Apr 11, 2025
What is Better: Credit Counseling or Debt Settlement?
Household debt has risen to $18.4 Trillion according to the Federal Reserve Bank of New York’s Household Debt and Credit Report. With more and more people faced with overwhelming debt, it can be challenging to know where to turn. Two common solutions that people consider are credit counseling and debt settlement. Both options aim to help manage and reduce debt,…
Read moreApr 9, 2025
How Does Credit Counseling Impact Credit Scores
Navigating financial challenges can feel overwhelming, especially when credit scores seem like a mysterious maze of numbers and consequences. If you’re struggling with credit card debt, credit counseling might be the lifeline you’ve been searching for. At American Consumer Credit Counseling (ACCC), we’re committed to helping you understand how a debt management program can actually be a strategic move towards…
Read moreApr 3, 2025
Understanding Credit Counseling: A Path to Financial Freedom
In today’s fast-paced world, managing finances can be overwhelming, especially when faced with mounting debt. Credit counseling emerges as a beacon of hope for individuals seeking to regain control over their financial health. Offered typically by nonprofit organizations, credit counseling provides a structured approach to overcoming debt and achieving financial stability. Struggling with credit card debt? Visit American Consumer Credit…
Read moreApr 1, 2025
Why Gen Z Needs Budgeting Support Now More Than Ever
Understanding Gen Z’s Financial Health Gen Z—Americans born between 1997 and 2006—is entering adulthood at a challenging financial moment. With inflation, student loan pressures, and rising housing costs, it’s no surprise that many are feeling overwhelmed. But there’s good news: Gen Z is taking an active interest in managing their money. According to the 2024 Better Money Habits study…
Read moreMar 31, 2025
Key Terms You Need to Know to Manage Your Financial Health
Managing your finances is crucial for improving your quality of life. By understanding key financial terms, you can make informed decisions to improve your financial health and reach your financial goals. Here are some essential terms to know: Budget A budget is a plan for your expected income and expenses over a period, usually a month or year. It helps…
Read moreMar 29, 2025
Instagram for Business: A Guide for SMBs
Unlike platforms like X (formerly Twitter), which emphasize text-based content, or LinkedIn, which caters to professional networking, Instagram’s strength lies in its ability to showcase visual storytelling. This makes it an ideal platform for businesses in industries like fashion, beauty, and food, where visual appeal is crucial. You may also like: social media for business funding In comparison to Facebook,…
Read moreMar 27, 2025
7 Ways to Invest in Organic Growth
In this guide, we’ll explore how small businesses can invest in Local SEO to enhance visibility and drive growth. The Importance of Local SEO for Small Businesses Local SEO is a powerful tool for small businesses to increase their visibility in local search results. When potential customers search for products or services online, search engines like Google and Bing prioritize…
Read moreMar 26, 2025
Tax Refunds and Rainy Days
Tax season has arrived, and if you’re expecting a refund, now’s your chance to use that cash wisely and make real strides in your financial journey. Whether you’re stuck in credit card debt, struggling to save for the future, or simply wondering how to stretch that refund further, there are plenty of ways to make the most of it. How…
Read moreMar 25, 2025
Why Understanding Credit is Key to Financial Success
March is National Credit Education Month, while not an official government designation this month is dedicated to increasing awareness about credit, how it works, and why it’s essential for financial well-being. Whether you’re working on improving your credit score, managing debt, or learning how to use credit responsibly, this is a good opportunity to strengthen your financial knowledge. At American…
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