[CA] Frontwave Credit Union $350 Checking Bonus

Update 8/10/25: Bonus now $350.Hat tip to reader Bockrr

Offer at a glance

Maximum bonus amount:$350

Availability:Must Live, work or worship in either San Diego, Riverside or San Bernardino counties

Direct deposit required: Yes, $250+ within 60 days

Additional requirements: See below

Hard/soft pull: Soft pull

ChexSystems: Unknown

Credit card funding: None/cash advance in branch

Monthly fees: None

Early account termination fee: Six months, bonus forfeit

Household limit: None

Expiration date: 9/30/24

The Offer

Direct link to offer

Frontwave Credit Union is offering a $350 bonus when you open a new checking account and complete the following requirements:

Enroll in eStatements

Set up recurring external direct deposits or ACH transfers totaling $1,000 or more

The Fine Print

To receive the $350 bonus, open new Frontwave Checking and Savings accounts within the same day (subject to approval), enroll in e-statements, and set up recurring external direct deposits or ACH transfers totaling $1,000 or more.

The $1,000 must post within a single calendar month and within 90 days of account opening.(Example: Two $500 paychecks within the same month qualifies.)

Transfers between Frontwave accounts do not qualify.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about

Early Account Termination Fee

If the account is closed within six months the bonus is forfeit

Our Verdict

Previous best bonus was $100.You can open online now as well which is nice.

Hat tip to John C

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.