[Northeastern PA only] Fidelity Bank $600/$800 Checking Bonus

Update 7/12/26: There is now a $600 personal and $800 business checking bonus.Hat tip to reader Dave

Update 6/20/26: There is now a $600 personal and $500 business checking bonus.Hat tip to reader LS

Update 10/29/25: Now $400

Update 1/27/25: Deal is now $550.

Update 8/25/25: Deal is back active at $525.Hat tip to reader Gorb

Update 1/15/22: Deal is back, now $525.

Update 9/19/20: Deal is back, no end date listed.

There is now a savings requirement as well.Hat tip to Gadget.

Update 4/20/20: Bonus increased to $500.Direct deposit required increased from $2,500 to $3,000 per month.eSatement and debit card transactions also added.

Hat tip to reader Yo

Offer at a glance

The Offer

Direct link to offer

Fidelity Bank is offering a $700 personal bonus of up to $700:

$350 when you open a new checking account with qualifying direct deposit and enroll in online banking and EZ Statements

$100 when you open a savings or money market account and maintain a qualifying balance ($10,000 for three months)

$50 when you open your account online

$100 debit card bonus: 20+ debit transactions/month for 5 months ($20/month)

$500 business bonus (says $800, but it’s actually $500 as $300 is merchant services) :

$450 when you open a new business checking account and maintain a qualifying balance while enrolled in digital banking

Plus, up to $300 with Merchant Services

$50 when you open your account online

The Fine Print

Offer valid for new personal checking account customers only.

A $500.00 deposit will be made into your Fidelity Bank checking account when direct deposits or recurring credits of $3,000.00 per month are received for a minimum of three (3) consecutive months.

Requirement must be satisfied within one hundred and fifty (150) calendar days of account opening.

Deposit will be made on the first (1st) business day after one hundred and fifty (150) calendar days from account opening.

Minimum deposit to open a checking account may range between $25.00 and $1,000.00, minimum balance requirements and monthly service charges depend on which checking account is chosen.

Please consult your Fidelity Banker for specific product information.Minimum balance requirements and fees may reduce earnings.

The annual percentage yield (APY) for Performance Checking or Platinum Checking accounts is 0.05% if balance requirement of $2,500.00 is met.APY is current as of May 20, 2019 and may be rescinded or changed at any time.

Rates are variable and may change at any time.

Bonus will be reported on IRS Form 1099-Misc.

Cannot be combined with any other offer.

Customers may only receive one new checking account and savings account opening-related bonus per calendar year.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Reliance Checking $7 Monthly Fee

This account is the easiest to keep fee free, the $7 monthly charged is waived if you do any of the following:

$1500 average daily balance OR

$400 aggregated monthly direct deposit

or ten (10) signature based Fidelity Visa® Check Card transactions

Early Account Termination Fee

There is a fee if closed within 180 days, but I’m unsure what this fee is.

Our Verdict

Previous best bonus was $200, that required a savings account but lower direct deposit/recurring credit.This new bonus is significantly better because the bonus is $400 and the direct deposit/recurring credit isn’t that difficult to meet.

Because of that we will be adding this to our list of the best bank bonuses.

Hat tip to reader Jeff L

Useful posts regarding bank bonuses:

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.