Feb 11, 2025
Celebrating Valentine’s Day Without Maxing Out Your Credit Card
Did you know that Americans spent 25.8 billion dollars on Valentine’s Day according to the National Retail Federation(NRF)?Valentine’s Day is a special occasion dedicated to expressing love and appreciation for those we care about most. However, the pressure to make this day extraordinary can sometimes lead to overspending and credit card debt. It’s important to remember that love is not…
Read moreFeb 7, 2025
How to Save on Interest Payments with a DMP
The biggest challenge when using credit cards is that if you are unable to pay them off in full each month you will stay in debt longer and pay more in interest over time. Most credit card companies charge compound interest daily, meaning your debt continues to grow even if you make payments. If you are only able to…
Read moreFeb 4, 2025
5 Secrets to Reduce Credit Card Debt
Many of us have had the experience of using credit cards when we should not or putting one more thing on the card and hoping we will be able to pay it off at the end of the month, but then…something else comes up. Credit card balances can grow quickly and maybe we only think about them when it is…
Read moreFeb 1, 2025
The Importance of Financial Literacy
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve your financial goals. Whether you’re looking to pay off debt,…
Read moreJan 30, 2025
Kickoff Your Credit Goals: Understanding Your Credit Score
65% percent of Americans were thinking about having a financial resolution this year according to Fidelity’s 2025 New Year’s Financial Resolutions Study. Although saving more money seemed to be the most popular financial resolution, we here at American Consumer Credit Counseling can’t stress enough how important it is to fully understand your credit score. By taking the time to…
Read moreJan 29, 2025
Financial Wellness Series: 10 Tips to Boost Your Savings
As we step into a new month, it’s the perfect opportunity to prioritize your financial wellness by increasing your savings. Whether your aim is to save for a particular goal, establish an emergency fund, or just improve your overall financial habits, implementing small, consistent changes can yield impressive outcomes. Here are ten practical tips to help you enhance your savings…
Read moreJan 28, 2025
The Importance of Financial Literacy in 2025
Improving your financial literacy is a constant journey. But with the start of a new year, there is no better time to focus on it a little more to start the year refreshed. A strong foundation in money management can help you make smarter decisions, avoid common pitfalls, and achieve your financial goals. Whether you’re looking to pay off debt,…
Read moreJan 23, 2025
Consolidating Debt: Is January the Right Time to Make a Move
January is often viewed as a month of new beginnings. With the holiday season behind us, it’s the perfect time to set fresh goals and tackle lingering financial challenges such as credit card debt. For many individuals, consolidating debt might seem like the logical step toward financial recovery. But is January the right time to tackle your debt? We at…
Read moreJan 22, 2025
H-E-B: Buy $100 Visa/MC/Amex Giftcard & Get $20 HEB Giftcard Free
The Offer Direct Link to offer H-E-B grocery chain is offering a free $20 H-E-B gift card with coupon when you buy $100 Vanilla Visa gift card. Must clip coupon first. Similar offers available for American Express gift cards and Mastercard gift cards. The Fine Print Expires 1/28/25 Limit 1 per phone number with digital coupon In-store only Our…
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