Jan 19, 2026
1/24) Family Fare: Save 20% On Giftcards For Lowe’s & More (Limit 2)
The Offer Direct Link to offer Family Fare stores are offering $10 off purchase of $50 from the following gift cards when you present your store card on 1/18 – 1/24: Macy’s Dick’s Lowe’s & More Our Verdict Great deal for Lowe’s. Hat tip to reader Kurt Disclaimer: This story is auto-aggregated by a computer program and has not been…
Read moreJan 19, 2026
1/24) Family Fare: Save 20% On Giftcards For Lowe’s & More (Limit 2)
The Offer Direct Link to offer Family Fare stores are offering $10 off purchase of $50 from the following gift cards when you present your store card on 1/18 – 1/24: Macy’s Dick’s Lowe’s & More Our Verdict Great deal for Lowe’s. Hat tip to reader Kurt Disclaimer: This story is auto-aggregated by a computer program and has not been…
Read moreJan 18, 2026
How To Prioritize Your Debt in January: Stop Holiday Balances From Growing
Prioritizing debt in January starts with reviewing all balances, understanding monthly expenses, and redirecting available cash toward debt repayment so holiday balances do not continue to grow. With 37% of Americans accumulating an average of $1,223 in holiday debt, according to LendingTree, many households begin the year looking for a financial reset. A clear, structured plan can help you regain control, reduce financial…
Read moreJan 17, 2026
Affinity Plus Credit Union $100 Checking Bonus
Update 1/17/26: Bonus is back but only for $100 (was previously $200). As $200 was offered so recently I’d recommend waiting for that offer to return. Offer at a glance The Offer Direct link to offer Affinity Plus Credit Union is offering a $100 bonus when you open a new checking account and complete the following requirements: Establish a recurring direct…
Read moreJan 17, 2026
Trump’s Proposed 10% Credit Card Interest Rate Cap: What It Could Mean for Your Debt
There has been a lot of buzz in the news recently about President Trump’s proposed 10% cap on credit card interest rates and what it could mean for people struggling with high balances. While this is still a proposal, the bigger question for consumers is simple: If your interest rates were lowered for a year, would it help you get…
Read moreJan 16, 2026
![[Memo] Chase Changing Rules Around Signup Bonus Eligibility For Sapphire Reserve & Sapphire Preferred](https://www.mycardopinions.com/wp-content/uploads/2026/01/Memo-Chase-Changing-Rules-Around-Signup-Bonus-Eligibility-For-Sapphire.jpeg)
[Memo] Chase Changing Rules Around Signup Bonus Eligibility For Sapphire Reserve & Sapphire Preferred
Based on a new memo sent out to Chase bankers: beginning 1/25/26, Chase will be clarifying the disclosures on their Sapphire Reserve and Sapphire Preferred to make it clear that customers can earn a bonus on each card version, one bonus per card, even if they currently have an active card. See full text and image below. Here’s my interpretation…
Read moreJan 16, 2026
5 Money Habits to Reduce Stress All Year Long
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money habits now, you can take control of your finances and feel…
Read moreJan 15, 2026
Amtrak Rail Pass: $250, Save $249
The Offer Direct link to offer Amtrak is offering the USA Rail Pass for $250, save $249 The Fine Print Buy by January 20, 2026 Pass is valid for 120 days after purchase (30 days after first segment is traveled). Coach travel only. Our Verdict This is the lowest I’ve ever seen this. Previously deals have been for $299 or…
Read moreJan 14, 2026
What Is a Debt Management Program? A Credit Counselor Explains
When people hear the phrase debt management program, there’s often confusion, hesitation, or even fear attached to it. As a credit counselor, I see this every day. Many individuals know they’re overwhelmed by debt, but they don’t fully understand what their options are or what credit counseling actually does. I recently had the opportunity to speak publicly about debt management…
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