Increased Shopping Portal Rates Giftcards.com

The Offer

There are a few interesting shopping portal deals going on now for Giftcards.com, these deals should be valid 12/28/25 through 1/3/26:

Topcashback and BeFrugal are offering 8% cashback on the following brands: Home Depot (eGift or physical), Airbnb (eGift) , Sephora, Nordstrom & Nordstrom Rack, Marriot, Home Goods, TJ Max, Disney (physical).Also 5% on One4all.2% on all others, including Visa.

Shopback is offering 5% on all regular gift cards.Visa/MC/College are only 1%.

Kudos is still offering 5% on all gift cards via their Boost offer.

There are also a handful of brands with sales from Giftcards.com, though I’m unsure which of those deals stack with the portal.

Our Verdict

Some nice rates here.

Valuable brands like Home Depot, Disney, Airbnb, Marriott could make sense with 8% cashback.Note the standard $2,000 limit.

Stack with the 5% back from Chase Offer and most brands get 1% back in Giftcards.com Rewards (Home Depot and Disney are excluded from these rewards).Or you can use the Chase Freedom card with Paypal for 5x this month.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.