Jan 29, 2026

How to Build a Realistic Emergency Fund After the Holidays
How to Build a Realistic Emergency Fund After the Holidays

The holiday season is a time filled with joy, celebration, and, often, a lot of expenses. As the festivities wind down, many find themselves facing the reality of depleted bank accounts, credit card debt, and the daunting task of rebuilding their financial safety nets. An emergency fund serves as a crucial buffer against life’s unexpected twists and turns, providing peace…

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Jan 29, 2026

Chase & Disney To Launch New ‘Disney Inspire’ Card
Chase & Disney To Launch New ‘Disney Inspire’ Card

Disney is set to launch a new credit card called the Disney Inspire Visa card. Disboard user LittleBitGoofy spotted an ad for the new card in EPCOT at Club Cool checkout counters. The QR code redirects users to the current Chase line up of standard & Premier.  Sign up bonus on the card is as follows according to the ad…

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Jan 28, 2026

How Winter Expenses Impact Your Budget (And How to Prepare)
How Winter Expenses Impact Your Budget (And How to Prepare)

With winter in full swing, many households are bracing not just for freezing temperatures but also for the “financial freeze” the season brings. Winter introduces a unique set of seasonal expenses that can significantly drain savings or catch you off guard. By understanding these hidden costs and effectively winterizing your budget, you can navigate the cold months with financial confidence.…

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Jan 27, 2026

50% Off Base Fares With Promo Code 50PCT (Tuesdays, Wednesdays, and Saturdays)
50% Off Base Fares With Promo Code 50PCT (Tuesdays, Wednesdays, and Saturdays)

The Offer Direct link to offer Spirit Airlines is offering 50% off base fares with promo code 50PCT. Only valid on Tuesdays, Wednesdays, and Saturdays Book by 11:59 PM ET on January 28, 2026 Travel dates: 1/28/26 – 3/4/26 (Tue/Wed/Sat Only) Blackout dates: 2/17/26 & 2/21/26 Our Verdict A lot of restrictions make this hard to use, but still useful if…

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Jan 26, 2026

(Working Link) Bank of America Atmos Rewards Summit Visa Infinite Card 100k-105k Point Bonus
(Working Link) Bank of America Atmos Rewards Summit Visa Infinite Card 100k-105k Point Bonus

Update 1/25/26: Someone found a working line for the 100k offer. Looks like a regular link, but I don’t know the exact nature of it. (Hat tip to desterpot) Also note, reader OSTM was able to call in last week and still get the phone offer for an extra 5,000 points (105k total) by calling (800) 932-2775 and using priority…

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Jan 25, 2026

Audible Premium Plus: 3 Months For $0.99/month
Audible Premium Plus: 3 Months For $0.99/month

Update 1/24/26: Back through Jan 29, 2026. Update 1/19/26: Deal is back. Ends soon on 1/21/26.  The Offer Direct link to offer (our affiliate link) Get three months of Audible Premium Plus for $0.99 per month Our Verdict Not as good as when you can get three months for free. Post history: Update 12/31/24: Extended until January 21, 2025 Update…

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Jan 24, 2026

Chase Southwest Points Not Posting
Chase Southwest Points Not Posting

Currently there seems to be a widespread issue with points earned on Chase Southwest cards not posting to Southwest. Normally points post a few days after statement close but users with a statement close date as early as 1/13/26 are reporting that their points still haven’t posted. This is significant as people often time sign up bonuses to post early…

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Jan 22, 2026

Fly Middle Seat On 1/27/26 & Get $20 Giftcard
Fly Middle Seat On 1/27/26 & Get $20 Giftcard

The Offer Direct link to offer Subway is offering a free $20 giftcard if you fly in a middle seat on a 737 on 1/27/26 Subway is rewarding passengers sandwiched in the middle seat on January 27 with a $20 gift card. Our Verdict Promotion is because Southwest is now using assigned seating. All you need to do is take…

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Jan 22, 2026

Post-Holiday Financial Stress & Anxiety: 4 Steps to Recover
Post-Holiday Financial Stress & Anxiety: 4 Steps to Recover

Financial stress is the mental and emotional strain caused by money worries, and it often spikes after the holidays due to accumulated credit card debt.   Creating a clear plan that includes budgeting, debt repayment, and emotional self-care can help you regain control and reduce overwhelm. With the right strategies and support, it’s possible to protect both your financial and mental well-being while…

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