Financial Advices

Mar 18, 2025

How SMBs can Benefit from the Taylor Swift Economy

Take her “Era’s Tour”, for example. This musical extravaganza isn’t just breaking records; it’s breaking open wallets, too. To put it in perspective, this tour alone has pumped billions of dollars into the economy, making it one of the most lucrative tours in music history. But it’s not just about the money; it’s about the ripple effect that Swift’s tour…

How to Use AI for Small Business

1. Automation Tasks that once required hours of manual labor can now be automated with AI-powered tools. This software can automate invoicing, expense tracking, and even payroll, saving small business owners valuable time and resources. McKinsey Global Institute believes that AI and automation technologies could “increase global productivity by up to 1.4% annually.” This productivity boost can translate into significant…

How to Celebrate National Small Business Week

Presidents, Congress, and state and local governments have continued to support and promote National Small Business Week over the decades, reflecting the enduring importance of small businesses as a vital part of the American economy. The celebration is not only a U.S. government initiative but has also become a significant event for business-related nonprofits and private companies that support the…

Use Your Tax Refund Wisely – Regain Financial Control

Tax season can be a stressful time, but for many, it comes with a financial boost, your tax refund. While it may be tempting to spend it on something fun, using your refund wisely can help you take control of your finances and move closer to a debt-free future. If you have high credit card debt, your tax refund can…

AI marketing tools for Small Businesses

AI marketing tools are software and applications that leverage artificial intelligence and machine learning algorithms to streamline and optimize various marketing tasks. AI tools can analyze data, automate processes, and personalize customer experiences, ultimately helping you make smarter traditional and digital marketing decisions to reap better results. While they typically can’t replace your need for a marketing team, they can…

6 Essential Steps to Take Before Buying a Home

Have you been thinking about buying a home? People make this life-changing decision for many different reasons. Whether you’re looking for a new home that’s big enough to raise a family or planning to downsize, these tips will help make the entire process easier. Here are six things you should do before buying a home: 1. Determine Your Wants and…

How Change Healthcare Cyber Attack is Impacting SMBs

This disruption affects not only the healthcare providers directly but also the myriad of small businesses that service and supply these providers, from local medical suppliers to independent consulting firms. The ripple effects extend to decreased operational efficiency and increased financial strain, creating a challenging environment for managing daily operations and long-term financial planning. Who Has Been Impacted by the…

How to Find a Side Job or Freelancing Gig to Boost Your Income When You’re in Debt

We at American Consumer Credit Counseling understand that you can’t budget your way out of simply not having enough money. Taking on a part-time, side job, or freelancing gig can provide the extra cash flow needed to accelerate debt repayment or just ease financial strain if you’re already going through a debt management plan. Here’s a guide on how to…

Effective Strategies for Financing Your Beauty Salon and Spa Business

Beauty Salon and Spa Funding Considerations First, determine what you need to get your salon off the ground. Do you want to lease or own your salon? In other words, do you wish to purchase your building and property? If you’re leasing, will the landlord build to suit and customize the space for your specific type of business? Or is…