Chase To Launch Targeted 200,000 Point Offer On Chase Sapphire Reserve

Chase has sent out an internal memo stating that starting November 16, 2025 select clients will be eligible to receive 200,000 bonus points after $10,000 in spend on the personal Chase Sapphire Reserve.It seems like you’ll need to go in branch to check for eligibility and it will show up as a pop up for the banker.Previous best was 100,000 points + $500 travel credit or 125,000 points + 15,000 referral.

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Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.