[Ending Soon] Capital One Spark Cash & Spark Cash Plus Signup Bonus: $1,000/$2,000 + $250/$500 Travel Credit

Update 8/25/26: Offer ends on September 7th, per press release

The Offer

Spark Cash link | Spark Cash Plus link

Capital One Spark Cash business card ($95 fee, waived first year) is offering a signup bonus of $1,000 + $250 travel credit after spending $10,000 within the first 3 months.

Capital One Spark Cash Plus business card ($150 fee) is offering a signup bonus of $2,000 + $500 travel credit after spending $30,000 within the first 3 months.(Also, earn an additional $2,000 cash bonus for every $500,000 spent in the first year.)

Card Details

Spark Cash:

$95 annual fee, waived for the first year

2% cashback on all purchases

Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles

Spark Cash Plus:

$150 annual fee not waived

Card earns 2% cash back on all purchases

Earn 5% on hotels, vacations, and car rentals booked through Capital One Business Travel

Get your $150 annual fee refunded every year you spend at least $150,000

Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles which could be more valuable

Our Verdict

We saw similar bonuses to these $1k/$2k, but now they’ve added the $250/$500 travel credit which is nice bump.It’s possible these offers will show up via referral links as well – some people are seeing a massive referrer bonus from Capital One.

The Spark Card card does get reported to the credit bureaus while the Spark Cash Plus version does not get reported.Capital One pulls all 3 bureaus on applications.

Check out these Things To Know about Capital One Credit Cards.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.