Financial Advices

Sep 27, 2026

[WI only, In Branch] WaterStone Bank $300-$1,000 Business Checking Bonus

Update 9/26/26: There is now a $1,000 bonus available. Update 2/8/26: There is now a $300 and $500 bonus, but accounts need to be opened in branch. Looks like there is also a veterans only bonus that is bigger/easier to meet the requirements for. Hat tip to reader snailrock Update 11/21/25: Bonus now $300 (increased from $250). Offer at a…

7 Consequences of Not Paying Your Credit Card

Month after month, you receive your credit card bill. It’s stressful because you can’t pay it off… and you start to wonder, “What would happen if I just stop sending in payments?” If you’ve ever been in this situation, read on! The short answer is that a lot of negative things will happen. And the consequences will impact your financial…

Purchase Heineken & $175 In Groceries & Get $50 Back [AK, AZ, CO, CT, DC, DE, FL, GA, IA, ID, IL, KS, KY, MA, MD, MS, MT, ND, NE, NH, NM, NV, NY, OH, OK, OR, RI, SC, TN, VA, VT, WA, WI & WY]

Update 9/25/26: Available again. Purchase by 1/10/27, submit by 2/10/27. To receive a $50.00 rebate you must purchase (1) 24-pack, (1) 18-pack, (2) 12-packs or (1) 5L keg of Heineken Products and Groceries (min. spend $175). Maximum of one (1) rebate per month per household. Nice that you can do it once per month now and an 18 pack or two 12 packs will work.…

Advice For Organizing Your Finances

Do you feel like you have no idea how much money you’re spending each month? Are your credit card statements always a surprise? In short, is your financial life disorganized? It can be extremely stressful to face the unknown every time you balance your checkbook. Lost bills, missed payment deadlines, and overdrawing your checking account leads to penalties and fees.…

Binance: Earn $25-$200 In SOL For Depositing $250-$2,000

The Offer Direct link to offer Binance is offering a bonus in Solana when you deposit funds, tiers are as follows: $250-$499.99: $25 in sol $500-$1499.99: $75 in sol $1,500-$1,999.99: $125 in sol $2,000: $200 in sol The Fine Print Enter your email above and tap Enroll & Deposit here. On the next page, you’ll be redirected to binance.us/register. If…

Bill Payment Strategies for Procrastinators

From car notes to credit cards, monthly bills can be pretty overwhelming – and unfortunately, curling up in a fetal position and hoping our bills disappear doesn’t work too well. It can be a daunting task to sort out your monthly bills… and even more terrifying to pay them. This is likely why so many of us put off paying…

20% Back In Points When You Shop Apparel

Update 9/22/26: Back again until 9/30/2026. Update 4/9/26: Deal is back at this link. Hat tip to reader RM Update 11/25/25: Reposting as it does stack with PayPal pay in 4 and other purchases at Target (non apparel) seem to be triggering the offer as well making it significantly better. The Offer PayPal is offering 20% back in points when…

Are You Carrying Too Much Debt?

Do you toss and turn at night worrying about your debt? If so, you’re not alone! From student loans to high credit card balances, carrying too much debt is common in America, which runs on credit. According to a recent Experian consumer debt study, outstanding consumer debt in this country reached nearly $17 trillion. While credit is a great convenience,…

X Money Review – 6% APY/$300 Bonus & 3% Back On Debit Card Purchases [3% Exclusion List Expanded]

Update 9/22/26: Looks like the exclusion list for the 3% on debit card purchases has been expanded. Following have been added: Utilities Wholesale Clubs Jewelry Stores, Watches, Clocks, and Silverware Stores Insurance Underwriting, Premiums Colleges, Universities When no MCC is present transactions Current list here. Wayback August archive here. X Money has finally launched to all Premium & Premium+ X.com…