Current $150 Referral Checking Bonus + Portal

Offer at a glance

Maximum bonus amount: $150 + portal

Availability: Nationwide

Direct deposit required: Yes, $200+

Additional requirements: None

Hard/soft pull: Soft pull

ChexSystems: No

Credit card funding: Unknown

Monthly fees: None

Early account termination fee: Unknown

Household limit: None listed

Expiration date: 9/1/25

The Offer

Direct link to offer (this is where you can find and share your referral links)

Current is offering a referral bonus.Person being referred is offered $150 (some links are for less, so becareful) and the person referring receives $150/$100.

Use referral code before setting up a direct deposit

Receive an eligible payroll deposit of $200+ within 45 days

Can possibly be stacked with a shopping portal.Open via shopping portal → once account is open, in the Current app go to Account → Rewards → Add Code → enter referral code → app confirms code applied.Best portal rates here.

The Fine Print

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

There is no monthly fee anymore

Early Account Termination Fee

I wasn’t able to find a fee schedule so I’m unsure if there is an early account termination fee.

Our Verdict

Please do not share your referrals in the comments below, you can share them in this linked thread instead.

Bonus has been higher in the past.I do think this is worth doing, especially if you know the person who’s link you’re using.We will add this to our list of the best bank account bonuses.

Hat tip to reader favo, use their link here.

Useful posts regarding bank bonuses:

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
Publisher: Source link

Your email address will not be published. Required fields are marked*

Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.