Rakuten $50/5,000 Referral Bonus – Highest Ever (Valid through 12/31/25)

Update 10/3/25: Offer has been extended for October 1 – December 31, 2025.Perfect for the holiday shopping season.

The Offer

Direct Link to offer (this contains my referral link) | Find your referral here

Rakuten shopping portal is offering their best-ever referral bonus:

New member gets $50 when they join via referral link and spend a total of $50 in qualifying purchases within 90 days of joining.

Referrer then gets $50 as well.

Offer valid 9/10/25 through 9/30/25 12/31/25.

Our Verdict

$50 is the best we’ve seen and is an excellent deal for a simple portal signup.You can also invite your spouse, friends, and family to get this deal and you’ll get $50 for referring them too.

You also have the option to earn your Rakuten cashback as Membership Rewards points instead which some people will find more valuable.

An easy way to meet the $50 spend requirement is to click through Rakuten to Giftcards.com and buy a $50 gift card from Visa, Starbucks, Instacart, Home Depot, Lowe’s, Target, etc.Of course there are hundreds of other merchants on Rakuten which work just as well, but buying a $50 Visa gift card is something almost anyone can find a way to use.

If anyone ever wanted to buy me an expensive drink, you can use my referral link.

Thank you

No referral sharing in the comments below.

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.