[Targeted] Renew Costco Membership & Get $45 Shop Card

The Offer

Direct Link to offer (note: this is a targeted offer)

Costco is sending some people (with an expired membership) a postcard or email with an offer to get a $45 Shop Card when they renew membership with auto-renew turned on.

The Fine Print

Valid only for select memberships that expired between August 2024 – May 2025

Offer expires November 30, 2025

To qualify you must have a membership that expired August 2024 to May 2025 and have received a promotion postcard or email.

To receive a Digital Costco Shop Card, you must provide a valid email address and set up auto renewal of your Costco membership on a Visa credit/debit card or Mastercard debit card at the time of sign-up.If you elect not to enroll in auto renewal at the time of sign-up, incentives will not be owed.

Digital Costco Shop Card will be emailed to the email address provided by the Primary Member at time of sign-up within 2 weeks after successful sign-up and enrollment in auto renewal.

Our Verdict

Nice deal here for renewal.Typically the deals are only for new members who have not been a member for more than 18 months, so it’s nice to see this deal directly from Costco for those whose membership is more recently expired.

Hat tip to SD

Disclaimer: This story is auto-aggregated by a computer program and has not been created or edited by mycardopinions.
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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.