[CO Only] Zing Credit Union $300 Checking Bonus

Note: This was formerly known as Denver Community Federal Credit Union & Denver Community Credit Union

Offer at a glance

Maximum bonus amount:

Availability: Must be eligible for membership by living or working in Adams, Arapahoe, Denver, or Jefferson Counties, be a family member of a current
member, or be a member of the Go West Foundation.

Direct deposit required: Yes, $1,000+

Additional requirements: Use promo code and open with debit card

Hard/soft pull: Unknown

ChexSystems: Unknown

Credit card funding: Unknown

Monthly fees: None

Early account termination fee: Unknown

Household limit: None listed

Expiration date: January 31, 2027

The Offer

Direct link to offer

Zing Credit Union is offering a $300 bonus when you open a new checking account and complete the following requirements:

Use promo code ZING and open account with a debit card

Receive recurring direct deposits totaling $1,000 or more within 90 days

The Fine Print

Must be eligible for membership by living or working in Adams, Arapahoe, Denver, or Jefferson Counties, be a family member of a current
member, or be a member of the Go West Foundation.

Use promo code ZING to bypass the fee on the Friends of the Foundation form.

Membership share account is required with a minimum $5 opening balance.

Must be 18 or older.

Must use promo code GENZING on the online member application to qualify.

If applying for membership in a branch, please present this offer.

Must open a checking account with a debit card and recurring direct deposits totaling $1,000 or more within 90 days.

Account must be open and in good standing at the time of qualification to receive $300 new member incentive.

$300 new member incentive will be deposited to the share account within 100 days of account opening.

Subject to taxation.May not be combined with other offers.

Employees and volunteers of Zing Credit Union are not eligible.

Promotional period ends January 31, 2027.

Zing Credit Union reserves the right to modify or end this promotion at any time without notice.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Seems like a relatively easy bonus.Did offer a $100 bonus in the past.

Hat tip to reader Churningg

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.