Deposit & Get 5% Match (Balances $1,000-$100,000)

Update 3/25/26: 5% deposit match is back until 4/14/2026 8PM PDT.Deposit requirement is $10-$100k.

Update 2/19/26: Offer has been reloaded with a $100,000 maximum now (was $50,000).Opt in date is now Mar.4, 2026 10:00pm.

Again I don’t see how this is sustainable especially with the caps increasing each time.

The Offer

Direct link to offer (this is for the terms, you should see the offer in app)

Crypto platform OKC is offering a 5% match on balances $1,000-$50,000.Hold period is 24 weeks but seems to pay out every 14 days so you should be able to get partial credit without holding for the full period.Must opt in by February 17, 2026

Screenshot

The Fine Print

This deposit match rewards program is being offered by the OKX entity on which you are onboarded as a customer under the OKX Terms of Service (“OKX“).The rewards period (the “Rewards Period“) shall be stipulated in the relevant reward session landing page.
Deposit Match is available to new or existing eligible OKX users, who are not employees of OKX, residing in the United States during the Rewards Period (as confirmed by advanced identity verification) except for individuals residing in New York, Texas, American Samoa, Guam, the Northern Mariana Islands, and the US Virgin Islands.
You must click the “Opt-in” button and and make sure the button has been updated to “Deposit now” to be considered a valid participant of the rewards program.
Otherwise, your participation will be void and deposits made during the Rewards Period will not be counted.
In order to participate and receive the relevant rewards in this rewards program, participants must pass or have previously passed OKX’s advanced KYC identity verification.
Each user can only participate in one rewards session at any one time.
Participation in this rewards program is restricted to the main account only.Sub-accounts are not eligible to participate.The deposit of sub-accounts will not be included in the calculation of the deposit of the main account.

Our Verdict

Some things to note:

OKX has been offering a few of these things lately, interestingly the maximum deposit is increasing but overall APY is decreasing (h/t Alex):

First time $300 bonus for $3k deposit, 90 days, effective APY ~40%

Second time $250 bonus for $5k deposit, 90 days, effective APY ~20%

Third time $2500 bonus for $50k deposit, 168 days, effective APY ~10.8%

Personally I can’t see how this is sustainable for OKX at all.If everything works out and you hold funds in USDG then you’re effectively earning 15% APY (10% APY from this promotion and then another 5% from USDG earning 5% anyway).

Only you can decide if the risk is worth that extra potential return or not.Personally I’ll skip this offer.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.