Sep 17, 2025
Chase Sapphire Reserve Enhances $500 ‘The Edit’ Credit + Adds One-Time $250 Hotel Credit
The Chase Sapphire Reserve and Sapphire Reserve for Business cards both come with $500 in ‘The Edit’ credits for prepaid bookings of two nights or more on hotels/resorts found on The Edit platform. The credit is broken up into two $250 credits – you can’t get the full $500 on one booking. 2026 The Edit Enhancement Currently (9/17/25), the credit…
Read moreSep 16, 2025
Bank of America Unlimited Cash Rewards Card: $200 Signup Bonus + 2%/3.12% Cashback During First Year
The Offer Direct Link to offer Bank of America added a new component to the signup bonus on the Unlimited Cash Rewards card: New Offer: Unlimited 2% cash back – Earn 2% cash back on purchases for the first year from account opening. Thereafter, you’ll earn unlimited 1.5% cash back on all purchases. No limit to the amount of cash back…
Read moreSep 15, 2025
How Changing Interest Rates Impact Your Personal Finances
Key Insights Interest rates directly affect borrowing, saving, and investing decisions. Higher rates make loans more expensive but reward savers. Mortgage payments, credit card debt, and access to credit can shift quickly. Staying informed and adjusting your strategy helps protect your financial health. American Consumer Credit Counseling (ACCC) can guide you with personalized debt management strategies. What Are Interest Rates?…
Read moreSep 15, 2025
![[Leaked] American Express Business Platinum Refresh Details](https://www.mycardopinions.com/wp-content/uploads/2025/09/Leaked-American-Express-Business-Platinum-Refresh-Details.png)
[Leaked] American Express Business Platinum Refresh Details
Details regarding the new American Express Business Platinum have been leaked. None of this information has been confirmed by American Express, but it looks legitimate. Here is what we know: $895 annual fee 200,000 Membership Rewards after $20,000 in spend within the first 3 months Choice between regular and mirror finish card $600 hotel credit ($300 semi annual credit for…
Read moreSep 14, 2025
Topcashback: 130% Back On PureVPN
Update 9/13/25: Available again. Looks like a $21+ moneymaker given the $71 charge I’m seeing. (If you can find a way to remove the coupon code it should bring the moneymaker up to $33.) The Offer Direct Link to offer Topcashback is offering 130% cashback on new customers to PureVPN. Our Verdict You can buy a 27-month plan for $53.95…
Read moreSep 13, 2025
Netspend $100 Checking Bonus – Doctor Of Credit
Update 9/12/25: Deal is back, this time only for $100. Offer at a glance Maximum bonus amount: $100 Availability: Nationwide Direct deposit required: Yes, $400+ Additional requirements: Hard/soft pull: Soft pull ChexSystems: Unknown Credit card funding: No Monthly fees: Avoidable Early account termination fee: None Household limit: None Expiration date: 04/01/26 The Offer Direct link to offer Netspend is offering a $200 bonus when you open a Netspend Prepaid…
Read moreSep 11, 2025
![[Targeted] AmEx Offer & Chase Offer: IKEA, Get 10% Back (Max $27 Cashback)](https://www.mycardopinions.com/wp-content/uploads/2025/09/Targeted-AmEx-Offer-Chase-Offer-IKEA-Get-10-Back.png)
[Targeted] AmEx Offer & Chase Offer: IKEA, Get 10% Back (Max $27 Cashback)
Update 9/11/25: Offer is back through 9/30/25. This time it’s both on Chase Offers (Wells, U.S. Bank, etc) and it’s also now on AmEx Offers which is a new thing. The Offer Check your Chase Offers for the following deal: Our Verdict Not a huge discount, but IKEA is always a popular option. Post history: Update 8/19/25: Offer is back…
Read moreSep 10, 2025
![[Targeted] PenFed Up To $750 Savings Bonus](https://www.mycardopinions.com/wp-content/uploads/2025/09/Targeted-PenFed-Up-To-750-Savings-Bonus.png)
[Targeted] PenFed Up To $750 Savings Bonus
Update 9/10/25: Deal is back, dates slightly different as always. Update 3/5/24: Deal is back, same terms but need to be deposited by 3/31/24 and funds kept until July 31, 2024. Link is https://www.penfed.org/getmyoffer215 but I think it’s targeted. The new money plus your existing balance must remain in the PenFed Premium Online Savings account ending in [last 4 digits of my account #]…
Read moreSep 9, 2025
Escaping the Debt Settlement Trap
Key Takeaways Debt Settlement Drawbacks: Often leads to high fees, unfinished results, and credit score damage leaving consumers still stuck in debt. Advantages of a Debt Management Plan (DMP): A Debt Management Plan with ACCC reduces interest rates, consolidates payments, and provides a clear path to debt freedom. Empowering Personalized Support: unlike debt settlement programs, ACCC adds one-on-one counseling and…
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