[MO, KS, In Branch only] Hawthorn Bank $300 Checking Bonus

Update 4/26/26: Extended until 9/30/26.Hat tip to reader SG

Extended until March 31, 2026.New promo code

Extended until December 31, 2025

Extended until september 30, 2025

extended until 6/30

Update 1/5/25″ Deal is back, in branch only.Valid until March 31, 2025.

Hat tip to ink_me_please

Update 9/29/24: Deal is back and valid until December 31, 2024.

Update 1/31/23: Deal is back and valid until December 31, 2023.Hat tip to reader Gadget

Offer at a glance

The Offer

Direct link to offer

Hawthorn Bank is offering a $300 bonus when you open a new checking account and complete the following requirements:

Use promo code 2026CASH300

Set up at least two direct deposits totaling $500 or more to your new account within the first 90 days of account opening

The Fine Print

Offer is not available to existing Hawthorn Bank checking customers.

To receive the bonus: 1) Open a new qualifying checking account, which is subject to approval; AND 2) Have two or more direct deposits totaling at least $500 made to this account within 90 days of account opening.

Deposit accounts must be opened by December 31, 2022 when offer expires.

Qualifying personal checking accounts include any Hawthorn Bank checking account except Opportunity Checking and Opportunity First Step Checking.Checking accounts may be opened with a $25 deposit.Qualifying savings accounts include Personal Savings, More Savings or Vacation Savings Accounts.

Qualifying savings accounts must be opened within 60 days after the new checking account is opened in order to qualify for the $25 bonus.

After the full 90-day qualification period, qualifying customers will receive a direct deposit of $300 (and an additional $25, for those who opened and maintain a savings account in good standing) to their checking account within 2-6 weeks of the qualifying period end date.Please mention this offer or use the offer code CASH300 in order to receive this incentive.Offer expires December 31, 2022.

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

They offer a free checking account (this does have a $3 fee if you don’t opt in for paperless statements( and also an account that offers 3.01% APY.

Early Account Termination Fee

$25 fee is charged if the account is closed within 30 days of opening according to the fee schedule.

Our Verdict

There is a $150 business referral bonus as well.Requirements for this bonus are easy to meet and there is some nice credit card funding as well.

Will add this to our best checking bonuses.

Hat tip to reader Curm

Useful posts regarding bank bonuses:

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Frequently Asked Questions

Certainly. Unlike personal loans, you won't face any penalties for settling your balance ahead of schedule. However, it's crucial to keep in mind that if your credit card comes with a 0% introductory offer, it's essential to clear your balance completely before the 0% promotion expires and interest charges apply.

However, you can include additional cardholders, each with their own card. While sharing the single credit limit, the primary cardholder remains responsible for settling the debt.

Potentially, yes. Credit card APRs are typically variable, allowing lenders to change rates, impacting your monthly payments. Additionally, be mindful that introductory 0% offers can lead to higher interest rates once they expire. So, it's wise to clear your balance before that happens, if feasible.

Indeed, credit builder cards exist for those with less-than-ideal credit scores. These cards offer lower credit limits (typically £150 to £1,200) and higher interest rates. Responsible use, including full and on-time payments, can gradually boost your creditworthiness, potentially opening doors to better credit card offers down the line.