direct deposit:
Juno
American Express Business: 1,
Wise: 1,
Kalsee Credit Union
Katahdin Trust Company
Kearny Bank
Keen Bank
Keesler Federal Credit Union
Kemba Financial Credit Union
Kentucky Bank
KeyPoint Credit Union
The following coded as a direct deposit:
Ally: 1,
Charles Schwab: 1,
Discover savings: 1, 2, 3, 4, 5,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8,
Venmo: 1, 2,
The following didn’t work:
Charles Schwab: 1, 2,
Discover: 1,
Novo: 1,
Kinderhook Bank
Kinecta
Kinetic Credit Union
Kirkpatrick Bank
Kitsap Credit Union
Kohler Credit Union
Labor Credit Union
La Capitol Federal Credit Union
Lafayette Federal Credit Union
The following worked:
The following didn’t work:
LA Financial Credit Union
Lakeland Bank
Lake Michigan Credit Union
The following count as a direct deposit:
Lake Ridge Bank
Lake Shore Savings
La Loma Federal Credit Union
Langley Credit Union
Landmark Credit Union
The following code as a direct deposit:
Brex: 1,
Charles Schwab: 1,
Kabbage: 1,
Land of Lincoln Credit Union
Las Colinas Federal Credit Union
Laurel Road
Changes were made as of April 1, 2024:
Things that have worked:
Chase
Business: 1,
Business Payroll: 1,2, 3, 4, 5,
Charles Schwab: 1,
First Financial Federal Credit Union (Maryland): 1,
Treasury Direct: 1, 2,
Wells Fargo DirectPay: 1,
Vanguard: 1, 2,
Things that haven’t worked:
Alliant: 1, 2, 3, 4,
Ally: 1, 2, 3, 4, 5, 6, 7, 8,
Axos: 1,
BluPeak: 1,
Brex: 1,
Capital One: 1, 2, 3, 4, 5, 6, 7, 8,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22,
Discover: 1, 2, 3, 4, 5, 6, 7, 8,
Etrade: 1,
Fidelity: 1, 2, 3, 4,
HM Bradley: 1,
Liberty Federal Credit Union: 1,
SoFi: 1,
TD Ameritrade: 1,
T-Mobile Money: 1,
Wealthfront: 1,
Wells Fargo: 1, 2, 3, 4,
USAA: 1,
LBS Financial Credit Union
Ledyard Bank
Legacy Bank
Legacy Bank (KS)
LegacyTexas
The following worked:
Lending Club
Level One Bank
Liberty Bank (CT, MA, RI)
The following coded as a direct deposit:
Liberty Bank For Savings
Liberty First Credit Union
Liberty Savings Bank
Lili Bank
The following code as a direct deposit:
Linn Area Credit Union
Live Oak Bank
LM Federal Credit Union
Local Bank
Lone Star National Bank
Long Game
Los Angeles Federal Credit Union
Loyalty Credit Union
Luso American Credit Union
Lyons National Bank
Mars Bank
Magnifi Financial
Magnolia Federal Credit Union
Mango
The following count as a direct deposit:
Alliant: 1, 2
Amazon Payments: 1, 2
Bluebird: 1
Fidelity: 1
ING Direct/Capital One 360 (1) (Warning: One reader has reported Capital One 360 locking their account with a fraud warning for linking Mango because it is a prepaid product and only personal checking accounts can be used).
Paypal: 1
Main Street Bank [of Virginia]
Mainstreet Credit Union
MainSource Bank
Malvern Bank
Marathon Bank
Marcus Bank
MariSol Federal Credit Union
Marine Bank
The following worked:
The following didn’t work:
MarketUSA Federal Credit Union
Maspeth Federal Savings
Mazuma Credit Union
MAX Credit Union
Mcfarland State Bank
MECU Credit Union
Melrose Bank
Member One Federal Credit Union
Members Choice Credit Union (KY)
Members Choice Credit Union (TX)
Members Cooperative Credit Union
MemberSource Credit Union
Members Source Credit Union
Meridian Bank
Meridian Trust Federal Credit Union
Meritrust Credit Union
Meriwest Credit Union
Ally: 1,
Charles Schwab: 1,
Metro Credit Union
Metro Credit Union (MA)
Metro Credit Union (NE)
Metropolitan Bank
Michigan First Credit Union
Michigan Schools and Government Credit Union
No data points
Middlesex Federal
MidFirst Bank
Ally: 1, 2, 3, 4,
Charles Schwab: 1, 2,
Chase: 1, 2,
FNBO: 1,
Vanguard: 1,
MIDFLORIDA CU
Chase:
Fidelity: 1, 2,
Wells Fargo: 1,
Wise: 1,
Midland States Bank
Ally: 1,
Capital One: 1, 2,
Cash app: 1,
Chase: 1, 2, 3, 4,
Credit card funding worked: 1,
Discover: 1,
Fidelity: 1,
SoFi: 1, 2, 3, 4,
Wise: 1, 2,
Mid-Hudson Valley Federal Credit Union
Mid Minnesota Federal Credit Union
Mid Penn Bank
MidWestOne Bank
No data points
Midwest Regional Bank
MB Financial Bank
The following counted as a direct deposit:
Capital One: 1, 2,
Fidelity: 1
Macatawa Bank
Memphis City ECU (MCECU)
Meadows Credit Union
There are no working methods for meadows credit union at the moment.The following count as a direct deposit:
Memory Bank
Mercer Savings Bank
Mercury
Meriwest Credit Union
MidUSA Credit Union
Midwest Bank
Minnequa Works Credit Union
Minnwest Bank
Mint Valley Federal Credit Union
Mirastar Federal Credit Union
Mission Federal Credit Union
MoneyLion
Monifi
The following worked as a direct deposit:
Alliant: 1, 2, 3,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
Capital One: 1, 2, 3, 4, 5,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13 (didn’t work)
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14 (business), 15 (didn’t work)
Discover: 1, 2, 3, 4,
Fidelity: 1, 2, 3, 4,
First Bank: 1,
First Tech: 1,
Marcus: 1,
PenFed: 1, 2,
PNC: 1, 2,
Robinhood: 1,
SoFi: 1,
TD Bank: 1,
T-Mobile: 1,
USAA: 1, 2 (didn’t work)
U.S.bank: 1, 2,
Wells Fargo: 1, 2, 3,
The following didn’t work:
Monona Bank
Monroe Bank & Trust (MBT)
Monson Savings
Monterey Credit Union
Montgomery County EFCU
MountainOne Bank
Mountain America Credit Union
The following count as a direct deposit:
mph.bank
The following works as a direct deposit:
American Express:
Chase: 1, 2, 3, 4,
Discover: 1,
Fidelity: 1, 2,
Wells Fargo: 1,
Wise: 1,
MPS Credit Union
MSUFCU
My Banking Direct
The following count as a direct deposit:
Capital One 360: 1, 2, 3, 4
Schwab Brokerage: 1
My eBanc
Muncipal Credit Union
Mutual Bank
Mutual Security Credit Union
MVB Bank
The following did not work:
MyUSA Credit Union
M&F Bank
M&T Bank
Basically everything coded as a direct deposit before.Seems they have cracked down so we are creating a new list.
Here’s what has worked:
Alliant: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
American Express Savings: 1,
American Express
Bluebird: 1, 2,
Serve: 1, 2, 3, 4, 5,
Ameritrade: 1, 2, 3,
BBVA: 1, 2, 3, 4, 5, 6,
Capital One: 1, 2,
Cash app: 1, 2,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 (didn’t work), 26, 27,
Citadel Bank: 1,
Coinbase: 1,
Denizen: 1,
E*Trade: 1,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15,
Incredible Bank: 1, 2, 3, 4, 5,
Kabbage: 1,
Key Bank: 1, 2, 3, 4, 5, 6, 7,
Laurel Road: 1,
PenFed: 1, 2, 3, 4,
Relay: 1,
Robinhood: 1, 2,
TreasuryDirect: 1,
Santander: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18,
SoFi Invest: 1 (sent via e-mail on 11/9), 2, 3, 4,
Square Bank: 1,
Stanford Credit Union: 1,
TD Ameritrade: 1, 2,
TIAA: 1,
USAA: 1, 2, 3, 4, 5, 6, 7,
Wealthfront: 1,
Vanguard: 1,
And what hasn’t worked:
Ally: 1, 2,
American Express:
Astra: 1,
Chase: 1, 2,
Columbia Bank: 1,
Discover: 1, 2, 3 (worked), 4,
NFCU: 1,
PNC: 1,
Wells Fargo: 1,
The following count as a direct deposit:
ACH (1)
ABC Giftcards: 1,
ACH trial deposits: 1, 2
Alliant: 1, 2
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 Didn’t work: 1 (recent DP say it does though), 16, 17, another dp of it not working,
American Express Savings: 1, 2
American Express Serve: 1, 2,
Ameritrade: 1
Barclays Savings: 1
Capital One ACH trial deposits: 1
Capital One 360: 1, 2, 3, 4, 5, 6, 7
Charles Schwab: 1 (brokerage)
Chase trial Deposits: 1
Chase ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9
Citi
ACH: 1, 2, 3, 4
ACH trial deposits: 1
Discover: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12
ETrade: 1
Fidelity cash management: 1
First Tennessee: 1
HSBC (1)
Huntington: 1, 2
Paypal (1, 2) (didn’t work)
Paypal trial deposits: 1
PNC test deposits: 1
PNC ACH: 1, 2, 3, 4, 5, 6 (didn’t work)
Santander: 1, 2, 3, 4, 5, 6,
Schwab: 1, 2, 3
SunTrust: 1
TD Bank: 1
USAA: 1, 2, 3, 4
Vanguard Brokerage: 1, 2
Venmo: 1, 2, 3, 4
Wells Fargo: 1, 2, 3, 4, 5, 6
The following don’t code as a direct deposit:
Capital One: 1,
Chase: 1,
Keybank: 1
Paypal: 1, 2
M1 Finance
NASA Federal Credit Union
Charles Schwab: 1, 2,
TreasuryDirect: 1,
Wise: 1, 2,
Nassau Financial Federal Credit Union
Nationwide Bank
The following count as a direct deposit:
American Express Serve: 1
Capital One 360 ACH: 1
Fidelity: 1
Paypal: 1
The following don’t count as a direct deposit:
Ally ACH: 1
Random ACH: 1
Navigant Credit Union
Navy Federal Credit Union (NFCU)
NBC Oklahoma
Nearside
Neighborhood Credit Union
Neighbors Credit Union
Netspend
Nevada State Bank
New Buffalo Savings Bank
Newton Federal Bank
Newtown Savings Bank (NSB)
The following code as a direct deposit:
Nexus
Nizari Progressive Federal Credit Union
North American Savings Bank (NASB)
North Brookfield Savings Bank
No data points, if you know of any please share in comments.
Northern Paper Milles (NPM)
NorthOne Bank
Northern Skies FCU
Northfield Bank
North Shore Bank
North Shore Bank (MA)
The following didn’t work:
North Shore Bank of Commerce
North Star Credit Union
North State Bank
Northwest Bank
The following code as a direct deposit:
Northwest Bank (PA)
Northwest Bank of Rockford
Northwest Federal Credit Union
The following works as a direct deposit:
Affinity: 1,
Ally: 1,
American Express:
Capital One: 1,
Charles Schwab: 1,
Chase: 1, 2, 3,
Discover: 1,
Fidelity: 1, 2,
Wells Fargo: 1, 2,
Wise: 1,
The following didn’t work:
Northwest Plus Credit Union
NorthWest Savings Bank
The following count as a direct deposit:
ACH: 1, 2
Ally: 1, 2,
Capital One: 1,
Charles Schwab: 1,
Chase: 1,
Discover: 1, 2,
Paypal: 1, 2, 3,
PNC: 1,
Schwab One: 1, 2
USAA: 1
Wells Fargo: 1,
Notre Dame Federal Credit Union
NWSB Bank
Numerica Credit Union
NuVision Federal
The following count as a direct deposit:
Amazon Payments (1)
Ameritrade (1)
Schwab Brokerage (1)
NVE Bank
NYCB Family Of Banks
Fidelity: 1,
BMO Harris: 1,
U.S.Bank: 1,
Oakland University Credit Union
OakStar Bank
Ocean First Bank
The following did count as a direct deposit:
Charles Schwab: 1,
Wise: 1, 2,
The following didn’t count as a direct deposit:
Old Hickory Credit Union
Old Missouri Bank
The following did count as a direct deposit:
The following did NOT code as a direct deposit:
Old National Bank
The following do work:
Charles Schwab: 1,
Chase: 1, 2 (didn’t work)
Initial credit card funding: 1, 2, 3,
Fidelity: 1, 2, 3, 4, 5,
PNC ACH: 1, 2, 3,
Serve: 1,
Wells Fargo: 1
The following didn’t work:
Old Second Bank
The following codes as a direct deposit:
Alliant: 1,
Capital One: 1, 2, 3
Venmo: 1,
Oklahoma’s Credit Union
OneAZ Credit Union
The following code as a direct deposit:
Capital One: 1, 2,
Chase: 1, 2,
Fidelity: 1,
Vanguard: 1,
One Finance (OnePay)
The following did work:
Chase: 1,
Fidelity: 1, 2, 3,
SoFi: 1,
Treasury direct: 1,
Wise: 1, 2,
The following didn’t work:
One Nevada Credit Union
OneWest Bank
The following count as a direct deposit:
Capital One: 1,
Chase: 1
Discover: 1,
Oostburg State Bank
OnPath Credit Union
On Tap Credit Union
Fidelity: 1,
TreasuryDirect: 1,
Orange County’s Credit Union
Oregon State Credit Union
Origin Bank
Orion Federal Credit Union
Orlando Credit Union
OUR Credit Union
Outdoor Bank
Oxygen
P1FCU
Palisades Credit Union
Panacea Financial Credit Union
Paradise Valley Federal Credit Union
Parke Bank
Park National Bank
Partner Colorado Credit Union
Pathfinder Bank
Pelican State Credit Union
Penn East Federal Credit Union
Pentucket Bank
People Driven Credit Union
People First Federal Credit Union
PeoplesBank (Bankatpeoples)
PeoplesBank (MD & PA)
The following works:
Alliant: 1,
Ally: 1, 2,
Charles Schwab: 1, 2,
PNC ACH: 1, 2, 3,
Wells Fargo: 1, 2,
Peoples Bank
We’re currently unsure what will trigger the bonus.
Peoples Bank (LA)
Peoples Bank (WA)
Peoples Bank (ibankpeoples IL, IN)
People’s United Bank
The following did code as a direct deposit:
The following didn’t code as a direct deposit:
Percapita
Philadelphia Federal Credit Union
Picatinny Credit Union
Pike National Bank
Pikes Peak Credit Union
Pilgrim Bank
Pima Federal Credit Union
Pinnacle Financial Partners
The following count as a direct deposit:
Capital One: 1,
Chase: 1,
Pinnacle Titans Bank
The following count as a direct deposit:
Paypal or Discover triggered the bonus: 1
Pioneer Valley Credit Union
Pittsfield Coop Bank
Point Breeze Credit Union
Polam Federal Credit Union
Polish American Credit Union
Polish National Credit Union
Ponce Bank
The following count as a direct deposit:
Capital One 360: 1, 2, 3,
Chase ACH: 1, 2, 3, 4, 5, 6,
Citibank: 1
Discover: 1
Wells Fargo: 1,
Business: 1 (worked to waive monthly fee)
Porte Bank
The following coded as a direct deposit:
Alliant: 1, 2, 3, 4, 5, 6, 7,
All America Bank: 1,
Ally: 1, 2, 3, 4,
Brex: 1,
Chase: 1 (via e-mail on 9/22/20)
Discover: 1, 2, 3,
Elements: 1, 2, 3,
NFCU: 1,
T-Mobile: 1,
Wells Fargo: 1 (via e-mail on 9/22/20)
The following didn’t work:
Axos Bank: 1,
Citizens Bank: 1,
PNC: 1,
Sunflower: 1,
Portland Federal Credit Union (PFCU)
Power Financial Credit Union
Premier America Credit Union
The following worked as a direct deposit:
Premier Bank – OH
Premier Members Credit Union
Presidential Bank
The following count as a direct deposit:
Alliant: 1,
ACH (1)
PNC: 1,
Primeway Federal Credit Union
Principal Bank
The following count as a direct deposit:
ING Direct/Capital One 360 (1)
HSBC (1)
PriorityONE Credit Union of Florida
ProFed Credit Union
Progressive Bank
Progessions Credit Union
Propell Credit Union
Proponent Federal Credit Union
Provident Bank
Provident Credit Union
The following code as a direct deposit:
PSE Credit Union
PSECU
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9,
American Express: 1,
Capital One: 1 2, , 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,15,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
Discover: 1, 2, 3,
Elements: 1,
E*Trade: 1,
Fidelity: 1, 2, 3 (didn’t work), 4, 5, 6, 7,
NFCU: 1,
Relay: 1,
SchoolsFirst: 1,
SoFi: 1,
TreasuryDirect: 1,
Venmo: 1,
Wells Fargo: 1, 2,
Public Employees Credit Union (PECU)
Public Service Credit Union
They require you to deposit your full paycheck to be qualified for this promotion (Source).
Public Service Credit Union (IN)
Purdue Federal Credit Union
Putnam Bank
PyraMax Bank
Quad City Bank & Trust
Quontic Bank
Randolf Savings Bank
Reading Cooperative Bank
Red Canoe Credit Union
Red Rocks Credit Union
Redstone Federal Credit Union
Redwood Credit Union
Regions Bank
The following count as a direct deposit:
ACH: 1
Alliant: 1, 2, 3,
Ally: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
Amazon payments: 1
American Express:
Ally: 1
Bank of America: 1
Capital One 360: 1, 2, 3, 4, 5, 6, 7, 8,
Charles Schwab: 1, 2, 3,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10,
Citizens Bank: Citizens Bank,
Discover: 1,
Fidelity: 1, 2, 3, 4, 5, 6,
First Tennessee: 1
ING Direct/Capital One 360 (1, 2, 3, 4)
Live Oak: 1,
Marcus: 1,
PenFed: 1
SoFi: 1, 2,
USAA: 1,
Wells Fargo: 1,
Wilson Bank: 1,
Reliabank
Reliance Bank
Reliant Bank
Republic Bank (IL only)
Republic Bank (IN/KY)
The following count as a direct deposit:
Charles Schwab: 1,
Chase: 1,
Republic Bank (NY)
REV Financial Credit Union
Resource One Credit Union
Ridgewood Credit Union
The following did work:
The following didn’t work:
River Valley Credit Union
Riverview Bank
RPT Federal Credit Union
Robins Financial Credit Union
Rockland Trust Bank
The following worked as a direct deposit:
The following did not work:
Rock Valley Credit Union
Rollstone Bank & Trust
Rosedale Federal Savings & Loan Association
Route 31 Credit Union
Royal Credit Union
Sacramento Credit Union
SAFE Credit Union
Discover: 1,
Fidelity: 1,
Safe 1 Credit Union
Salal Credit Union
Salem Bank
The following count as a direct deposit:
Salem Five Direct
Alliant: 1,
Capital One: 1, 2,
Charles Schwab: 1, 2,
Wells Fargo: 1,
Sandy Spring Bank
The following works:
American Express:
Charles Schwab:
U.S.Bank: 1,
San Francisco Federal Credit Union
Saratoga National Bank
Sauk Valley Bank
Savings Bank of Danbury
Sawyer Savings Bank
SB1 Federal Credit Union
No data points, please share your experiences in the comments.
Schertz Bank & Trust
SchoolsFirstCU
The following count as a direct deposit:
ING Direct/Capital One 360 (1)
Scient Federal Credit Union
Scott Credit Union
Seacoast Bank
The following count as a direct deposit:
American Express Serve: 1
Chase:
Discover ACH: 1
Wise: 1, 2, 3,
Seattle Credit Union
SECNY Federal Credit Union
SECU
Charles Schwab: 1, 2, 3, 4, 5, 6,
Discover: 1, 2,
Fidelity: 1, 2,
Security Bank of Crawford
Security Service FCU
The following count as a direct deposit:
Select Bank & Trust
SENB Bank
Service 1st Federal Credit Union
Service Credit Union
The following codes as a direct deposit:
Alliant: 1,
Ally: 1,
Chase
Discover: 1,
Elements: 1,
SoFi Money: 1, 2,
USAA: 1, 2,
SF Fire Credit Union
Sharepoint Credit Union
Shell FCU
Signature Bank of Georgia
No data points, please let us know in the comments.
Simmons Bank
Ally: 1,
Chase:
Fidelity: 1,
Novo: 1,
Simple Finance
Simsbury Bank
SIS Bank
Skyla Credit Union
Chase:
Personal: 1,
Business: 1,
Fidelity: 1,
Relay: 1,
SoFi: 1,
Sunward: 1, 2,
U.S.Bank
SkyOne Federal Credit Union
The following worked:
Alliant: 1, 2, 3,
Ally: 1, 2, 3,
Discover savings: 1,
Wells Fargo: 1,
The following didn’t work:
SkyPoint Federal Credit Union
SLFCU
Now called SunWard.
The following code as a purchase:
Alliant: 1,
Bank of America: 1,
Chase: 1,
LendingClub: 1,
PayPal: 1,
SoFi: 1,
TreasuryDirect: 1,
U.S.Bank: 1,
Wise: 1,
SoFi Invest
The following did trigger the direct deposit requirement:
Ally: 1, 2 (didn’t work)
Altra: 1,
Astra: 1, 2, 3, 4 (didn’t work)
Brex: 1,
Chase: 1, 2,
Business: 1, 2, 3, 4, 5,
Chime: 1, 2, 3, 4, 5, 6 (didn’t work)
Current: 1,
eBay managed payments: 1, 2 (didn’t work)
Kraken: 1, 2,
PNC: 1,
Relay: 1,
Revolut: 1,
Treasury Direct: 1, 2 (didn’t work via e-mail 11/14/22)
Wealthfront: 1, 2 (didn’t work), 3,
Wells Fargo: 1, 2 (didn’t work)
Wise: 1, 2, 3, 4 (didn’t work) 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15 (didn’t work), 16,
The following didn’t trigger the direct deposit requirement:
Alliant: 1,
Ally: 1, 2 (did work after manually requesting)
American Express Business: 1,
America First Credit Union: 1,
Capital One: 1,
Charles Schwab: 1, 2, 3,
Chase: 1, 2,
Discover: 1,
eTrade: 1,
Fidelity: 1,
PenFed: 1,
Robinhod: 1,
SchoolsFirst: 1,
U.S.Bank: 1,
Solarity Credit Union
Solvay Bank
Sound Credit Union
We’re unsure what does and doesn’t count as a direct deposit with sound credit union, let us know your experiences in the comments.
South Central Bank
SouthEast Bank
Southeastern Credit Union
South East National Bank
Southern Bank
SouthPoint Financial Credit Union
South Shore Bank
Southland Credit Union
Southside Bank
The following code as a direct deposit:
SouthStar Bank
South State Bank
The following code as a direct deposit:
Ally: 1, 2, 3,4,
Charles Schwab: 1, 2,
Fidelity: 1,
Southwest 66 Credit Union
Space Age Federal Credit Union
Space Coast Credit Union
Spartan Federal Credit Union
No data points
SPCO Credit Union
Spiral
The following code as a direct deposit:
Ally: 1,
Charles Schwab: 1,
Nearside: 1,
Treasury Direct: 1,
Wise.com: 1,
Spire Credit Union
No data, please share your experiences in the comments.
Spokane City Credit Union
Spruce Money
The following codes as a direct deposit:
Chase:
Current: 1 (payroll in memo), 2, 3,
Relay: 1, 2, 3,
SoFi: 1,
StagePoint Federal Credit Union
Stanford Federal Credit Union
The following worked as a direct deposit:
The following didn’t work as a direct deposit:
Charles Schwab: 1,
Chase: 1,
St.Anne’s Credit Union
Star Financial Bank
Star Bank
Starion Bank
The following do not count as a direct deposit:
Stark Federal Credit Union
Star One Credit Union
The following coded as a direct deposit:
Star of Texas Credit Union
State Bank of Bement
State Bank Of Cross Plains
State Bank Of India (California)
State Bank (yourstatebank)
STCU (Spokane Teachers Credit Union)
Step App
Uber payout: 1,
Wise: 1, 2,
Sterling National Bank
Stock Yards Bank & Trust
Streator Onized Credit Union (SOCU)
Sturdy Savings Bank
St.
Mary’s Bank
St Mary’s Credit Union
Stoneham Bank
The following code as a direct deposit:
Capital One 360: 1
Chase:
Santander: 1,
SoFi: 1, 2,
Wells Fargo: 1, 2,
St Paul Federal Credit Union
S&T Bank
State Security Bank
Suffolk Credit Union
Suffolk Federal Credit Union
Summit Credit Union
Summit Federal Credit Union
Sun Canyon Bank
Suncoast Credit Union
Sun Commnity Federal Credit Union
Sun East Federal Credit Union
No data
Sunflower Bank
Capital One: 1,
Fidelity: 1, 2,
Sunmark Credit Union
Sun National Bank
SunTrust
The following count as a direct deposit:
ADP : 1,
Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9 (didn’t work), 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34,
Alliant: 1, 2, 3,
Adventure Credit: 1
ACH: 1
Capital One 360: 1, 2, 3,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7 (didn’t work), 8, 9,
Chase: 1, 2, 3, 4, 5,
CIT Bank: 1,
Discover: 1, 2, 3, 4, 5, 6,
Fidelity: 1, 2,
Goldman Sachs: 1
Navy Federal Credit Union: 1, 2,
Paypal: 1, 2, 3, 4, 5 (1 report of it not working, 2)
ING: 1
TCF:
Vanguard: 1,
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13,
The following didn’t work:
Suntrust requires you to bring in a pay stub to confirm that the amount you’re direct depositing is the full amount of your pay check.Update: it looks like SunTrust is no longer asking for paystub verification.
SunWest Credit Union
Superior Credit Union
Synovus Bank
Capital One: 1
Chase: 1, 2 (via e-mail on 11/30/21)
Fidelity: 1,
Sweet Home Federal Credit Union
TAB Bank
Talmer Bank & Trust
The following did not trigger the direct deposit requirement:
Capital One: 1
Chase: 1
Venmo: 1
Taunton Federal Credit Union
TBK Bank
The following code as a direct deposit:
Alliant: 1, 2, 3, 4,
Capital One: 1,
Charles Schwab: 1, 2, 3,
Chase: 1, 2 (business)
Fidelity: 1, 2,
Relay: 1,
TCF Bank
Alliant: 1, 2,
Ally: 1, 2, 3,
Capital One 360: 1, 2,
Charles Schwab: 1,
Chase: 1,
First Tech: 1 (via e-mail on 04/24/18)
Discover:
Fidelity: 1
TD Bank
The following count as a direct deposit:
ACH (1)
Ally ACH: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 (didn’t work)
Alliant: 1, 2, 3, 4, 5, 6, 7 (didn’t work)
American Express Savings: 1
Bank of America: 1, 2, 3, 4, 5, 6, 7, 8,
Barclays Saving: 1, 2,
Capital One: 1, 2, 3, 4, 5, 6, 7, 8 (didn’t work) 9, 10 (savings), 11, 12, 13, 14, 15,
Charles Schwab ACH: 1, 2 (didn’t work)
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17 (didn’t work), 18, 19, 20, 21, 22, 23,
Discover: 1, 2, 3 (didn’t work), 4 (didn’t work),5(didwork), 6 (didn’t work), 7 (didn’t work) 8,
E*trade: 1, 2, 3, 4,
Fidelity: 1, 2, 3, 4, 5, 6,
Marcus: 1,
Paypal: 1,
PNC: 1, 2, 3,
Suntrust: 1,
Tax refund: 1
USAA: 1,
Vanguard: 1 (brokerage)
Wells Fargo: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14,
The following do not count as a direct deposit:
TDECU
Teachers Credit Union
The following code as a direct deposit:
Alliant: 1,
Astra: 1,
Simple: 1,
Wise: 1,
Tech CU
The following count as a direct deposit:
Ally: 1, 2, 3
Capital One 360: 1, 2, 3
Charles Schwab: 1
Chase: 1
Citi: 1, 2
Discover: 1, 2, 3
PNC: 1
Schwab: 1, 2
Synchrony: 1
TEG Federal Credit Union
Telcoe Federal Credit Union
Texans Credit Union
Texas Capital Bank
Texas Trust Credit Union
Texell Credit Union
The Bank Of Denver
The Bank of Princeton
The Columbia Bank
The Cooperative Bank
The County Federal Credit Union
The First National Bank In Sioux Falls
The First State Bank
The Police Credit Union
The State Bank Group
The Union Bank Co
ThinkBank
Thomaston Savings Bank
Thrivent Federal Credit Union
The following code as a direct deposit:
American Express:
Discover: 1, 2,
TIAA Direct
Everbank took TIAA direct over, so it looks like the old data points are no longer accurate.The following are new datapoints:
The following coded as a direct deposit:
The following did not:
Capital One: 1,
Chase: 1,
Discover: 1,
The following coded as a direct deposit:
Capital One ACH: 1
Capital One 360: 1, 2, 3 (didn’t work)
Chase ACH: 1, 2
Chase business ACH: 1
Discover ACH: 1, 2, 3, 4, 5, 6
Fidelity ACH: 1
Fidelity CMA: 1
Fidelity (FID-Moneyline): 1
The following did not count:
Tobyhana
We have no data points currently.
Together Credit Union
Tompkins VIST Bank
Topline Financial Credit Union
Toro Credit Union
Torrington Savings Bank
Tower Federal Credit Union
Charles Schwab: 1, 2 (didn’t work)
Town Bank
The following code as a direct deposit:
Town and Country Bank
Town & Country Credit Union
Trademark Federal Credit Union
Traditional Bank
Traditions Bank
Transcend Credit Union
Treadwell Credit Union
TruChoice Federal Credit Union
Travis Credit Union
Ally: 1, 2,
SoFi: 1,
Treasury Direct: 1,
TrueCore Federal Credit Union
Truity Credit Union
Truliant Federal Credit Union
TruNorth Bank
TruPartner Credit Union
TrustCo Bank
Chase business: 1,
TreasuryDirect: 1,
TruMark Financial
Counts as a direct deposit:
TruStone Financial
The following worked:
American Express:
Business checking: 1,
Serve: 1,
The following didn’t work:
TruWest Credit Union
The following have counted as a direct deposit in the past:
TTCU (Formerly Tulsa Teachers Credit Union)
Tucoemas FCU
Tulsa Federal Credit Union
Tyndall Federal Credit Union
UCCU
UFB Direct
UFirst Credit Union
Ulster Savings Bank
UMB Bank
The following code as a direct deposit:
Alliant: 1, 2, 3,
Ally: 1,
American Express:
Capital One: 1,
Charles Schwab: 1, 2, 3, 4, 5, 6, 7,
Chase: 1 (business)
Fidelity: 1, 2, 3,
Marcus: 1,
PenFed: 1,
Treasury Direct: 1,
Wells Fargo: 1,
Umpqua Bank
UniBank
Unify Financial Credit Union
Alliant: 1, 2, 3,
American Express:
Capital One: 1, 2, 3, 4,
Charles Schwab: 1 (brokerage), 2, 3, 4, 5, 6, 7,
Chase: 1, 2, 3, 4,
Discover checking: 1, 2, 3 (didn’t work)
Fidelity: 1, 2 (CMA), 3, 4, 5, 6, 7, 8, 9, 10, 11,
HSBC: 1,
Ticketmaster: 1,
Wells Fargo: 1,
Union Bank
The following code as a direct deposit:
Union Bank & Trust (NE & KS)
The following code as a direct deposit:
Discover: 1, 2,
SoFi: 1,
Union Bank & Trust (VA, MD, NC)
Now called Atlantic Union Credit Union
Alliant: 1, 2,
Ally: 1, 2, 3, 4,
American Express:
Capital One 360: 1 (trial deposits)
Charles Schwab: 1, 2,
Chase: 1
Discover: 1
Fidelity: 1, 2, 3, 4,
Merill Edge: 1,
Union Savings Bank
Union Square Credit Union
United Federal Credit Union
United Financial Credit Union
United Heritage Credit Union
United Roosevelt Savings Bank
United States Senate Federal Credit Union
Unity Bank
Unity One Credit Union
University Credit Union
University Federal Credit Union
University of Kentucky Federal Credit Union
Univest
Upgrade
The following worked:
Ally: 1,
Cash app: 1,
Charles Schwab: 1, 2, 3 (didn’t work)
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12,
Coinbase: 1,
Discover: 1, 2,
Fidelity: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29 (didn’t work)
Novo: 1,
PayPal: 1, 2, 3 (didn’t work)
Robinhood: 1,
Venmo: 1, 2,
The following didn’t work:
Alliant: 1,
SFCU: 1,
Wise: 1, 2,
USAA
The following did count as a direct deposit:
Alliant: 1, 2,
Ally: 1, 2, 3,
Betterment: 1,
BMO Harris: 1
Charles Schwab: 1, 2,
Chime: 1, 2,
Fidelity: 1, 2, 3, 4, 5,
Navy Federal ACH: 1
Wells Fargo: 1,
The following didn’t count as a direct deposit:
US Alliance Financial
The following did code as a direct deposit:
Credit Union 1: 1,
Novo: 1,
The following did not code as a direct deposit:
Robinhood: 1,
SoFi: 1,
Vanguard: 1,
USC Credit Union
USE Credit Union
USF Federal Credit Union
US #1364 Federal Credit Union
U$X Federal Credit Union
Utah First Credit Union
Wakefield Co-operative Bank
Walden Savings Bank
Wallet by Boss Money
Washington Savings Bank
Washington Trust
Water And Power Community Credit Union (WPCU)
WaterStone Bank
Watertown Savings Bank
Fineprint specifically states that it must be government benefit or payroll, but we’re not sure if this is enforced or not.The following has worked as a direct deposit:
Waukesha State Bank
Wealthfront
Webster Bank
WECU
We Florida Financial
Wellesley Bank
Weokie Federal Credit Union
Wesbanco
The following work:
Fidelity: 1,
Keybank: 1, 2,
The following don’t work:
Wescom Credit Union
Westbury Bank
Western State Bank
Western Vista Credit Union
Westerra Credit Union
WestField Bank (MA)
The following code as a purchase:
Westfield Bank (OH)
Westmark Credit Union
WestTown Bank & Trust
Widget Financial
Wilson Bank & Trust
The following code as a direct deposit:
Winden
Windsor Federal Bank
Wings Financial Credit Union
The following code as a direct deposit:
Brex: 1,
Capital One: 1, 2,
Charles Schwab Brokerage: 1, 2, 3 (didn’t work)
Chase: 1 (payroll), 2 (payroll)
Fidelity: 1, 2, 3 (didn’t work), 4 (didn’t work)
WinTrust
The following code as a direct deposit:
Capital One: 1, 2,
Charles Schwab: 1, 2, 3, 4,
Discover: 1,
Fidelity: 1, 2,
Wells Fargo: 1,
Wise: 1,
The following did not code as a direct deposit:
Alliant: 1,
Bank of America: 1,
Charles Schwab: 1,
Chase: 1,
T-Mobile Money: 1,
Woori America Bank
WSFS Bank
WyHy FCU
UVA Commnity Credit Union
Valley Bank
We currently don’t have any data points, but the fine print specifically says that a direct deposit or automatic ACH debit/credit would work so any ACH transfer should work.
The following works:
Valley First Credit Union
Valley National Bank
The following work:
Capital One:
Chase:
ACH: 1, 2, 3 (didn’t work)
Initial ACH funding: 1,
NFCU: 1,
TreasuryDirect: 1,
The following don’t work:
ValleyStar Credit Union
Valley Strong Credit Union
Vantage Credit Union
VantageWest
The following code as a direct deposit:
Paypal: 1, 2, 3, 4,
Wells Fargo: 1,
Varo Money
The following worked:
Alliant: 1, 2, 3, 4,
Ally: 1, 2, 3, 4, 5 (didn’t work), 6 (didn’t work)
Bank of America: 1, 2 (didn’t work)
Capital One: 1, 2 (didn’t work)
Charles Schwab: 1,
Chase: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 (didn’t work), 12, 13 (business), 14 (personal, didn’t work), 15 (didn’t work)
Current: 1, 2,
Discover: 1, 2 (savings), 3, 4, 5, 6, 7,
Kraken: 1,
M&T: 1, 2, 3, 4, 5,
Santander: 1, 2 (didn’t work)
Square cash: 1, 2 (didn’t work)
Unify: 1,
USAA: 1, 2,
Wealthfront: 1, 2, 3,
Wise: 1,
The following didn’t work:
BB&T: 1,
Charles Schwab: 1,
Goldman Sachs: 1,
PayPal: 1,
SunTurst: 1,
Vanguard: 1
Wells Fargo: 1,
Veridian Credit Union
Chase:
Fidelity: 1,
TreasuryDirect: 1,
Vectra Bank
Venmo
Verity Credit Union
The following code as a direct deposit:
Axos: 1,
Ally: 1,
Charles Schwab: 1, 2,
USAA: 1,
Vibrant Credit Union
Virginia Credit Union
Visions Federal Credit Union
Vista Bank
The following works:
The following doesn’t work:
VyStar Credit Union
Xceed Financial Credit Union
Yolo Federal Credit Union
Zeal Credit Union
ZYNLO Bank
Capital one: 1,
Discover: 1,