Update 1/8/26: Extended through 4/21/26 at this link.(ht Cc) The $250k tier is much better now with a $1,000 bonus (previously $700).
The Offer
New link | Direct link to offer | Another link for higher tiers
Chase is offering a bonus on their You Invest investment product.This product offers free trades to some customers in addition to other benefits.The current sign up bonus is tiered and varies based on how much you fund the account with:
Fund $5,000-$24,999 and get a bonus of $50
Fund $25,000-$99,999 and get a bonus of $150
Fund $100,000-$249,999 and get a bonus of $325 (the old link is better for this tier)
Fund $250,00+ and get a bonus of $700
Fund $500,000+ and get a bonus of $1,200 $1,000
Fund $2,000,000+ and get a bonus of $2,500
Account must be funded within 45 days and must be maintained for 90 days
The Fine Print
Cash promotion is limited to one per customer and can only be applied to one new You Invest Trade account (Brokerage, Traditional IRA, or Roth IRA).To enroll in the up to $625 offer, you must open an account through this page.
Customers must open and fund a new You Invest Trade account with new money of $25,000 or more in cash or securities from a non-Chase or non-J.P.Morgan account and cannot be funds or securities held by Chase or its affiliates.New money must be transferred within 45 days of account opening.
At day 45, the bonus tier will be determined
Cash bonus will be credited to the account within 10 business days of these requirements being met.
You can participate in only one You Invest, Chase Private Client Checking, or Sapphire Checking new money bonus in a 12 month period.
The new money balance must be maintained in the account for at least 90 days from the date of funding (losses due to trading or market fluctuation will not be taken into account).
Our Verdict
Previously only the lowest tier bonus has been offered. Keep in mind you can do this bonus and still do a Chase checking & Savings bonus as well, but doing this bonus prevents you from doing the Chase Private Client or Sapphire Checking bonus.If considering this bonus you have several options:
You can just fund the account with $25,000-$250,000 and leave the funds in there without investing them for 90 days.For most people this won’t be worth doing.
A better option would to put the funds into a money market fund such as VMMXX or VUSXX.These have been yielding 2%+ returns and are considered very safe, but they don’t have FDIC insurance like a traditional high yield savings account.
You can invest funds as you normally would.
Reader Ben points out that the Sapphire Banking offer does not allow IRA funds to count to the funding amount while this You Invest offer does allow that.So if you don’t have non-IRA funds to move over and thus can’t get the Sapphire bonus, this You Invest bonus can really be cost free by simply transferring over IRA funds (I’ve never actually transferred an IRA, personally, but I assume it’s not difficult).Another reader points out that there are often fees for transferring an IRA, check with your original institution and with Chase to find out if there are fees to transfer in or out.
We’ll add this to our List of Best Brokerage Bonuses.
Post history:
Update 9/30/25: Extended through 1/8/26.There’s also a new link with a $1k tier, updated below. Tiers keep changing slightly with each link.
Update 9/5/25: Offer has been extended through 10/21/25
Update 1/22/25: Deal has been extended to 4/15/2025
Update 10/12/24: Deal has been extended to 01/23/2025
Offer has been extended to 10/11/24
Update 10/11/23: Extended until 01/22/2024.Bonus now $700.
Update 7/15/23: Extended until 10/12/2023.
Update 5/3/23: Offer is back at this link (incognito) through 7/13/23.
Update 3/16/23: Here’s another link with similar tiers and which also includes a higher $1,200 and $2,500 tier.Updated below.
Update 1/13/23: $700 bonus is back.Also added $150 tier.Valid now through 4/13/23.(ht David)
$700 bonus has ended, $625 now available.
Update 10/24/22: All tiers have been increased, maximum bonus now $700.
Update 10/18/22: Deal is back and valid through 1/19/23.
Update 7/28/22: Deal is back through October 10, 2022.New link.There’s also a targeted email being sent out with a couple of additional tiers. (ht 20201103)
Update 5/25/22: Deal is back through July 14, 2022.New link.The lowest tier changed from $200 to $125, updated below.(ht BG)
Update 10/26/20: Bonuses extend until 11/24/2020.
Update 9/19/20: Bonuses have been reduced to $200/$300/$625.Bonus extended until October 25, 2020.Hat tip to reader SamL
Update 5/1/20: $300 bonus has been increased to $350 and $625 bonus has been increased to $725.Hat tip to reader Chase-ing UR points
