[Targeted] Alliant Credit Union $300 Checking Bonus (10/1-10/31)

Update 10/1/25: Deal now live, targeted unfortunately.Terms state ‘For the avoidance of doubt, only current Alliant Credit Union members identified within the selected audience are eligible for this promotion.There is a limit of one bonus per eligible member.’

Note: This doesn’t go live until October 1, 2025.

Offer at a glance

The Offer

Direct link to offer

Alliant Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:

Apply for, and open, one new Alliant Credit Union Checking account between October 1, 2025, and October 31, 2025.

Make direct deposit(s) totaling a minimum of $1,500 into the newly opened Alliant Credit Union Checking account within 45 calendar days of the Checking account opening.

The Fine Print

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees as long as you opt for eStatements.

Early Account Termination Fee

There is a $10 fee if closed within 90 days.

Our Verdict

Hopefully this stacks with the Rakuten offer, often that doesn’t lead to the correct landing page but it’s possible to get them to stack but YMMV as always.We won’t add this to our best bank bonus page until it actually goes live.

Hat tip to reader DWhite

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.