Aug 23, 2024
Bill Payment Strategies for Procrastinators
From car notes to credit cards, monthly bills can be pretty overwhelming – and unfortunately, curling up in a fetal position and hoping our bills disappear doesn’t work too well. It can be a daunting task to sort out your monthly bills… and even more terrifying to pay them. This is likely why so many of us put off paying…
Read moreAug 22, 2024
Saving for College: Building an Education Fund Early Using SMART Goals
Planning for your child’s college education can feel overwhelming, but starting early and using SMART goals can make this significant financial commitment more manageable. Let’s explore how to effectively save for college by setting SMART goals. Find peace of mind knowing you’re on the right path. What are SMART goals? SMART goals are a strategic framework designed to provide…
Read moreAug 21, 2024
Pepper: Save On Giftcards For Instacart, IKEA, Lowe’s, Chipotle, Nike, Airbnb & More
The Offer Pepper app is offering the following deals: Get 20% back on Instacart gift card purchases, no limit Get 10% back on Lowe’s gift card purchases, no limit Get 10% back on IKEA gift card purchases, no limit Get 10% back on Airbnb gift card purchases, no limit Get 10% back on Nike gift card purchases, no limit Get 10% back on…
Read moreAug 21, 2024
5 Strategies to Help Small Businesses Navigate Inflation
Disclaimer: Information in the Business Financing Blog is provided for general information only, does not constitute financial advice, and does not necessarily describe Biz2Credit commercial financing products. In fact, information in the Business Financing Blog often covers financial products that Biz2Credit does not currently offer. Inflation measures the increase in the price of goods and services, which reduces the amount…
Read moreAug 21, 2024
Are You Carrying Too Much Debt?
Do you toss and turn at night worrying about your debt? If so, you’re not alone! From student loans to high credit card balances, carrying too much debt is common in America, which runs on credit. According to a recent Experian consumer debt study, outstanding consumer debt in this country reached nearly $17 trillion. While credit is a great convenience,…
Read moreAug 21, 2024
Guidelines For Spending On Your Mortgage
So, you’ve decided to take the leap and buy a home. Congratulations! But have you given some thought to what kind of mortgage you can afford? Think about the price of the home as well as the monthly payment you’ll pay to own that home. Banks take your ability to pay the monthly payment into consideration when deciding whether or…
Read moreAug 21, 2024
How Credit Cards Become Debt Traps
It’s estimated that some 60 million American households regularly carry outstanding credit card balances. According to a WalletHub study, the average household’s credit card balance is $8,425. We know what this means: Carrying a balance (meaning you don’t pay off your total amount due every month) incurs interest (meaning you’re actually paying more than you owe on your card). But…
Read moreAug 21, 2024
Teaching Kids Financial Responsibility from a Young Age
As a parent preparing your children for the future, it is essential to incorporate financial literacy in your teachings. Instilling financial responsibility in children from a young age is more crucial than ever. Financial literacy is an essential life skill that empowers individuals to make informed and effective decisions with their money. By teaching kids about financial responsibility early on,…
Read moreAug 21, 2024
Creating a School Year Budget that Works for Your Family
As summer wraps up and the new school year approaches, it’s essential to start thinking about how to create a school year budget that works for your family. Whether you’re a seasoned parent or navigating the school system for the first time, budgeting for the school year can seem overwhelming. However, with a bit of planning and strategy, you can…
Read more