[Ends 7/30] Chase Sapphire Preferred 100,000 Points Offer

Update 7/23/26: Chase has confirmed that the offer will end 9:00 am EDT on 30 July 2026 according to TPG.

Update 7/16/26: Chase has confirmed that this offer is “ending soon”.No exact date given.(ht TPG) Mailers are showing as valid through 8/17 so it seems likely the public offer will still be around for a bit.YMMV.

(ht ConsequenceFuture339)

Update 6/16/26: Available now via referral links

Original Post 6/15/26:

The Offer

Direct link to offer

Chase is offering a signup bonus on the Chase Sapphire Preferred: earn 100,000 points after $5,000 in spend within the first three months.

Card Details

$95 annual fee, not waived

No foreign transaction fees

Primary car rental insurance

$100 Annual Hotel Credit.(This is per cardmember year, rather than calendar year.Must be booked through the Chase Travel Portal.)

Card earns at the following rates:

5x on travel booked through the Chase Travel portal.

3x on Dining/Streaming Services/online grocery (excludes: excluding Target, Walmart and
wholesale clubs)

3x on Gas/EV

3x on Airbnb, VRBO, Plum Guide, HomeAway, Homestay.com, and Vacasa

2x on other travel

1x on all other purchases

5x on Lyft rides through 9/30/27.5x on Peloton purchases of $150+ through 12/31/27.

$120 credit once every four years for Global Entry, TSA PreCheck, or NEXUS.

One time offer (not ongoing): Complimentary Apple TV subscription for one year when activated by December 31, 2026.

Transferable points (reminder: Hyatt transfers are 4:3)

Complimentary DashPass membership ($120 value) for 12 months.

Plus, DashPass members get a $10 promo each month ($120 annually) to save on groceries, retail orders, and more.

Chase 5/24 rule applies to this card

Our Verdict

100,000 matches the best offer we’ve ever seen.Standard offer is 60k and sometimes we’ve seen 75k.We’ll add this to our list of the best credit card bonuses.

It might be worth waiting until to see if referral links get this offer, that way you can help out a friend.Otherwise, find a blogger with affiliate links to support by using their link to sign up (we don’t have affiliate links).

Reminder that you can one Sapphire Preferred bonus per person/lifetime and one Sapphire Reserve bonus per person/lifetime.

Sapphire Reserve just went down from 150k to 100k online or 125k in-branch, so might be worth waiting on signing up for that card to see if something better comes another time.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.