Sep 15, 2025
How Changing Interest Rates Impact Your Personal Finances
Key Insights Interest rates directly affect borrowing, saving, and investing decisions. Higher rates make loans more expensive but reward savers. Mortgage payments, credit card debt, and access to credit can shift quickly. Staying informed and adjusting your strategy helps protect your financial health. American Consumer Credit Counseling (ACCC) can guide you with personalized debt management strategies. What Are Interest Rates?…
Read moreSep 15, 2025
![[Leaked] American Express Business Platinum Refresh Details](https://www.mycardopinions.com/wp-content/uploads/2025/09/Leaked-American-Express-Business-Platinum-Refresh-Details.png)
[Leaked] American Express Business Platinum Refresh Details
Details regarding the new American Express Business Platinum have been leaked. None of this information has been confirmed by American Express, but it looks legitimate. Here is what we know: $895 annual fee 200,000 Membership Rewards after $20,000 in spend within the first 3 months Choice between regular and mirror finish card $600 hotel credit ($300 semi annual credit for…
Read moreSep 14, 2025
Topcashback: 130% Back On PureVPN
Update 9/13/25: Available again. Looks like a $21+ moneymaker given the $71 charge I’m seeing. (If you can find a way to remove the coupon code it should bring the moneymaker up to $33.) The Offer Direct Link to offer Topcashback is offering 130% cashback on new customers to PureVPN. Our Verdict You can buy a 27-month plan for $53.95…
Read moreSep 13, 2025
Netspend $100 Checking Bonus – Doctor Of Credit
Update 9/12/25: Deal is back, this time only for $100. Offer at a glance Maximum bonus amount: $100 Availability: Nationwide Direct deposit required: Yes, $400+ Additional requirements: Hard/soft pull: Soft pull ChexSystems: Unknown Credit card funding: No Monthly fees: Avoidable Early account termination fee: None Household limit: None Expiration date: 04/01/26 The Offer Direct link to offer Netspend is offering a $200 bonus when you open a Netspend Prepaid…
Read moreSep 11, 2025
![[Targeted] AmEx Offer & Chase Offer: IKEA, Get 10% Back (Max $27 Cashback)](https://www.mycardopinions.com/wp-content/uploads/2025/09/Targeted-AmEx-Offer-Chase-Offer-IKEA-Get-10-Back.png)
[Targeted] AmEx Offer & Chase Offer: IKEA, Get 10% Back (Max $27 Cashback)
Update 9/11/25: Offer is back through 9/30/25. This time it’s both on Chase Offers (Wells, U.S. Bank, etc) and it’s also now on AmEx Offers which is a new thing. The Offer Check your Chase Offers for the following deal: Our Verdict Not a huge discount, but IKEA is always a popular option. Post history: Update 8/19/25: Offer is back…
Read moreSep 10, 2025
![[Targeted] PenFed Up To $750 Savings Bonus](https://www.mycardopinions.com/wp-content/uploads/2025/09/Targeted-PenFed-Up-To-750-Savings-Bonus.png)
[Targeted] PenFed Up To $750 Savings Bonus
Update 9/10/25: Deal is back, dates slightly different as always. Update 3/5/24: Deal is back, same terms but need to be deposited by 3/31/24 and funds kept until July 31, 2024. Link is https://www.penfed.org/getmyoffer215 but I think it’s targeted. The new money plus your existing balance must remain in the PenFed Premium Online Savings account ending in [last 4 digits of my account #]…
Read moreSep 9, 2025
Escaping the Debt Settlement Trap
Key Takeaways Debt Settlement Drawbacks: Often leads to high fees, unfinished results, and credit score damage leaving consumers still stuck in debt. Advantages of a Debt Management Plan (DMP): A Debt Management Plan with ACCC reduces interest rates, consolidates payments, and provides a clear path to debt freedom. Empowering Personalized Support: unlike debt settlement programs, ACCC adds one-on-one counseling and…
Read moreSep 9, 2025
Burger King: Cini Dip Game (Earn Free Food/Crowns)
The Offer Direct link to offer Burger King has a new free to play game called Cini Dip that allows you to win free food/drinks or crowns Our Verdict Not sure this is worth the time, but something to do if you don’t have anything better to do. Disclaimer: This story is auto-aggregated by a computer program and has not…
Read moreSep 8, 2025
![[MI] Community Financial Credit Union $1,000 Checking Bonus](https://www.mycardopinions.com/wp-content/uploads/2025/09/MI-Community-Financial-Credit-Union-1000-Checking-Bonus.png)
[MI] Community Financial Credit Union $1,000 Checking Bonus
Update 9/7/25: Deal is back until November 30, 2025. Hat tip to reader Avi Offer extended until November 30th Offer at a glance The Offer Direct link to offer Community Financial Credit Union is offering of up to $1,000 checking bonus when you open a new checking account and set up direct deposit through February 2025: $1,000 Bonus with monthly…
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