[PA & OH only] First Commonwealth Bank $300-$500 Business Checking Bonus

Update 10/4/25: Deal is back but now for $300-$500.

Offer at a glance

Maximum bonus amount: $150

Availability: PA & OH only

Direct deposit required: No

Additional requirements: eStatements + 10 debit card transactions

Hard/soft pull: Unknown

Credit card funding: Unknown

Monthly fees: None

Early account termination fee: None

Expiration date: 1/2/26

The Offer

Direct link to offer

Open a new First Commonwealth business checking account with promo code FCBIZ2 by 1/2/26.

Earn $300 with 10 qualifying transactions and $3,000+ in deposits within 60 days OR earn $500 with 10 qualifying transactions and $5,000+ in deposits within 60 days.

The Fine Print

Please allow up to 4-6 weeks, after completing all requirements of this offer, for delivery of your Reward Card

Qualifying debit card transactions include signature and PIN-based debit card transactions

The Bonus offer is not available if the Referred Person or Business already has a First Commonwealth Bank checking account, and may not be combined with any other offers

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Referral Bonus

You can also receive a $50 Visa gift card for every person/business you refer.Leave your referrals in the comments, along with information regarding opening the account (e.g credit card funding and soft/hard pull).

Avoiding Fees

First commonwealth bank offer a free checking account that doesn’t have any monthly fees or minimums.I also wasn’t able to find any mention of an early account termination fee in their fee schedule.

Our Verdict

This is a great bonus for those that live in the area, easy to get the bonus and no minimum monthly requirements.

My only concern is that we don’t know whether it’s a hard or soft pull.If we could confirm a soft pull, I’d added it to the best business checking bonus page.For now we’ve just added it to our complete list of all business checking bonuses.

If you have any information about this bonus, please share it in the comments along with your referral link.

Hat tip to Maximizing Money

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.